US Bank Directory
Banks in Saint Pauls, NC
3 FDIC-insured banks operate 3 offices in Saint Pauls, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Saint Pauls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Saint Pauls, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Saint Pauls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, First Bank and Lumbee Guaranty Bank have the most locations in Saint Pauls, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank Bank · 1
First Bank has 1 branch in Saint Pauls, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 058 St. Pauls Branch at 301 W Broad St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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058 St. Pauls Branch301 W Broad St, 28384
Lumbee Guaranty Bank Bank · 1
Lumbee Guaranty Bank has 1 branch in Saint Pauls, 14 across North Carolina and 14 nationwide. FDIC records list its main office in Pembroke, NC and show it operating since 1971. With $583.5 million in total assets on June 30, 2026, it ranks No. 1,599 of 4,232 U.S. banks by total assets. The St. Pauls Branch at 306 S 5th St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Pauls Branch306 S 5th St, 28384
Truist Bank · 1
Truist has 1 branch in Saint Pauls, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Saint Pauls Branch at 108 E Broad St dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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Saint Pauls Branch108 E Broad St, 28384
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Saint Pauls: the local picture
Short answer: 3 banks run 3 branches in Saint Pauls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Saint Pauls, 3 elsewhere in North Carolina, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 301 W Broad St, dating to 1935; the newest is Lumbee Guaranty Bank's at 306 S 5th St, from 1986.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Saint Pauls
Short answer: None of the 1 Saint Pauls location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Pauls, and where the nearest one is if they do not.
Short answer: In Saint Pauls: Truist (1). No branches in Saint Pauls: Chase (nearest in Garner, 58 mi), Wells Fargo (nearest in Lumberton, 12 mi), Bank of America (nearest in Fayetteville, 16 mi), PNC Bank (nearest in Lumberton, 13 mi), U.S. Bank (nearest in Charlotte, 105 mi), Fifth Third Bank (nearest in Raleigh, 62 mi), Huntington (nearest in Raleigh, 74 mi), Regions Bank (nearest in Raleigh, 73 mi), TD Bank (nearest in Leland, 68 mi), BMO.
| Bank | In Saint Pauls | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Garner, 58 miles away |
| Wells Fargo | None | Lumberton, 12 miles away |
| Bank of America | None | Fayetteville, 16 miles away |
| PNC Bank | None | Lumberton, 13 miles away |
| U.S. Bank | None | Charlotte, 105 miles away |
| Fifth Third Bank | None | Raleigh, 62 miles away |
| Huntington | None | Raleigh, 74 miles away |
| Regions Bank | None | Raleigh, 73 miles away |
| TD Bank | None | Leland, 68 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Pauls to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Pauls residents like anyone else.
Banks near Saint Pauls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Red Springs (12 miles) and Lumberton (12 miles). Fayetteville, 17 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Red Springs, NC | 12 mi | 2 | 2 |
| Banks in Lumberton, NC | 12 mi | 7 | 10 |
| Banks in Hope Mills, NC | 12 mi | 4 | 4 |
| Banks in Pembroke, NC | 15 mi | 3 | 5 |
| Banks in Fayetteville, NC | 17 mi | 14 | 33 |
| Banks in Raeford, NC | 19 mi | 4 | 4 |
| Banks in Fairmont, NC | 23 mi | 2 | 2 |
| Banks in Elizabethtown, NC | 24 mi | 5 | 5 |
Bank branch openings and closings in Saint Pauls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Pauls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint Pauls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Pauls offices.
Short answer: Truist is the largest bank with offices in Saint Pauls, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Bank is second with $13.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Lumbee Guaranty Bank | $583.5 million | No. 1,599 | 1 | Pembroke, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Pauls: FAQ
How many banks are in Saint Pauls, NC?
Saint Pauls has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Saint Pauls?
Truist, with 1. First Bank has 1 and Lumbee Guaranty Bank has 1.
Is there a Truist in Saint Pauls, NC?
Yes. FDIC data lists 1 Truist branch in Saint Pauls as of September 5, 2026. The address and directions are under Truist above.
Is there a First Bank in Saint Pauls, NC?
Yes. FDIC data lists 1 First Bank branch in Saint Pauls as of September 5, 2026. The address and directions are under First Bank above.
Is there a Lumbee Guaranty Bank in Saint Pauls, NC?
Yes. FDIC data lists 1 Lumbee Guaranty Bank branch in Saint Pauls as of September 5, 2026. The address and directions are under Lumbee Guaranty Bank above.
Is there a Chase in Saint Pauls, NC?
No. FDIC data lists no Chase branch in Saint Pauls as of September 5, 2026. The nearest is in Garner, about 58 miles away in a straight line.
Which banks in Saint Pauls are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Saint Pauls?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Saint Pauls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Pauls?
Nearby cities with more banks include Red Springs, Lumberton, Hope Mills. Red Springs is 12 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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