US Bank Directory
Banks in Lumberton, NC
7 FDIC-insured banks operate 10 offices in Lumberton, North Carolina, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lumberton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 14 locations in Lumberton, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lumberton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lumbee Guaranty Bank has the most locations in Lumberton, with 3. It is followed by Truist (2). 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lumbee Guaranty Bank Bank · 3
Lumbee Guaranty Bank has 3 branches in Lumberton, 14 across North Carolina and 14 nationwide. FDIC records list its main office in Pembroke, NC and show it operating since 1971. With $583.5 million in total assets on June 30, 2026, it ranks No. 1,599 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lumberton location is the Downtown Branch at 600 N Pine St, dating to 1989; the newest, at 2799 W 5th St, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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West Fifth Street2799 W 5th St, 28358
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Fayetteville Road Branch4845 Fayetteville Rd, 28358
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Downtown Branch600 N Pine St, 28358
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Lumberton, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Lumberton locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Lumberton - Fayetteville Rd4840 Fayetteville Rd, 28358
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Lumberton - Nigel Road64 Nigel Rd, 28360
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 2
Truist has 2 branches in Lumberton, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lumberton location is the Lumberton Main Branch at 500 N Pine St, dating to 1897; the newest, at 2700 N Elm St, to 1963. None of its 2 Lumberton locations with published hours lists Saturday hours.
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North Elm Street Branch2700 N Elm St, 28358
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Lumberton Main Branch500 N Pine St, 28358
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Civic Credit Union Credit union · 1
Civic Credit Union has 1 office in Lumberton, 12 across North Carolina. It is based in Raleigh, NC and $3.19 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lumberton4400 Fayetteville Rd, 28358
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Bank Bank · 1
First Bank has 1 branch in Lumberton, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 056 Lumberton at 2801 N Elm St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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056 Lumberton2801 N Elm St, 28358
Members Credit Union Credit union · 1
Members Credit Union has 1 office in Lumberton, 18 across North Carolina. It is based in Winston Salem, NC and $481.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Members Credit Union - Lumberton4344 Fayetteville Rd, 28358
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Lumberton, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Lumberton Branch at 700 N Chestnut St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lumberton Branch700 N Chestnut St, 28358
United Bank Bank · 1
United Bank has 1 branch in Lumberton, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Fayetteville Road Branch at 4309 Fayetteville Rd dates to 2015 in FDIC branch records. Its published hours do not list Saturday.
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Fayetteville Road Branch4309 Fayetteville Rd, 28358
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Lumberton, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Lumberton Branch at 2775 N Elm St dates to 1973 in FDIC branch records. It opens on Saturday.
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Lumberton Branch2775 N Elm St, 28358
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Lumberton, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0823 Lumberton Wal-Mart Branch at 5070 Fayetteville Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0823 Lumberton Wal-Mart Branch5070 Fayetteville Rd, 28358
Join a credit union in Lumberton
3 credit unions have 4 offices here: State Employees' Credit Union, Civic Credit Union and Members Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lumberton page has every office in the state's directory.
Banking in Lumberton: the local picture
Short answer: 7 banks run 10 branches in Lumberton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Lumberton, 3 elsewhere in North Carolina and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 500 N Pine St, dating to 1897; the newest is United Bank's at 4309 Fayetteville Rd, from 2015.
3 credit unions have 4 offices in Lumberton, according to the NCUA. Who can join each one is on the credit unions page.
Of the 8 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Banks by ZIP code in Lumberton
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 28358 has the most bank and credit union offices in Lumberton (13), followed by 28360 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 28358 | 13 | 10 | Lumbee Guaranty Bank, Truist, Civic Credit Union |
| 28360 | 1 | 1 | State Employees' Credit Union |
Banks open on Saturday in Lumberton
Short answer: 1 of the 8 Lumberton locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (2775 N Elm St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lumberton, and where the nearest one is if they do not.
Short answer: In Lumberton: Wells Fargo (1), PNC Bank (1), Truist (2). No branches in Lumberton: Chase (nearest in Garner, 70 mi), Bank of America (nearest in Fayetteville, 28 mi), U.S. Bank (nearest in Charlotte, 106 mi), Fifth Third Bank (nearest in Wilmington, 72 mi), Huntington (nearest in Raleigh, 85 mi), Regions Bank (nearest in Raleigh, 85 mi), TD Bank (nearest in Leland, 63 mi), BMO.
| Bank | In Lumberton | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 2 branches | here |
| Chase | None | Garner, 70 miles away |
| Bank of America | None | Fayetteville, 28 miles away |
| U.S. Bank | None | Charlotte, 106 miles away |
| Fifth Third Bank | None | Wilmington, 72 miles away |
| Huntington | None | Raleigh, 85 miles away |
| Regions Bank | None | Raleigh, 85 miles away |
| TD Bank | None | Leland, 63 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lumberton to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lumberton residents like anyone else.
Banks near Lumberton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Pembroke (11 miles) and Fairmont (11 miles). Whiteville, 27 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Pembroke, NC | 11 mi | 3 | 5 |
| Banks in Fairmont, NC | 11 mi | 2 | 2 |
| Banks in Saint Pauls, NC | 12 mi | 3 | 3 |
| Banks in Red Springs, NC | 15 mi | 2 | 2 |
| Banks in Elizabethtown, NC | 23 mi | 5 | 5 |
| Banks in Hope Mills, NC | 24 mi | 4 | 4 |
| Banks in Raeford, NC | 27 mi | 4 | 4 |
| Banks in Whiteville, NC | 27 mi | 6 | 6 |
Bank branch openings and closings in Lumberton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lumberton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lumberton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lumberton offices.
Short answer: Wells Fargo is the largest bank with offices in Lumberton, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 2 | Charlotte, NC |
| United Bank | $33.64 billion | No. 65 | 1 | Fairfax, VA |
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Lumbee Guaranty Bank | $583.5 million | No. 1,599 | 3 | Pembroke, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lumberton: FAQ
How many banks are in Lumberton, NC?
Lumberton has 7 banks with 10 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lumberton?
Lumbee Guaranty Bank, with 3. Truist has 2 and Wells Fargo has 1.
Is there a Lumbee Guaranty Bank in Lumberton, NC?
Yes. FDIC data lists 3 Lumbee Guaranty Bank branches in Lumberton as of September 5, 2026. Its branches are listed under Lumbee Guaranty Bank above, with the address and directions for each.
Is there a Truist in Lumberton, NC?
Yes. FDIC data lists 2 Truist branches in Lumberton as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Wells Fargo in Lumberton, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Lumberton as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Lumberton, NC?
No. FDIC data lists no Chase branch in Lumberton as of September 5, 2026. The nearest is in Garner, about 70 miles away in a straight line.
Which banks in Lumberton are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Lumberton locations. The Saturday section above lists each one with its hours. 6 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lumberton?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Lumberton?
State Employees' Credit Union, Civic Credit Union and Members Credit Union have offices in Lumberton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lumberton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lumberton?
Nearby cities with more banks include Pembroke, Fairmont, Saint Pauls. Pembroke is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 10 branches: Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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