US Bank Directory
Banks in Fairmont, NC
2 FDIC-insured banks operate 2 offices in Fairmont, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Fairmont
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Fairmont, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fairmont
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Bank and Lumbee Guaranty Bank have the most locations in Fairmont, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Bank Bank · 1
First Bank has 1 branch in Fairmont, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 062 Fairmont at 301 S Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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062 Fairmont301 S Main St, 28340
Lumbee Guaranty Bank Bank · 1
Lumbee Guaranty Bank has 1 branch in Fairmont, 14 across North Carolina and 14 nationwide. FDIC records list its main office in Pembroke, NC and show it operating since 1971. With $583.5 million in total assets on June 30, 2026, it ranks No. 1,599 of 4,232 U.S. banks by total assets. The Fairmont Branch at 301 N Walnut St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fairmont Branch301 N Walnut St, 28340
Banking in Fairmont: the local picture
Short answer: 2 banks run 2 branches in Fairmont according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Fairmont, 2 elsewhere in North Carolina, according to the FDIC.
The bank with the longest record here is First Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 301 S Main St, dating to 1934; the newest is Lumbee Guaranty Bank's at 301 N Walnut St, from 1991.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Fairmont, and where the nearest one is if they do not.
Short answer: No branches in Fairmont: Chase (nearest in Garner, 81 mi), Wells Fargo (nearest in Lumberton, 11 mi), Bank of America (nearest in Fayetteville, 38 mi), PNC Bank (nearest in Lumberton, 10 mi), U.S. Bank (nearest in Charlotte, 103 mi), Truist (nearest in Lumberton, 10 mi), Fifth Third Bank (nearest in Wilmington, 74 mi), Huntington (nearest in Raleigh, 96 mi), Regions Bank (nearest in Raleigh, 95 mi), TD Bank (nearest in Leland, 65 mi), BMO.
| Bank | In Fairmont | Nearest branch if none here |
|---|---|---|
| Chase | None | Garner, 81 miles away |
| Wells Fargo | None | Lumberton, 11 miles away |
| Bank of America | None | Fayetteville, 38 miles away |
| PNC Bank | None | Lumberton, 10 miles away |
| U.S. Bank | None | Charlotte, 103 miles away |
| Truist | None | Lumberton, 10 miles away |
| Fifth Third Bank | None | Wilmington, 74 miles away |
| Huntington | None | Raleigh, 96 miles away |
| Regions Bank | None | Raleigh, 95 miles away |
| TD Bank | None | Leland, 65 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fairmont to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fairmont residents like anyone else.
Banks near Fairmont
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lumberton (11 miles) and Pembroke (14 miles). Lumberton, 11 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lumberton, NC | 11 mi | 7 | 10 |
| Banks in Pembroke, NC | 14 mi | 3 | 5 |
| Banks in Red Springs, NC | 22 mi | 2 | 2 |
| Banks in Saint Pauls, NC | 23 mi | 3 | 3 |
| Banks in Whiteville, NC | 26 mi | 6 | 6 |
| Banks in Laurinburg, NC | 27 mi | 6 | 6 |
| Banks in Tabor City, NC | 28 mi | 3 | 3 |
| Banks in Elizabethtown, NC | 30 mi | 5 | 5 |
Bank branch openings and closings in Fairmont
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fairmont between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fairmont by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fairmont offices.
Short answer: First Bank is the largest bank with offices in Fairmont, with $13.03 billion in total assets on June 30, 2026, No. 138 among U.S. banks by total assets. Lumbee Guaranty Bank is second with $583.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Lumbee Guaranty Bank | $583.5 million | No. 1,599 | 1 | Pembroke, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fairmont: FAQ
How many banks are in Fairmont, NC?
Fairmont has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Fairmont?
First Bank, with 1. Lumbee Guaranty Bank has 1.
Is there a First Bank in Fairmont, NC?
Yes. FDIC data lists 1 First Bank branch in Fairmont as of September 5, 2026. The address and directions are under First Bank above.
Is there a Lumbee Guaranty Bank in Fairmont, NC?
Yes. FDIC data lists 1 Lumbee Guaranty Bank branch in Fairmont as of September 5, 2026. The address and directions are under Lumbee Guaranty Bank above.
Is there a Chase in Fairmont, NC?
No. FDIC data lists no Chase branch in Fairmont as of September 5, 2026. The nearest is in Garner, about 81 miles away in a straight line.
What is the oldest bank in Fairmont?
First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Did any bank branches open or close in Fairmont in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fairmont?
Nearby cities with more banks include Lumberton, Pembroke, Red Springs. Lumberton is 11 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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