US Bank Directory
Banks in Pembroke, NC
3 FDIC-insured banks operate 5 offices in Pembroke, North Carolina, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Pembroke
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 6 locations in Pembroke, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pembroke
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lumbee Guaranty Bank has the most locations in Pembroke, with 3. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lumbee Guaranty Bank Bank · 3
Lumbee Guaranty Bank has 3 branches in Pembroke, 14 across North Carolina and 14 nationwide. FDIC records list its main office in Pembroke, NC and show it operating since 1971. With $583.5 million in total assets on June 30, 2026, it ranks No. 1,599 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Pembroke location is its main office at 403 E 3rd St, dating to 1971; the newest, at 915 W 3rd St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office403 E 3rd St, 28372
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Pembroke Branch 64403 E 3rd St, 28372
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University Plaza Branch915 W 3rd St, 28372
First Bank Bank · 1
First Bank has 1 branch in Pembroke, 102 across North Carolina and 116 nationwide. FDIC records list its main office in Southern Pines, NC and show it operating since 1934. With $13.03 billion in total assets on June 30, 2026, it ranks No. 138 of 4,232 U.S. banks by total assets. The 057 Pembroke at 210 W 3rd St dates to 1939 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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057 Pembroke210 W 3rd St, 28372
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Pembroke, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pembroke921 W 3Rd St, 28372
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Pembroke, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0824 Pembroke Walmart at 930 Highway 711 E. Pembroke dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0824 Pembroke Walmart930 Highway 711 E. Pembroke, 28372
Join a credit union in Pembroke
1 credit union has 1 office here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pembroke page has every office in the state's directory.
Banking in Pembroke: the local picture
Short answer: 3 banks run 5 branches in Pembroke according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Pembroke, 1 elsewhere in North Carolina and 1 out of state, according to the FDIC.
The bank with the longest record here is First Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank's office at 210 W 3rd St, dating to 1939; the newest is Lumbee Guaranty Bank's at 915 W 3rd St, from 2012.
The only credit union with an office here is State Employees' Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Pembroke
Short answer: None of the 1 Pembroke location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pembroke, and where the nearest one is if they do not.
Short answer: No branches in Pembroke: Chase (nearest in Holly Springs, 71 mi), Wells Fargo (nearest in Lumberton, 11 mi), Bank of America (nearest in Fayetteville, 29 mi), PNC Bank (nearest in Lumberton, 12 mi), U.S. Bank (nearest in Charlotte, 94 mi), Truist (nearest in Red Springs, 9 mi), Fifth Third Bank (nearest in Raleigh, 74 mi), Huntington (nearest in Raleigh, 86 mi), Regions Bank (nearest in Raleigh, 85 mi), TD Bank (nearest in Leland, 74 mi), BMO.
| Bank | In Pembroke | Nearest branch if none here |
|---|---|---|
| Chase | None | Holly Springs, 71 miles away |
| Wells Fargo | None | Lumberton, 11 miles away |
| Bank of America | None | Fayetteville, 29 miles away |
| PNC Bank | None | Lumberton, 12 miles away |
| U.S. Bank | None | Charlotte, 94 miles away |
| Truist | None | Red Springs, 9 miles away |
| Fifth Third Bank | None | Raleigh, 74 miles away |
| Huntington | None | Raleigh, 86 miles away |
| Regions Bank | None | Raleigh, 85 miles away |
| TD Bank | None | Leland, 74 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pembroke to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pembroke residents like anyone else.
Banks near Pembroke
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Red Springs (9 miles) and Lumberton (11 miles). Fayetteville, 30 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Red Springs, NC | 9 mi | 2 | 2 |
| Banks in Lumberton, NC | 11 mi | 7 | 10 |
| Banks in Fairmont, NC | 14 mi | 2 | 2 |
| Banks in Saint Pauls, NC | 15 mi | 3 | 3 |
| Banks in Laurinburg, NC | 16 mi | 6 | 6 |
| Banks in Raeford, NC | 21 mi | 4 | 4 |
| Banks in Hope Mills, NC | 25 mi | 4 | 4 |
| Banks in Fayetteville, NC | 30 mi | 14 | 33 |
Bank branch openings and closings in Pembroke
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pembroke between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Pembroke
Short answer: 1 institution has its main office in Pembroke: Lumbee Guaranty Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Lumbee Guaranty Bank | Bank | $583.5 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Pembroke by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pembroke offices.
Short answer: First Bank is the largest bank with offices in Pembroke, with $13.03 billion in total assets on June 30, 2026, No. 138 among U.S. banks by total assets. Woodforest is second with $8.98 billion. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Bank | $13.03 billion | No. 138 | 1 | Southern Pines, NC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Lumbee Guaranty Bank | $583.5 million | No. 1,599 | 3 | Pembroke, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pembroke: FAQ
How many banks are in Pembroke, NC?
Pembroke has 3 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pembroke?
Lumbee Guaranty Bank, with 3. First Bank has 1 and Woodforest has 1.
Is there a Lumbee Guaranty Bank in Pembroke, NC?
Yes. FDIC data lists 3 Lumbee Guaranty Bank branches in Pembroke as of September 5, 2026, the main office at 403 E 3rd St. Its branches are listed under Lumbee Guaranty Bank above, with the address and directions for each.
Is there a First Bank in Pembroke, NC?
Yes. FDIC data lists 1 First Bank branch in Pembroke as of September 5, 2026. The address and directions are under First Bank above.
Is there a Woodforest in Pembroke, NC?
Yes. FDIC data lists 1 Woodforest branch in Pembroke as of September 5, 2026. The address and directions are under Woodforest above.
Is there a Chase in Pembroke, NC?
No. FDIC data lists no Chase branch in Pembroke as of September 5, 2026. The nearest is in Holly Springs, about 71 miles away in a straight line.
Which banks in Pembroke are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Pembroke?
Lumbee Guaranty Bank has its main office in Pembroke, according to the FDIC.
What is the oldest bank in Pembroke?
First Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Which credit unions can I join in Pembroke?
State Employees' Credit Union has an office in Pembroke. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pembroke in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pembroke?
Nearby cities with more banks include Red Springs, Lumberton, Fairmont. Red Springs is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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