US Bank Directory
Banks in Franklinton, NC
1 FDIC-insured bank operates 1 office in Franklinton, North Carolina.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Franklinton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Franklinton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Franklinton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Benchmark Community Bank is the only bank with an office in Franklinton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Benchmark Community Bank Bank · 1
Benchmark Community Bank has 1 branch in Franklinton, 4 across North Carolina and 18 nationwide. FDIC records list its main office in Kenbridge, VA and show it operating since 1971. With $1.41 billion in total assets on June 30, 2026, it ranks No. 786 of 4,232 U.S. banks by total assets. The Franklinton Branch at 103 S Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Franklinton Branch103 S Main St, 27525
Banking in Franklinton: the local picture
Short answer: 1 bank runs 1 branch in Franklinton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Benchmark Community Bank has its main office in Kenbridge, VA, according to the FDIC.
The bank with the longest record here is Benchmark Community Bank, operating since 1971 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Franklinton, and where the nearest one is if they do not.
Short answer: No branches in Franklinton: Chase (nearest in Wake Forest, 10 mi), Wells Fargo (nearest in Wake Forest, 11 mi), Bank of America (nearest in Wake Forest, 10 mi), PNC Bank (nearest in Raleigh, 12 mi), U.S. Bank (nearest in Charlotte, 140 mi), Truist (nearest in Wake Forest, 8 mi), Fifth Third Bank (nearest in Wake Forest, 11 mi), Huntington (nearest in Raleigh, 21 mi), Regions Bank (nearest in Raleigh, 22 mi), TD Bank (nearest in Raleigh, 19 mi), BMO.
| Bank | In Franklinton | Nearest branch if none here |
|---|---|---|
| Chase | None | Wake Forest, 10 miles away |
| Wells Fargo | None | Wake Forest, 11 miles away |
| Bank of America | None | Wake Forest, 10 miles away |
| PNC Bank | None | Raleigh, 12 miles away |
| U.S. Bank | None | Charlotte, 140 miles away |
| Truist | None | Wake Forest, 8 miles away |
| Fifth Third Bank | None | Wake Forest, 11 miles away |
| Huntington | None | Raleigh, 21 miles away |
| Regions Bank | None | Raleigh, 22 miles away |
| TD Bank | None | Raleigh, 19 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Franklinton to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Franklinton residents like anyone else.
Banks near Franklinton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Youngsville (6 miles) and Louisburg (9 miles). Raleigh, 21 miles away, has the most banks nearby: 34.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Youngsville, NC | 6 mi | 3 | 3 |
| Banks in Louisburg, NC | 9 mi | 6 | 6 |
| Banks in Wake Forest, NC | 10 mi | 10 | 12 |
| Banks in Creedmoor, NC | 13 mi | 2 | 2 |
| Banks in Henderson, NC | 16 mi | 7 | 7 |
| Banks in Oxford, NC | 16 mi | 5 | 5 |
| Banks in Zebulon, NC | 20 mi | 5 | 5 |
| Banks in Raleigh, NC | 21 mi | 34 | 129 |
Bank branch openings and closings in Franklinton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Franklinton between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 8, 2025 | Opened | Benchmark Community Bank | 103 S Main St, 27525 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Franklinton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Franklinton offices.
Short answer: Benchmark Community Bank is the largest bank with offices in Franklinton, with $1.41 billion in total assets on June 30, 2026, No. 786 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Benchmark Community Bank | $1.41 billion | No. 786 | 1 | Kenbridge, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Franklinton: FAQ
How many banks are in Franklinton, NC?
Franklinton has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Benchmark Community Bank in Franklinton, NC?
Yes. FDIC data lists 1 Benchmark Community Bank branch in Franklinton as of September 5, 2026. The address and directions are under Benchmark Community Bank above.
Is there a Chase in Franklinton, NC?
No. FDIC data lists no Chase branch in Franklinton as of September 5, 2026. The nearest is in Wake Forest, about 10 miles away in a straight line.
What is the oldest bank in Franklinton?
Benchmark Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1971.
Did any bank branches open or close in Franklinton in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Franklinton?
Nearby cities with more banks include Youngsville, Louisburg, Wake Forest. Youngsville is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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