US Bank Directory
Banks in Oxford, NC
5 FDIC-insured banks operate 5 offices in Oxford, North Carolina, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxford
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 7 locations in Oxford, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxford
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Oxford, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Horizon Bank · 1
First Horizon has 1 branch in Oxford, 81 across North Carolina and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Oxford Branch at 200 Williamsboro St dates to 1990 in FDIC branch records. Its published hours do not list Saturday.
-
Oxford Branch200 Williamsboro St, 27565
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Oxford, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Oxford Branch at 108 College St dates to 2006 in FDIC branch records. Its published hours do not list Saturday.
-
Oxford Branch108 College St, 27565
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Oxford, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Oxford Main Branch at 155 Hillsboro St dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
-
Oxford Main Branch155 Hillsboro St, 27565
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Oxford, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Oxford800 Roxboro Rd, 27565
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Summit Credit Union Credit union · 1
Summit Credit Union has 1 office in Oxford, 8 across North Carolina. It is based in Greensboro, NC and $369.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
Oxford Credit Union Branch128 College St, 27565
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Fidelity Bank Bank · 1
The Fidelity Bank has 1 branch in Oxford, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Oxford Branch at 712 Martin Luther King Jr Ave dates to 1911 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Oxford Branch712 Martin Luther King Jr Ave, 27565
Truist Bank · 1
Truist has 1 branch in Oxford, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Oxford Branch at 154 Hillsboro St dates to 1913 in FDIC branch records. Its published hours do not list Saturday.
-
Oxford Branch154 Hillsboro St, 27565
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Oxford
2 credit unions have 2 offices here: State Employees' Credit Union and Summit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxford page has every office in the state's directory.
Banking in Oxford: the local picture
Short answer: 5 banks run 5 branches in Oxford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Oxford, 2 elsewhere in North Carolina and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is The Fidelity Bank's office at 712 Martin Luther King Jr Ave, dating to 1911; the newest is FNB's at 108 College St, from 2006.
2 credit unions have 2 offices in Oxford, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.
Saturday hours in Oxford
Short answer: None of the 6 Oxford locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxford, and where the nearest one is if they do not.
Short answer: In Oxford: PNC Bank (1), Truist (1). No branches in Oxford: Chase (nearest in Wake Forest, 24 mi), Wells Fargo (nearest in Roxboro, 23 mi), Bank of America (nearest in Wake Forest, 24 mi), U.S. Bank (nearest in Charlotte, 140 mi), Fifth Third Bank (nearest in Wake Forest, 25 mi), Huntington (nearest in Raleigh, 33 mi), Regions Bank (nearest in Raleigh, 33 mi), TD Bank (nearest in Raleigh, 30 mi), BMO.
| Bank | In Oxford | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Wake Forest, 24 miles away |
| Wells Fargo | None | Roxboro, 23 miles away |
| Bank of America | None | Wake Forest, 24 miles away |
| U.S. Bank | None | Charlotte, 140 miles away |
| Fifth Third Bank | None | Wake Forest, 25 miles away |
| Huntington | None | Raleigh, 33 miles away |
| Regions Bank | None | Raleigh, 33 miles away |
| TD Bank | None | Raleigh, 30 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxford to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxford residents like anyone else.
Banks near Oxford
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Henderson (9 miles) and Creedmoor (14 miles). Durham, 29 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Henderson, NC | 9 mi | 7 | 7 |
| Banks in Creedmoor, NC | 14 mi | 2 | 2 |
| Banks in Youngsville, NC | 20 mi | 3 | 3 |
| Banks in Louisburg, NC | 22 mi | 6 | 6 |
| Banks in Roxboro, NC | 22 mi | 7 | 8 |
| Banks in Wake Forest, NC | 24 mi | 10 | 12 |
| Banks in Warrenton, NC | 25 mi | 2 | 3 |
| Banks in Durham, NC | 29 mi | 14 | 50 |
Bank branch openings and closings in Oxford
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Oxford by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxford offices.
Short answer: PNC Bank is the largest bank with offices in Oxford, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| The Fidelity Bank | $4.66 billion | No. 301 | 1 | Fuquay Varina, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxford: FAQ
How many banks are in Oxford, NC?
Oxford has 5 banks with 5 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxford?
PNC Bank, with 1. Truist has 1 and First Horizon has 1.
Is there a PNC Bank in Oxford, NC?
Yes. FDIC data lists 1 PNC Bank branch in Oxford as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Oxford, NC?
Yes. FDIC data lists 1 Truist branch in Oxford as of September 5, 2026. The address and directions are under Truist above.
Is there a First Horizon in Oxford, NC?
Yes. FDIC data lists 1 First Horizon branch in Oxford as of September 5, 2026. The address and directions are under First Horizon above.
Is there a Chase in Oxford, NC?
No. FDIC data lists no Chase branch in Oxford as of September 5, 2026. The nearest is in Wake Forest, about 24 miles away in a straight line.
Which banks in Oxford are open on Saturday?
None of the 6 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.
What is the oldest bank in Oxford?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Oxford?
State Employees' Credit Union and Summit Credit Union have offices in Oxford. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxford in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxford?
Nearby cities with more banks include Henderson, Creedmoor, Youngsville. Henderson is 9 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: FNB, First Horizon, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds