US Bank Directory
Banks in Henderson, NC
7 FDIC-insured banks operate 7 offices in Henderson, North Carolina, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Henderson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 10 banks and credit unions operate 10 locations in Henderson, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Henderson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Henderson, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Benchmark Community Bank Bank · 1
Benchmark Community Bank has 1 branch in Henderson, 4 across North Carolina and 18 nationwide. FDIC records list its main office in Kenbridge, VA and show it operating since 1971. With $1.41 billion in total assets on June 30, 2026, it ranks No. 786 of 4,232 U.S. banks by total assets. The Henderson Branch at 1750 Graham Ave dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Henderson Branch1750 Graham Ave, 27536
Carter Bank & Trust Bank · 1
Carter Bank & Trust has 1 branch in Henderson, 15 across North Carolina and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Dabney Drive Branch at 300 Dabney Dr Ext dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Dabney Drive Branch300 Dabney Dr Ext, 27536
Coastal Credit Union Credit union · 1
Coastal Credit Union has 1 office in Henderson, 22 across North Carolina. It is based in Raleigh, NC and $6.21 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Henderson236 Dabney Dr, 27536
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Henderson, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Henderson Branch at 1205 Dabney Dr dates to 1972 in FDIC branch records. Its published hours do not list Saturday.
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Henderson Branch1205 Dabney Dr, 27536
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
FNB Bank · 1
FNB has 1 branch in Henderson, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Henderson Office at 1203 Dabney Dr dates to 2008 in FDIC branch records. Its published hours do not list Saturday.
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Henderson Office1203 Dabney Dr, 27536
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Henderson, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Henderson Main Branch at 407 S Chestnut St dates to 1961 in FDIC branch records. It opens on Saturday.
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Henderson Main Branch407 S Chestnut St, 27536
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
State Employees' Credit Union Credit union · 1
State Employees' Credit Union has 1 office in Henderson, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Henderson1795 Graham Ave, 27536
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Henderson, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Henderson Branch at 632 Dabney Dr dates to 1969 in FDIC branch records. Its published hours do not list Saturday.
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Henderson Branch632 Dabney Dr, 27536
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Welcome Credit Union Credit union · 1
Welcome Credit Union has 1 office in Henderson, 4 across North Carolina. It is based in Morrisville, NC and $93.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Henderson Branch620 Facet Rd, 27537
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Henderson, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0510 Henderson North Carolina Branch at 200 N Cooper Dr dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0510 Henderson North Carolina Branch200 N Cooper Dr, 27536
Join a credit union in Henderson
3 credit unions have 3 offices here: State Employees' Credit Union, Coastal Credit Union and Welcome Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Henderson page has every office in the state's directory.
Banking in Henderson: the local picture
Short answer: 7 banks run 7 branches in Henderson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Henderson, 2 elsewhere in North Carolina and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 407 S Chestnut St, dating to 1961; the newest is Benchmark Community Bank's at 1750 Graham Ave, from 2016.
3 credit unions have 3 offices in Henderson, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Henderson
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 27536 has the most bank and credit union offices in Henderson (9), followed by 27537 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 27536 | 9 | 9 | Benchmark Community Bank, Carter Bank & Trust, Coastal Credit Union |
| 27537 | 1 | 1 | Welcome Credit Union |
Banks open on Saturday in Henderson
Short answer: 1 of the 7 Henderson locations with published hours opens on Saturday, run by 1 institution.
- PNC Bank: 1 of 1 branch (407 S Chestnut St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Henderson, and where the nearest one is if they do not.
Short answer: In Henderson: PNC Bank (1), Truist (1). No branches in Henderson: Chase (nearest in Wake Forest, 26 mi), Wells Fargo (nearest in Wake Forest, 27 mi), Bank of America (nearest in Wake Forest, 25 mi), U.S. Bank (nearest in Charlotte, 148 mi), Fifth Third Bank (nearest in Wake Forest, 27 mi), Huntington (nearest in Raleigh, 36 mi), Regions Bank (nearest in Raleigh, 37 mi), TD Bank (nearest in Raleigh, 33 mi), BMO.
| Bank | In Henderson | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Wake Forest, 26 miles away |
| Wells Fargo | None | Wake Forest, 27 miles away |
| Bank of America | None | Wake Forest, 25 miles away |
| U.S. Bank | None | Charlotte, 148 miles away |
| Fifth Third Bank | None | Wake Forest, 27 miles away |
| Huntington | None | Raleigh, 36 miles away |
| Regions Bank | None | Raleigh, 37 miles away |
| TD Bank | None | Raleigh, 33 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Henderson to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Henderson residents like anyone else.
Banks near Henderson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Oxford (9 miles) and Warrenton (16 miles). Wake Forest, 25 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Oxford, NC | 9 mi | 5 | 5 |
| Banks in Warrenton, NC | 16 mi | 2 | 3 |
| Banks in Louisburg, NC | 18 mi | 6 | 6 |
| Banks in Creedmoor, NC | 20 mi | 2 | 2 |
| Banks in Youngsville, NC | 21 mi | 3 | 3 |
| Banks in Wake Forest, NC | 25 mi | 10 | 12 |
| Banks in Roxboro, NC | 31 mi | 7 | 8 |
| Banks in Zebulon, NC | 35 mi | 5 | 5 |
Bank branch openings and closings in Henderson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Henderson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Henderson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Henderson offices.
Short answer: PNC Bank is the largest bank with offices in Henderson, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| Carter Bank & Trust | $4.80 billion | No. 293 | 1 | Martinsville, VA |
| Benchmark Community Bank | $1.41 billion | No. 786 | 1 | Kenbridge, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Henderson: FAQ
How many banks are in Henderson, NC?
Henderson has 7 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Henderson?
PNC Bank, with 1. Truist has 1 and First Citizens Bank has 1.
Is there a PNC Bank in Henderson, NC?
Yes. FDIC data lists 1 PNC Bank branch in Henderson as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Truist in Henderson, NC?
Yes. FDIC data lists 1 Truist branch in Henderson as of September 5, 2026. The address and directions are under Truist above.
Is there a First Citizens Bank in Henderson, NC?
Yes. FDIC data lists 1 First Citizens Bank branch in Henderson as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Chase in Henderson, NC?
No. FDIC data lists no Chase branch in Henderson as of September 5, 2026. The nearest is in Wake Forest, about 26 miles away in a straight line.
Which banks in Henderson are open on Saturday?
PNC Bank publishes Saturday hours for one or more Henderson locations. The Saturday section above lists each one with its hours. 3 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Henderson?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Henderson?
State Employees' Credit Union, Coastal Credit Union and Welcome Credit Union have offices in Henderson. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Henderson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Henderson?
Nearby cities with more banks include Oxford, Warrenton, Louisburg. Oxford is 9 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: FNB, First Citizens Bank, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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