US Bank Directory

Banks in Youngsville, NC

3 FDIC-insured banks operate 3 offices in Youngsville, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Youngsville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Youngsville, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Youngsville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Citizens Bank, FNB and Benchmark Community Bank have the most locations in Youngsville, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Benchmark Community Bank 1 branch · main office Kenbridge, VA Bank · 1

Benchmark Community Bank has 1 branch in Youngsville, 4 across North Carolina and 18 nationwide. FDIC records list its main office in Kenbridge, VA and show it operating since 1971. With $1.41 billion in total assets on June 30, 2026, it ranks No. 786 of 4,232 U.S. banks by total assets. The Youngsville Branch at 110 S College St dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Youngsville Branch
    110 S College St, 27596
    Hours: see the bank's site
Benchmark Community Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Youngsville, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Youngsville Branch at 1060 Us Highway 1 dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Youngsville Branch
    1060 Us Highway 1, 27596
    Hours: see the bank's site
First Citizens Bank: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Youngsville, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Youngsville Branch at 978 Us Highway 1 dates to 2008 in FDIC branch records. Its published hours do not list Saturday.

  • Youngsville Branch
    978 Us Highway 1, 27596
    (919) 554-0834Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts

Banking in Youngsville: the local picture

Short answer: 3 banks run 3 branches in Youngsville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Youngsville, 1 elsewhere in North Carolina and 2 out of state, according to the FDIC.

The bank with the longest record here is FNB, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is FNB's office at 978 Us Highway 1, dating to 2008; the newest is Benchmark Community Bank's at 110 S College St, from 2019.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Youngsville

Short answer: None of the 1 Youngsville location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Youngsville, and where the nearest one is if they do not.

Short answer: No branches in Youngsville: Chase (nearest in Wake Forest, 5 mi), Wells Fargo (nearest in Wake Forest, 6 mi), Bank of America (nearest in Wake Forest, 4 mi), PNC Bank (nearest in Raleigh, 6 mi), U.S. Bank (nearest in Charlotte, 136 mi), Truist (nearest in Wake Forest, 2 mi), Fifth Third Bank (nearest in Wake Forest, 6 mi), Huntington (nearest in Raleigh, 16 mi), Regions Bank (nearest in Raleigh, 17 mi), TD Bank (nearest in Raleigh, 14 mi), BMO.

BankIn YoungsvilleNearest branch if none here
ChaseNoneWake Forest, 5 miles away
Wells FargoNoneWake Forest, 6 miles away
Bank of AmericaNoneWake Forest, 4 miles away
PNC BankNoneRaleigh, 6 miles away
U.S. BankNoneCharlotte, 136 miles away
TruistNoneWake Forest, 2 miles away
Fifth Third BankNoneWake Forest, 6 miles away
HuntingtonNoneRaleigh, 16 miles away
Regions BankNoneRaleigh, 17 miles away
TD BankNoneRaleigh, 14 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Youngsville to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Youngsville residents like anyone else.

Banks near Youngsville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wake Forest (4 miles) and Louisburg (12 miles). Raleigh, 16 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Youngsville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Youngsville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Youngsville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Youngsville offices.

Short answer: First Citizens Bank is the largest bank with offices in Youngsville, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. FNB is second with $50.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
FNB$50.80 billionNo. 501Greenville, PA
Benchmark Community Bank$1.41 billionNo. 7861Kenbridge, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Youngsville: FAQ

How many banks are in Youngsville, NC?

Youngsville has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Youngsville?

First Citizens Bank, with 1. FNB has 1 and Benchmark Community Bank has 1.

Is there a First Citizens Bank in Youngsville, NC?

Yes. FDIC data lists 1 First Citizens Bank branch in Youngsville as of September 5, 2026. The address and directions are under First Citizens Bank above.

Is there a FNB in Youngsville, NC?

Yes. FDIC data lists 1 FNB branch in Youngsville as of September 5, 2026. The address and directions are under FNB above.

Is there a Benchmark Community Bank in Youngsville, NC?

Yes. FDIC data lists 1 Benchmark Community Bank branch in Youngsville as of September 5, 2026. The address and directions are under Benchmark Community Bank above.

Is there a Chase in Youngsville, NC?

No. FDIC data lists no Chase branch in Youngsville as of September 5, 2026. The nearest is in Wake Forest, about 5 miles away in a straight line.

Which banks in Youngsville are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Youngsville?

FNB has the longest record among banks with a branch here: the FDIC shows it operating since 1864.

Did any bank branches open or close in Youngsville in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Youngsville?

Nearby cities with more banks include Wake Forest, Louisburg, Creedmoor. Wake Forest is 4 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 3 branches: FNB)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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