US Bank Directory

Banks in Bailey, NC

1 FDIC-insured bank operates 1 office in Bailey, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Bailey

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Bailey, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bailey

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: KS Bank is the only bank with an office in Bailey. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

KS Bank 1 branch · main office Smithfield, NC Bank · 1

KS Bank has 1 branch in Bailey, 13 across North Carolina and 12 nationwide. FDIC records list its main office in Smithfield, NC and show it operating since 1924. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,171 of 4,232 U.S. banks by total assets. The Bailey Branch at 6374 Deans St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

KS Bank: profile, branches and contacts

Banking in Bailey: the local picture

Short answer: 1 bank runs 1 branch in Bailey according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

KS Bank has its main office in Smithfield, NC, according to the FDIC.

The bank with the longest record here is KS Bank, operating since 1924 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bailey, and where the nearest one is if they do not.

Short answer: No branches in Bailey: Chase (nearest in Wendell, 18 mi), Wells Fargo (nearest in Wilson, 10 mi), Bank of America (nearest in Knightdale, 22 mi), PNC Bank (nearest in Wilson, 9 mi), U.S. Bank (nearest in Charlotte, 151 mi), Truist (nearest in Wilson, 9 mi), Fifth Third Bank (nearest in Clayton, 15 mi), Huntington (nearest in Raleigh, 30 mi), Regions Bank (nearest in Raleigh, 31 mi), TD Bank (nearest in Raleigh, 32 mi), BMO.

BankIn BaileyNearest branch if none here
ChaseNoneWendell, 18 miles away
Wells FargoNoneWilson, 10 miles away
Bank of AmericaNoneKnightdale, 22 miles away
PNC BankNoneWilson, 9 miles away
U.S. BankNoneCharlotte, 151 miles away
TruistNoneWilson, 9 miles away
Fifth Third BankNoneClayton, 15 miles away
HuntingtonNoneRaleigh, 30 miles away
Regions BankNoneRaleigh, 31 miles away
TD BankNoneRaleigh, 32 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bailey to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bailey residents like anyone else.

Banks near Bailey

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Wilson (10 miles) and Zebulon (12 miles). Clayton, 21 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Bailey

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bailey between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bailey by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bailey offices.

Short answer: KS Bank is the largest bank with offices in Bailey, with $874.5 million in total assets on June 30, 2026, No. 1,171 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
KS Bank$874.5 millionNo. 1,1711Smithfield, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bailey: FAQ

How many banks are in Bailey, NC?

Bailey has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a KS Bank in Bailey, NC?

Yes. FDIC data lists 1 KS Bank branch in Bailey as of September 5, 2026. The address and directions are under KS Bank above.

Is there a Chase in Bailey, NC?

No. FDIC data lists no Chase branch in Bailey as of September 5, 2026. The nearest is in Wendell, about 18 miles away in a straight line.

What is the oldest bank in Bailey?

KS Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1924.

Did any bank branches open or close in Bailey in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bailey?

Nearby cities with more banks include Wilson, Zebulon, Kenly. Wilson is 10 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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