US Bank Directory

Banks in Kenly, NC

2 FDIC-insured banks operate 2 offices in Kenly, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Kenly

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Kenly, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kenly

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Southern Bank and KS Bank have the most locations in Kenly, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

KS Bank 1 branch · main office Smithfield, NC Bank · 1

KS Bank has 1 branch in Kenly, 13 across North Carolina and 12 nationwide. FDIC records list its main office in Smithfield, NC and show it operating since 1924. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,171 of 4,232 U.S. banks by total assets. The Kenly Branch at 200 N Church St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

KS Bank: profile, branches and contacts
Southern Bank 1 branch · main office Mount Olive, NC Bank · 1

Southern Bank has 1 branch in Kenly, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Kenly Branch at 101 W 2nd St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Southern Bank: profile, branches and contacts

Banking in Kenly: the local picture

Short answer: 2 banks run 2 branches in Kenly according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Kenly, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is Southern Bank, operating since 1901 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Bank's office at 101 W 2nd St, dating to 1935; the newest is KS Bank's at 200 N Church St, from 1996.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kenly, and where the nearest one is if they do not.

Short answer: No branches in Kenly: Chase (nearest in Selma, 10 mi), Wells Fargo (nearest in Wilson, 14 mi), Bank of America (nearest in Clayton, 20 mi), PNC Bank (nearest in Wilson, 14 mi), U.S. Bank (nearest in Charlotte, 149 mi), Truist (nearest in Princeton, 9 mi), Fifth Third Bank (nearest in Clayton, 13 mi), Huntington (nearest in Raleigh, 34 mi), Regions Bank (nearest in Raleigh, 35 mi), TD Bank (nearest in Raleigh, 37 mi), BMO.

BankIn KenlyNearest branch if none here
ChaseNoneSelma, 10 miles away
Wells FargoNoneWilson, 14 miles away
Bank of AmericaNoneClayton, 20 miles away
PNC BankNoneWilson, 14 miles away
U.S. BankNoneCharlotte, 149 miles away
TruistNonePrinceton, 9 miles away
Fifth Third BankNoneClayton, 13 miles away
HuntingtonNoneRaleigh, 34 miles away
Regions BankNoneRaleigh, 35 miles away
TD BankNoneRaleigh, 37 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kenly to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kenly residents like anyone else.

Banks near Kenly

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Princeton (9 miles) and Selma (10 miles). Clayton, 19 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Kenly

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kenly between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Kenly by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kenly offices.

Short answer: Southern Bank is the largest bank with offices in Kenly, with $5.30 billion in total assets on June 30, 2026, No. 280 among U.S. banks by total assets. KS Bank is second with $874.5 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Southern Bank$5.30 billionNo. 2801Mount Olive, NC
KS Bank$874.5 millionNo. 1,1711Smithfield, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kenly: FAQ

How many banks are in Kenly, NC?

Kenly has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Kenly?

Southern Bank, with 1. KS Bank has 1.

Is there a Southern Bank in Kenly, NC?

Yes. FDIC data lists 1 Southern Bank branch in Kenly as of September 5, 2026. The address and directions are under Southern Bank above.

Is there a KS Bank in Kenly, NC?

Yes. FDIC data lists 1 KS Bank branch in Kenly as of September 5, 2026. The address and directions are under KS Bank above.

Is there a Chase in Kenly, NC?

No. FDIC data lists no Chase branch in Kenly as of September 5, 2026. The nearest is in Selma, about 10 miles away in a straight line.

What is the oldest bank in Kenly?

Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1901.

Did any bank branches open or close in Kenly in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kenly?

Nearby cities with more banks include Princeton, Selma, Smithfield. Princeton is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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