US Bank Directory
Banks in Smithfield, NC
7 FDIC-insured banks operate 9 offices in Smithfield, North Carolina, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Smithfield
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 11 locations in Smithfield, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Smithfield
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Citizens Bank and KS Bank have the most locations in Smithfield, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Smithfield, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Smithfield location is the Smithfield Branch at 409 E Market St, dating to 1934; the newest, at 1221 N Brightleaf Blvd, to 1979. None of its 2 Smithfield locations with published hours lists Saturday hours.
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Smithfield Centre Point Branch1221 N Brightleaf Blvd, 27577
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Smithfield Branch409 E Market St, 27577
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
KS Bank Bank · 2
KS Bank has 2 branches in Smithfield, 13 across North Carolina and 12 nationwide. FDIC records list its main office in Smithfield, NC and show it operating since 1924. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,171 of 4,232 U.S. banks by total assets. Its main office at 1031 N Brightleaf Blvd dates to 1924 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1031 N Brightleaf Blvd, 27577
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Smithfield Branch1031 N Brightleaf Blvd, 27577
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Smithfield, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Smithfield locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Smithfield - Buffalo Road401 M. Durwood Stephenson Pkwy, 27577
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Smithfield - Bright Leaf Blvd502 N Brightleaf Blvd, 27577
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Smithfield, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Smithfield Branch at 410 E Market St dates to 1960 in FDIC branch records. Its published hours do not list Saturday.
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Smithfield Branch410 E Market St, 27577
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 1
Truist has 1 branch in Smithfield, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Smithfield Branch at 1112 N Brightleaf Blvd dates to 1974 in FDIC branch records. Its published hours do not list Saturday.
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Smithfield Branch1112 N Brightleaf Blvd, 27577
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
United Community Bank · 1
United Community has 1 branch in Smithfield, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Smithfield Branch at 128 N 2nd St dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Branch128 N 2nd St, 27577
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Smithfield, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Smithfield Branch at 201 E Market St dates to 1913 in FDIC branch records. It opens on Saturday.
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Smithfield Branch201 E Market St, 27577
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Smithfield, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Smithfield Walmart Branch at 1299 N Brightleaf Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Smithfield Walmart Branch1299 N Brightleaf Blvd, 27577
Join a credit union in Smithfield
1 credit union has 2 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Smithfield page has every office in the state's directory.
Banking in Smithfield: the local picture
Short answer: 7 banks run 9 branches in Smithfield according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Smithfield, 2 elsewhere in North Carolina and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 201 E Market St, dating to 1913; the newest is Woodforest's at 1299 N Brightleaf Blvd, from 2006.
The only credit union with an office here is State Employees' Credit Union.
Of the 7 locations with published hours. 1 opens on Saturday. 4 locations have no published hours in these sources.
Banks open on Saturday in Smithfield
Short answer: 1 of the 7 Smithfield locations with published hours opens on Saturday, run by 1 institution.
- Wells Fargo: 1 of 1 branch (201 E Market St: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Smithfield, and where the nearest one is if they do not.
Short answer: In Smithfield: Wells Fargo (1), PNC Bank (1), Truist (1). No branches in Smithfield: Chase (nearest in Selma, 3 mi), Bank of America (nearest in Clayton, 13 mi), U.S. Bank (nearest in Charlotte, 137 mi), Fifth Third Bank (nearest in Clayton, 10 mi), Huntington (nearest in Raleigh, 28 mi), Regions Bank (nearest in Raleigh, 29 mi), TD Bank (nearest in Raleigh, 32 mi), BMO.
| Bank | In Smithfield | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Selma, 3 miles away |
| Bank of America | None | Clayton, 13 miles away |
| U.S. Bank | None | Charlotte, 137 miles away |
| Fifth Third Bank | None | Clayton, 10 miles away |
| Huntington | None | Raleigh, 28 miles away |
| Regions Bank | None | Raleigh, 29 miles away |
| TD Bank | None | Raleigh, 32 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Smithfield to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Smithfield residents like anyone else.
Banks near Smithfield
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Selma (3 miles) and Four Oaks (7 miles). Clayton, 12 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Selma, NC | 3 mi | 2 | 2 |
| Banks in Four Oaks, NC | 7 mi | 2 | 2 |
| Banks in Princeton, NC | 10 mi | 2 | 2 |
| Banks in Clayton, NC | 12 mi | 11 | 11 |
| Banks in Kenly, NC | 13 mi | 2 | 2 |
| Banks in Benson, NC | 15 mi | 4 | 4 |
| Banks in Newton Grove, NC | 19 mi | 2 | 2 |
| Banks in Wendell, NC | 19 mi | 4 | 4 |
Bank branch openings and closings in Smithfield
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Smithfield between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Smithfield
Short answer: 1 institution has its main office in Smithfield: KS Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| KS Bank | Bank | $874.5 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Smithfield by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Smithfield offices.
Short answer: Wells Fargo is the largest bank with offices in Smithfield, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| KS Bank | $874.5 million | No. 1,171 | 2 | Smithfield, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Smithfield: FAQ
How many banks are in Smithfield, NC?
Smithfield has 7 banks with 9 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Smithfield?
First Citizens Bank, with 2. KS Bank has 2 and Wells Fargo has 1.
Is there a First Citizens Bank in Smithfield, NC?
Yes. FDIC data lists 2 First Citizens Bank branches in Smithfield as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a KS Bank in Smithfield, NC?
Yes. FDIC data lists 2 KS Bank branches in Smithfield as of September 5, 2026, the main office at 1031 N Brightleaf Blvd. Its branches are listed under KS Bank above, with the address and directions for each.
Is there a Wells Fargo in Smithfield, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Smithfield as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Smithfield, NC?
No. FDIC data lists no Chase branch in Smithfield as of September 5, 2026. The nearest is in Selma, about 3 miles away in a straight line.
Which banks in Smithfield are open on Saturday?
Wells Fargo publishes Saturday hours for one or more Smithfield locations. The Saturday section above lists each one with its hours. 4 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Smithfield?
KS Bank has its main office in Smithfield, according to the FDIC.
What is the oldest bank in Smithfield?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Smithfield?
State Employees' Credit Union has an office in Smithfield. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Smithfield in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Smithfield?
Nearby cities with more banks include Selma, Four Oaks, Princeton. Selma is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 9 branches: First Citizens Bank, PNC Bank, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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