US Bank Directory
Banks in Clayton, NC
11 FDIC-insured banks operate 11 offices in Clayton, North Carolina, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Clayton
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 13 locations in Clayton, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Clayton
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 11 banks share the most locations in Clayton, with 1 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
State Employees' Credit Union Credit union · 2
State Employees' Credit Union has 2 officees in Clayton, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Clayton locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Clayton Glen Laurel Rd37 Briarcliff Dr, 27527
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Clayton - Regency Dr512 Regency Park Dr, 27520
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Clayton, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Clayton Corners Branch at 11601 Us 70 Hwy W dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Clayton Corners Branch11601 Us 70 Hwy W, 27520
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Clayton, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Flowers Bc Branch at 55 District Way dates to 2025 in FDIC branch records. It opens on Saturday.
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Flowers Bc Branch55 District Way, 27527
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Clayton, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Clayton Branch at 10702 Us 70 West dates to 1939 in FDIC branch records. Its published hours do not list Saturday.
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Clayton Branch10702 Us 70 West, 27520
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
First Federal Bank Bank · 1
First Federal Bank has 1 branch in Clayton, 7 across North Carolina and 7 nationwide. FDIC records list its main office in Dunn, NC and show it operating since 1958. With $275.6 million in total assets on June 30, 2026, it ranks No. 2,604 of 4,232 U.S. banks by total assets. The Clayton Branch at 442 E Main St dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clayton Branch442 E Main St, 27520
FNB Bank · 1
FNB has 1 branch in Clayton, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Clayton at 315 E Main St dates to 2000 in FDIC branch records. Its published hours do not list Saturday.
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Clayton315 E Main St, 27520
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: FNB branch locator (All The Places), checked Oct 10, 2026
KS Bank Bank · 1
KS Bank has 1 branch in Clayton, 13 across North Carolina and 12 nationwide. FDIC records list its main office in Smithfield, NC and show it operating since 1924. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,171 of 4,232 U.S. banks by total assets. The Clayton Branch at 11591 Us 70 Business Hwy W dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clayton Branch11591 Us 70 Business Hwy W, 27520
PNC Bank Bank · 1
PNC Bank has 1 branch in Clayton, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Clayton Us 70 Branch at 11861 Us Highway 70 West dates to 2004 in FDIC branch records. It opens on Saturday.
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Clayton Us 70 Branch11861 Us Highway 70 West, 27520
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 1
Truist has 1 branch in Clayton, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Clayton Branch at 11508 U.S. Highway 70 West dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clayton Branch11508 U.S. Highway 70 West, 27520
United Community Bank · 1
United Community has 1 branch in Clayton, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Clayton Branch at 102 E Main St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clayton Branch102 E Main St, 27520
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Clayton, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Clayton - Us 70 Branch at 1405 Executive Dr dates to 2007 in FDIC branch records. It opens on Saturday.
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Clayton - Us 70 Branch1405 Executive Dr, 27520
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Clayton, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0847 Clayton Wal-Mart Branch at 805 Town Centre Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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0847 Clayton Wal-Mart Branch805 Town Centre Blvd, 27520
Join a credit union in Clayton
1 credit union has 2 offices here: State Employees' Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clayton page has every office in the state's directory.
Banking in Clayton: the local picture
Short answer: 11 banks run 11 branches in Clayton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Clayton, 5 elsewhere in North Carolina and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 10702 Us 70 West, dating to 1939; the newest is Fifth Third Bank's at 55 District Way, from 2025.
The only credit union with an office here is State Employees' Credit Union.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Clayton
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 27520 has the most bank and credit union offices in Clayton (11), followed by 27527 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 27520 | 11 | 11 | Bank of America, FNB, First Citizens Bank |
| 27527 | 2 | 2 | Fifth Third Bank, State Employees' Credit Union |
Banks open on Saturday in Clayton
Short answer: 3 of the 8 Clayton locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 1 branch (1405 Executive Dr: Saturday 9 am to 2 pm)
- PNC Bank: 1 of 1 branch (11861 Us Highway 70 West: Saturday 9 am to 1 pm)
- Fifth Third Bank: 1 of 1 branch (55 District Way: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Clayton, and where the nearest one is if they do not.
Short answer: In Clayton: Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1), Fifth Third Bank (1). No branches in Clayton: Chase (nearest in Garner, 8 mi), U.S. Bank (nearest in Charlotte, 131 mi), Huntington (nearest in Raleigh, 17 mi), Regions Bank (nearest in Raleigh, 17 mi), TD Bank (nearest in Raleigh, 21 mi), BMO.
| Bank | In Clayton | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Garner, 8 miles away |
| U.S. Bank | None | Charlotte, 131 miles away |
| Huntington | None | Raleigh, 17 miles away |
| Regions Bank | None | Raleigh, 17 miles away |
| TD Bank | None | Raleigh, 21 miles away |
| BMO | None | none in North Carolina |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clayton to the nearest branch in North Carolina.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clayton residents like anyone else.
Banks near Clayton
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Garner (9 miles) and Wendell (10 miles). Raleigh, 17 miles away, has the most banks nearby: 34.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Garner, NC | 9 mi | 13 | 16 |
| Banks in Wendell, NC | 10 mi | 4 | 4 |
| Banks in Knightdale, NC | 10 mi | 4 | 4 |
| Banks in Smithfield, NC | 12 mi | 7 | 9 |
| Banks in Selma, NC | 13 mi | 2 | 2 |
| Banks in Four Oaks, NC | 14 mi | 2 | 2 |
| Banks in Zebulon, NC | 15 mi | 5 | 5 |
| Banks in Raleigh, NC | 17 mi | 34 | 129 |
Bank branch openings and closings in Clayton
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Clayton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Clayton by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clayton offices.
Short answer: Bank of America is the largest bank with offices in Clayton, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
| FNB | $50.80 billion | No. 50 | 1 | Greenville, PA |
| United Community | $28.99 billion | No. 73 | 1 | Greenville, SC |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| KS Bank | $874.5 million | No. 1,171 | 1 | Smithfield, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Clayton: FAQ
How many banks are in Clayton, NC?
Clayton has 11 banks with 11 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Clayton?
Bank of America, with 1. Wells Fargo has 1 and PNC Bank has 1.
Is there a Bank of America in Clayton, NC?
Yes. FDIC data lists 1 Bank of America branch in Clayton as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Clayton, NC?
Yes. FDIC data lists 1 Wells Fargo branch in Clayton as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Clayton, NC?
Yes. FDIC data lists 1 PNC Bank branch in Clayton as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Clayton, NC?
No. FDIC data lists no Chase branch in Clayton as of September 5, 2026. The nearest is in Garner, about 8 miles away in a straight line.
Which banks in Clayton are open on Saturday?
Wells Fargo, PNC Bank and Fifth Third Bank publish Saturday hours for one or more Clayton locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Clayton?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Clayton?
State Employees' Credit Union has an office in Clayton. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Clayton in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Clayton?
Nearby cities with more banks include Garner, Wendell, Knightdale. Garner is 9 miles away with 13 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 11 branches: Bank of America, FNB, Fifth Third Bank, First Citizens Bank, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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