US Bank Directory

Banks in Garner, NC

13 FDIC-insured banks operate 16 offices in Garner, North Carolina, and 3 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Garner

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 16 banks and credit unions operate 21 locations in Garner, according to the FDIC and the NCUA. 21 of them have coordinates on record and are on the map. 13 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

21 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Garner

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Garner, with 3. It is followed by Truist (2). 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Garner, 63 across North Carolina and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garner location is the White Oak Garner Branch at 52 Eagle Way, dating to 2020; the newest, at 16070 Nc Highway 50 N, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Raleigh Garner Branch
    1480 Us 70 Hwy W, 27529
    Hours: see the bank's site
  • Panther Branch
    16070 Nc Highway 50 N, 27529
    Hours: see the bank's site
  • White Oak Garner Branch
    52 Eagle Way, 27529
    Hours: see the bank's site
Chase: profile, branches and contacts
State Employees' Credit Union 3 offices · main office Raleigh, NC Credit union · 3

State Employees' Credit Union has 3 officees in Garner, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Garner locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Garner - Vandora Springs Rd
    1000 Vandora Springs Rd, 27529
    (919) 779-6712Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Garner - Benson Rd
    1473 Benson Rd, 27529
    (919) 329-6215Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Cleveland Community
    28 Oxholm Cir, 27529
    (919) 662-1901Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Garner, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Garner location is the Garner Branch at 301 Vandora Springs Rd, dating to 1982; the newest, at 100 Mast Dr, to 2005. 1 of its 2 Garner locations with published hours open on Saturday.

  • Cleveland Village Branch
    100 Mast Dr, 27529
    (919) 662-5645Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Garner Branch
    301 Vandora Springs Rd, 27529
    (919) 779-6705Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Garner, 109 across North Carolina and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Garner Branch at 547 Benson Rd dates to 1970 in FDIC branch records. It opens on Saturday.

  • Garner Branch
    547 Benson Rd, 27529
    (919) 772-0214Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Coastal Credit Union 1 office · main office Raleigh, NC Credit union · 1

Coastal Credit Union has 1 office in Garner, 22 across North Carolina. It is based in Raleigh, NC and $6.21 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • White Oak Crossing #124
    1060 Timber Dr E White Oak Crossing #124, 27529
    (919) 882-3461Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Coastal Credit Union: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 1 branch · main office Cincinnati, OH Bank · 1

Fifth Third Bank has 1 branch in Garner, 87 across North Carolina and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Garner Branch at 1145 Hwy 70 West dates to 2006 in FDIC branch records. It opens on Saturday.

  • Garner Branch
    1145 Hwy 70 West, 27529
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Garner, 196 across North Carolina and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Timber Drive at 2520 Timber Dr dates to 1999 in FDIC branch records. Its published hours do not list Saturday.

  • Timber Drive
    2520 Timber Dr, 27529
    (919) 716-7600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Garner, 97 across North Carolina and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Garner Branch at 945 Vandora Springs Rd dates to 2005 in FDIC branch records. It opens on Saturday.

  • Garner Branch
    945 Vandora Springs Rd, 27529
    (919) 662-7330Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
KS Bank 1 branch · main office Smithfield, NC Bank · 1

KS Bank has 1 branch in Garner, 13 across North Carolina and 12 nationwide. FDIC records list its main office in Smithfield, NC and show it operating since 1924. With $874.5 million in total assets on June 30, 2026, it ranks No. 1,171 of 4,232 U.S. banks by total assets. The Garner Branch at 901 Vandora Springs Road dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Garner Branch
    901 Vandora Springs Road, 27529
    Hours: see the bank's site
KS Bank: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Garner, 16 across North Carolina. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Garner Nc
    21 Eagle Wing Way, 27529
    (888) 842-6328Today 9 am to 7 pm
    All hours

    Mon 9 am to 5:30 pm; Tue to Thu 9 am to 7 pm; Fri 9 am to 5:30 pm; Sat 9 am to 11 am; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
North State Bank 1 branch · main office Raleigh, NC Bank · 1

North State Bank has 1 branch in Garner, 7 across North Carolina and 7 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 2000. With $1.46 billion in total assets on June 30, 2026, it ranks No. 761 of 4,232 U.S. banks by total assets. The Garner Village Shopping Ctr. Branch at 835 Highway 70 West dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Garner Village Shopping Ctr. Branch
    835 Highway 70 West, 27529
    Hours: see the bank's site
North State Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Garner, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Garner Branch at 1027 Highway 70 West, Suite 101 dates to 1989 in FDIC branch records. It opens on Saturday.

  • Garner Branch
    1027 Highway 70 West, Suite 101, 27529
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
The Fidelity Bank 1 branch · main office Fuquay Varina, NC Bank · 1

The Fidelity Bank has 1 branch in Garner, 54 across North Carolina and 55 nationwide. FDIC records list its main office in Fuquay Varina, NC and show it operating since 1909. With $4.66 billion in total assets on June 30, 2026, it ranks No. 301 of 4,232 U.S. banks by total assets. The Garner Branch at 919 Us Highway 70 W dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Garner Branch
    919 Us Highway 70 W, 27529
    Hours: see the bank's site
The Fidelity Bank: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Garner, 37 across North Carolina and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Old Drug Store Branch at 200 Glen Rd dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Old Drug Store Branch
    200 Glen Rd, 27529
    Hours: see the bank's site
United Community: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Garner, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Garner Towne Square Branch at 1225 Us Hwy 70 W dates to 1903 in FDIC branch records. It opens on Saturday.

  • Garner Towne Square Branch
    1225 Us Hwy 70 W, 27529
    (919) 772-7400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Garner, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Nc Garner Walmart Branch at 5141 Nc Highway 42 W dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Nc Garner Walmart Branch
    5141 Nc Highway 42 W, 27529
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Garner

3 credit unions have 5 offices here: State Employees' Credit Union, Navy Federal Credit Union and Coastal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Garner page has every office in the state's directory.

Banking in Garner: the local picture

Short answer: 13 banks run 16 branches in Garner according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 13 banks, 0 have their main office in Garner, 6 elsewhere in North Carolina and 7 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1225 Us Hwy 70 W, dating to 1903; the newest is Chase's at 16070 Nc Highway 50 N, from 2026.

3 credit unions have 5 offices in Garner, according to the NCUA. Who can join each one is on the credit unions page.

Of the 13 locations with published hours. 8 open on Saturday. 8 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Garner

Short answer: 8 of the 13 Garner locations with published hours open on Saturday, run by 8 institutions.

  • Truist: 1 of 2 branches (301 Vandora Springs Rd: Saturday 9 am to 12 pm)
  • Bank of America: 1 of 1 branch (547 Benson Rd: Saturday 9 am to 2 pm)
  • Wells Fargo: 1 of 1 branch (1225 Us Hwy 70 W: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (1027 Highway 70 West, Suite 101: Saturday 9 am to 1 pm)
  • Fifth Third Bank: 1 of 1 branch (1145 Hwy 70 West: Saturday 9 am to 1 pm)
  • FNB: 1 of 1 branch (945 Vandora Springs Rd: Saturday 9 am to 12 pm)
  • Navy Federal Credit Union: 1 of 1 office (21 Eagle Wing Way: Saturday 9 am to 11 am)
  • Coastal Credit Union: 1 of 1 office (1060 Timber Dr E White Oak Crossing #124: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Garner, and where the nearest one is if they do not.

Short answer: In Garner: Chase (3), Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (2), Fifth Third Bank (1). No branches in Garner: U.S. Bank (nearest in Charlotte, 123 mi), Huntington (nearest in Raleigh, 11 mi), Regions Bank (nearest in Raleigh, 11 mi), TD Bank (nearest in Raleigh, 14 mi), BMO.

BankIn GarnerNearest branch if none here
Chase3 brancheshere
Wells Fargo1 branchhere
Bank of America1 branchhere
PNC Bank1 branchhere
Truist2 brancheshere
Fifth Third Bank1 branchhere
U.S. BankNoneCharlotte, 123 miles away
HuntingtonNoneRaleigh, 11 miles away
Regions BankNoneRaleigh, 11 miles away
TD BankNoneRaleigh, 14 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garner to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garner residents like anyone else.

Banks near Garner

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clayton (9 miles) and Knightdale (10 miles). Raleigh, 11 miles away, has the most banks nearby: 34.

Bank branch openings and closings in Garner

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 2 branch openings in Garner between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jun 30, 2026OpenedChase16070 Nc Highway 50 N, 27529
Nov 18, 2025OpenedChase1480 Us 70 Hwy W, 27529

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Garner by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garner offices.

Short answer: Chase is the largest bank with offices in Garner, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 92Charlotte, NC
Fifth Third Bank$299.18 billionNo. 141Cincinnati, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
FNB$50.80 billionNo. 501Greenville, PA
United Community$28.99 billionNo. 731Greenville, SC
Woodforest$8.98 billionNo. 1811The Woodlands, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Garner: FAQ

How many banks are in Garner, NC?

Garner has 13 banks with 16 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Garner?

Chase, with 3. Truist has 2 and Bank of America has 1.

Is there a Chase in Garner, NC?

Yes. FDIC data lists 3 Chase branches in Garner as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Truist in Garner, NC?

Yes. FDIC data lists 2 Truist branches in Garner as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a Bank of America in Garner, NC?

Yes. FDIC data lists 1 Bank of America branch in Garner as of September 5, 2026. The address and directions are under Bank of America above.

Is there a U.S. Bank in Garner, NC?

No. FDIC data lists no U.S. Bank branch in Garner as of September 5, 2026. The nearest is in Charlotte, about 123 miles away in a straight line.

Which banks in Garner are open on Saturday?

Truist, Bank of America, Wells Fargo and PNC Bank and 4 more publish Saturday hours for one or more Garner locations. The Saturday section above lists each one with its hours. 8 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Garner?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Garner?

State Employees' Credit Union, Navy Federal Credit Union and Coastal Credit Union have offices in Garner. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Garner in the past year?

FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Garner?

Nearby cities with more banks include Clayton, Knightdale, Raleigh. Clayton is 9 miles away with 11 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 5 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (8 of 16 branches: Bank of America, FNB, Fifth Third Bank, First Citizens Bank, PNC Bank, Truist and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds