US Bank Directory

Banks in Rocky Mount, NC

8 FDIC-insured banks operate 16 offices in Rocky Mount, North Carolina, and 3 credit unions have 5 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Rocky Mount

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 11 banks and credit unions operate 21 locations in Rocky Mount, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 13 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

20 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Rocky Mount

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Southern Bank have the most locations in Rocky Mount, with 3 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

PNC Bank PNC Bank, National Association · 3 branches · main office Wilmington, DE Bank · 3

PNC Bank has 3 branches in Rocky Mount, 101 across North Carolina and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the North Church Street Branch at 131 N Church St, dating to 1899; the newest, at 3600 Sunset Ave, to 1988. 1 of its 2 Rocky Mount locations with published hours open on Saturday.

  • Benvenue Branch
    1280 Benvenue Rd, 27804
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • North Church Street Branch
    131 N Church St, 27804
    Hours: see the bank's site
  • Westridge Branch
    3600 Sunset Ave, 27804
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Southern Bank 3 branches · main office Mount Olive, NC Bank · 3

Southern Bank has 3 branches in Rocky Mount, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the Rocky Mount Branch at 230 Sunset Ave, dating to 1912; the newest, at 1405 Benvenue Rd, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Benvenue Branch
    1405 Benvenue Rd, 27804
    Hours: see the bank's site
  • Rocky Mount Branch
    230 Sunset Ave, 27804
    Hours: see the bank's site
  • Westridge Branch
    3690 Sunset Ave, 27804
    Hours: see the bank's site
Southern Bank: profile, branches and contacts
State Employees' Credit Union 3 offices · main office Raleigh, NC Credit union · 3

State Employees' Credit Union has 3 officees in Rocky Mount, 286 across North Carolina. It is based in Raleigh, NC and $59.76 billion in assets on March 31, 2026, according to its NCUA call report. None of its 3 Rocky Mount locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Rocky Mount - Benvenue Road
    2550 Benvenue Rd, 27804
    (252) 985-0311Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Rocky Mount - Sunset Ave
    3357 Sunset Ave, 27804
    (252) 443-7021Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Rocky Mount - Fairview Road
    805 N Fairview Rd, 27801
    (252) 212-3310Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

State Employees' Credit Union: profile, branches and contacts
Providence Bank 2 branches · main office Rocky Mount, NC Bank · 2

Providence Bank has 2 branches in Rocky Mount, 10 across North Carolina and 10 nationwide. FDIC records list its main office in Rocky Mount, NC and show it operating since 2006. With $1.51 billion in total assets on June 30, 2026, it ranks No. 738 of 4,232 U.S. banks by total assets. Its main office at 450 N Winstead Ave dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    450 N Winstead Ave, 27804
    Hours: see the bank's site
  • Sunset Avenue Branch
    2401 Sunset Ave, 27804
    Hours: see the bank's site
Providence Bank: profile, branches and contacts
Truist Truist Bank · 2 branches · main office Charlotte, NC Bank · 2

Truist has 2 branches in Rocky Mount, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the Rocky Mount Main Branch at 1114 Benvenue Rd, dating to 2003; the newest, at 2632 Sunset Ave, to 2008. None of its 2 Rocky Mount locations with published hours lists Saturday hours.

  • Rocky Mount Main Branch
    1114 Benvenue Rd, 27804
    (252) 977-9788Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Sunset Avenue Branch
    2632 Sunset Ave, 27804
    (252) 443-5026Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Bank 2 branches · main office Fairfax, VA Bank · 2

United Bank has 2 branches in Rocky Mount, 43 across North Carolina and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the 1378 Benvenue Rd. Branch at 1378 Benvenue Rd, dating to 1989; the newest, at 2901 Sunset Ave, to 1997. None of its 2 Rocky Mount locations with published hours lists Saturday hours.

  • 1378 Benvenue Rd. Branch
    1378 Benvenue Rd, 27804
    (252) 557-0592Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  • Rocky Mount Branch
    2901 Sunset Ave, 27804
    (252) 557-0603Today 8:30 am to 5 pm
    All hours

    Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 2 branches · main office Sioux Falls, SD Bank · 2

Wells Fargo has 2 branches in Rocky Mount, 219 across North Carolina and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rocky Mount location is the Englewood Square Branch at 2910 Sunset Ave, dating to 1971; the newest, at 1400 Benvenue Rd, to 2003. None of its 2 Rocky Mount locations with published hours lists Saturday hours.

  • Benvenue Branch
    1400 Benvenue Rd, 27804
    (252) 972-4246Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Englewood Square Branch
    2910 Sunset Ave, 27804
    (252) 443-7126Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Coastal Credit Union 1 office · main office Raleigh, NC Credit union · 1

Coastal Credit Union has 1 office in Rocky Mount, 22 across North Carolina. It is based in Raleigh, NC and $6.21 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Rocky Mount
    1080 N Winstead Ave, 27804
    (252) 748-2060Today 8:30 am to 5:30 pm
    All hours

    Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Coastal Credit Union: profile, branches and contacts
First Carolina Bank 1 branch · main office Rocky Mount, NC Bank · 1

First Carolina Bank has 1 branch in Rocky Mount, 5 across North Carolina and 9 nationwide. FDIC records list its main office in Rocky Mount, NC and show it operating since 2000. With $3.41 billion in total assets on June 30, 2026, it ranks No. 379 of 4,232 U.S. banks by total assets. Its main office at 171 N Winstead Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    171 N Winstead Ave, 27804
    Hours: see the bank's site
First Carolina Bank: profile, branches and contacts
Self-help Credit Union 1 office · main office Durham, NC Credit union · 1

Self-help Credit Union has 1 office in Rocky Mount, 25 across North Carolina. It is based in Durham, NC and $2.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Rocky Mount
    3631 Sunset Ave, 27804
    (252) 997-7722Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Self-help Credit Union: profile, branches and contacts
Woodforest Woodforest National Bank · 1 branch · main office The Woodlands, TX Bank · 1

Woodforest has 1 branch in Rocky Mount, 90 across North Carolina and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The 0826 Rocky Mount Wal-Mart at 1511 Benvenue Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 0826 Rocky Mount Wal-Mart
    1511 Benvenue Rd, 27804
    Hours: see the bank's site
Woodforest: profile, branches and contacts

Join a credit union in Rocky Mount

3 credit unions have 5 offices here: State Employees' Credit Union, Coastal Credit Union and Self-help Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rocky Mount page has every office in the state's directory.

Banking in Rocky Mount: the local picture

Short answer: 8 banks run 16 branches in Rocky Mount according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 2 have their main office in Rocky Mount, 2 elsewhere in North Carolina and 4 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 131 N Church St, dating to 1899; the newest is Truist's at 2632 Sunset Ave, from 2008.

3 credit unions have 5 offices in Rocky Mount, according to the NCUA. Who can join each one is on the credit unions page.

Of the 13 locations with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.

Banks by ZIP code in Rocky Mount

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 27804 has the most bank and credit union offices in Rocky Mount (20), followed by 27801 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
278042011PNC Bank, Southern Bank, Providence Bank
2780111State Employees' Credit Union

Banks open on Saturday in Rocky Mount

Short answer: 1 of the 13 Rocky Mount locations with published hours opens on Saturday, run by 1 institution.

  • PNC Bank: 1 of 3 branches (3600 Sunset Ave: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Rocky Mount, and where the nearest one is if they do not.

Short answer: In Rocky Mount: Wells Fargo (2), PNC Bank (3), Truist (2). No branches in Rocky Mount: Chase (nearest in Greenville, 36 mi), Bank of America (nearest in Greenville, 34 mi), U.S. Bank (nearest in Charlotte, 170 mi), Fifth Third Bank (nearest in Clayton, 36 mi), Huntington (nearest in Raleigh, 47 mi), Regions Bank (nearest in Raleigh, 48 mi), TD Bank (nearest in Raleigh, 48 mi), BMO.

BankIn Rocky MountNearest branch if none here
Wells Fargo2 brancheshere
PNC Bank3 brancheshere
Truist2 brancheshere
ChaseNoneGreenville, 36 miles away
Bank of AmericaNoneGreenville, 34 miles away
U.S. BankNoneCharlotte, 170 miles away
Fifth Third BankNoneClayton, 36 miles away
HuntingtonNoneRaleigh, 47 miles away
Regions BankNoneRaleigh, 48 miles away
TD BankNoneRaleigh, 48 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rocky Mount to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rocky Mount residents like anyone else.

Banks near Rocky Mount

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Nashville (8 miles) and Tarboro (17 miles). Wilson, 17 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Rocky Mount

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Rocky Mount between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Rocky Mount

Short answer: 2 institutions have their main office in Rocky Mount: Providence Bank and First Carolina Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Providence BankBank$1.51 billion2
First Carolina BankBank$3.41 billion1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Rocky Mount by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rocky Mount offices.

Short answer: Wells Fargo is the largest bank with offices in Rocky Mount, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. 2 of the 8 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 42Sioux Falls, SD
PNC Bank$609.77 billionNo. 83Wilmington, DE
Truist$548.35 billionNo. 92Charlotte, NC
United Bank$33.64 billionNo. 652Fairfax, VA
Woodforest$8.98 billionNo. 1811The Woodlands, TX
Southern Bank$5.30 billionNo. 2803Mount Olive, NC
First Carolina Bank$3.41 billionNo. 3791Rocky Mount, NC
Providence Bank$1.51 billionNo. 7382Rocky Mount, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Rocky Mount: FAQ

How many banks are in Rocky Mount, NC?

Rocky Mount has 8 banks with 16 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Rocky Mount?

PNC Bank, with 3. Southern Bank has 3 and Wells Fargo has 2.

Is there a PNC Bank in Rocky Mount, NC?

Yes. FDIC data lists 3 PNC Bank branches in Rocky Mount as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.

Is there a Southern Bank in Rocky Mount, NC?

Yes. FDIC data lists 3 Southern Bank branches in Rocky Mount as of September 5, 2026. Its branches are listed under Southern Bank above, with the address and directions for each.

Is there a Wells Fargo in Rocky Mount, NC?

Yes. FDIC data lists 2 Wells Fargo branches in Rocky Mount as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a Chase in Rocky Mount, NC?

No. FDIC data lists no Chase branch in Rocky Mount as of September 5, 2026. The nearest is in Greenville, about 36 miles away in a straight line.

Which banks in Rocky Mount are open on Saturday?

PNC Bank publishes Saturday hours for one or more Rocky Mount locations. The Saturday section above lists each one with its hours. 8 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Rocky Mount?

Providence Bank and First Carolina Bank have their main office in Rocky Mount, according to the FDIC.

What is the oldest bank in Rocky Mount?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Rocky Mount?

State Employees' Credit Union, Coastal Credit Union and Self-help Credit Union have offices in Rocky Mount. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Rocky Mount in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Rocky Mount?

Nearby cities with more banks include Nashville, Tarboro, Wilson. Nashville is 8 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (8 of 16 branches: PNC Bank, Truist, United Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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