US Bank Directory

Banks in Scotland Neck, NC

2 FDIC-insured banks operate 2 offices in Scotland Neck, North Carolina.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Scotland Neck

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Scotland Neck, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Scotland Neck

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and Southern Bank have the most locations in Scotland Neck, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Southern Bank 1 branch · main office Mount Olive, NC Bank · 1

Southern Bank has 1 branch in Scotland Neck, 47 across North Carolina and 56 nationwide. FDIC records list its main office in Mount Olive, NC and show it operating since 1901. With $5.30 billion in total assets on June 30, 2026, it ranks No. 280 of 4,232 U.S. banks by total assets. The Scotland Neck Branch at 810 Main St dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Scotland Neck Branch
    810 Main St, 27874
    Hours: see the bank's site
Southern Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Scotland Neck, 277 across North Carolina and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Scotland Neck Branch at 1001 Main St dates to 1968 in FDIC branch records. Its published hours do not list Saturday.

  • Scotland Neck Branch
    1001 Main St, 27874
    (252) 826-3121Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Banking in Scotland Neck: the local picture

Short answer: 2 banks run 2 branches in Scotland Neck according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Scotland Neck, 2 elsewhere in North Carolina, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Bank's office at 810 Main St, dating to 1966; the newest is Truist's at 1001 Main St, from 1968.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Scotland Neck

Short answer: None of the 1 Scotland Neck location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Scotland Neck, and where the nearest one is if they do not.

Short answer: In Scotland Neck: Truist (1). No branches in Scotland Neck: Chase (nearest in Greenville, 36 mi), Wells Fargo (nearest in Rocky Mount, 24 mi), Bank of America (nearest in Greenville, 36 mi), PNC Bank (nearest in Tarboro, 17 mi), U.S. Bank (nearest in Charlotte, 195 mi), Fifth Third Bank (nearest in Clayton, 61 mi), Huntington (nearest in Raleigh, 71 mi), Regions Bank (nearest in Raleigh, 73 mi), TD Bank (nearest in Raleigh, 72 mi), BMO.

BankIn Scotland NeckNearest branch if none here
Truist1 branchhere
ChaseNoneGreenville, 36 miles away
Wells FargoNoneRocky Mount, 24 miles away
Bank of AmericaNoneGreenville, 36 miles away
PNC BankNoneTarboro, 17 miles away
U.S. BankNoneCharlotte, 195 miles away
Fifth Third BankNoneClayton, 61 miles away
HuntingtonNoneRaleigh, 71 miles away
Regions BankNoneRaleigh, 73 miles away
TD BankNoneRaleigh, 72 miles away
BMONonenone in North Carolina

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Scotland Neck to the nearest branch in North Carolina.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Scotland Neck residents like anyone else.

Banks near Scotland Neck

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Tarboro (17 miles) and Roanoke Rapids (25 miles). Greenville, 37 miles away, has the most banks nearby: 13.

Bank branch openings and closings in Scotland Neck

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Scotland Neck between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Scotland Neck by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Scotland Neck offices.

Short answer: Truist is the largest bank with offices in Scotland Neck, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Southern Bank is second with $5.30 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Southern Bank$5.30 billionNo. 2801Mount Olive, NC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Scotland Neck: FAQ

How many banks are in Scotland Neck, NC?

Scotland Neck has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Scotland Neck?

Truist, with 1. Southern Bank has 1.

Is there a Truist in Scotland Neck, NC?

Yes. FDIC data lists 1 Truist branch in Scotland Neck as of September 5, 2026. The address and directions are under Truist above.

Is there a Southern Bank in Scotland Neck, NC?

Yes. FDIC data lists 1 Southern Bank branch in Scotland Neck as of September 5, 2026. The address and directions are under Southern Bank above.

Is there a Chase in Scotland Neck, NC?

No. FDIC data lists no Chase branch in Scotland Neck as of September 5, 2026. The nearest is in Greenville, about 36 miles away in a straight line.

Which banks in Scotland Neck are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Scotland Neck?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Did any bank branches open or close in Scotland Neck in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Scotland Neck?

Nearby cities with more banks include Tarboro, Roanoke Rapids, Rocky Mount. Tarboro is 17 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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