US Bank Directory
Banks in Lucedale, MS
4 FDIC-insured banks operate 5 offices in Lucedale, Mississippi, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Lucedale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Lucedale, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lucedale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Century Bank has the most locations in Lucedale, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Century Bank Bank · 2
Century Bank has 2 branches in Lucedale, 3 across Mississippi and 9 nationwide. FDIC records list its main office in Lucedale, MS and show it operating since 1903. With $566.2 million in total assets on June 30, 2026, it ranks No. 1,635 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lucedale location is its main office at 4282 Main St, dating to 1903; the newest, at 1002 Highway 63 South, to 1989. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4282 Main St, 39452
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Market Place Branch1002 Highway 63 South, 39452
Community Bank of Mississippi Bank · 1
Community Bank of Mississippi has 1 branch in Lucedale, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Community Bank, National Association Branch at 5110 Main St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Community Bank, National Association Branch5110 Main St, 39452
First State Bank Bank · 1
First State Bank has 1 branch in Lucedale, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Waynesboro, MS and show it operating since 1934. With $951.5 million in total assets on June 30, 2026, it ranks No. 1,091 of 4,232 U.S. banks by total assets. The Gateway Branch at 12139 Highway 63 S dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Gateway Branch12139 Highway 63 S, 39452
Merchants & Marine Bank Bank · 1
Merchants & Marine Bank has 1 branch in Lucedale, 11 across Mississippi and 24 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1932. With $1.35 billion in total assets on June 30, 2026, it ranks No. 823 of 4,232 U.S. banks by total assets. The Lucedale Branch at 11283 Old 63 S dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Lucedale Branch11283 Old 63 S, 39452
Singing River Credit Union Credit union · 1
Singing River Credit Union has 1 office in Lucedale, 8 across Mississippi. It is based in Moss Point, MS and $402.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lucedale201 Scott Rd, 39452
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lucedale
1 credit union has 1 office here: Singing River Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lucedale page has every office in the state's directory.
Banking in Lucedale: the local picture
Short answer: 4 banks run 5 branches in Lucedale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Lucedale, 3 elsewhere in Mississippi, according to the FDIC.
The bank with the longest record here is Century Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Century Bank's office at 4282 Main St, dating to 1903; the newest is Community Bank of Mississippi's at 5110 Main St, from 2007.
The only credit union with an office here is Singing River Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Lucedale
Short answer: None of the 1 Lucedale location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lucedale, and where the nearest one is if they do not.
Short answer: No branches in Lucedale: Chase (nearest in Pearl, 127 mi), Wells Fargo (nearest in Ocean Springs, 38 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 290 mi), Fifth Third Bank, Huntington (nearest in Ocean Springs, 38 mi), Regions Bank (nearest in Ocean Springs, 38 mi), TD Bank, BMO.
| Bank | In Lucedale | Nearest branch if none here |
|---|---|---|
| Chase | None | Pearl, 127 miles away |
| Wells Fargo | None | Ocean Springs, 38 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 290 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Huntington | None | Ocean Springs, 38 miles away |
| Regions Bank | None | Ocean Springs, 38 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lucedale to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lucedale residents like anyone else.
Banks near Lucedale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Leakesville (16 miles) and Hurley (20 miles). Ocean Springs, 38 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Leakesville, MS | 16 mi | 2 | 2 |
| Banks in Hurley, MS | 20 mi | 2 | 2 |
| Banks in Moss Point, MS | 31 mi | 3 | 6 |
| Banks in Wiggins, MS | 33 mi | 4 | 5 |
| Banks in Richton, MS | 36 mi | 2 | 3 |
| Banks in Gautier, MS | 37 mi | 4 | 4 |
| Banks in Ocean Springs, MS | 38 mi | 11 | 13 |
| Banks in Diberville, MS | 38 mi | 6 | 6 |
Bank branch openings and closings in Lucedale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lucedale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lucedale
Short answer: 1 institution has its main office in Lucedale: Century Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Century Bank | Bank | $566.2 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lucedale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lucedale offices.
Short answer: Community Bank of Mississippi is the largest bank with offices in Lucedale, with $5.09 billion in total assets on June 30, 2026, No. 288 among U.S. banks by total assets. Merchants & Marine Bank is second with $1.35 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Community Bank of Mississippi | $5.09 billion | No. 288 | 1 | Flowood, MS |
| Merchants & Marine Bank | $1.35 billion | No. 823 | 1 | Pascagoula, MS |
| First State Bank | $951.5 million | No. 1,091 | 1 | Waynesboro, MS |
| Century Bank | $566.2 million | No. 1,635 | 2 | Lucedale, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lucedale: FAQ
How many banks are in Lucedale, MS?
Lucedale has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lucedale?
Century Bank, with 2. Community Bank of Mississippi has 1 and Merchants & Marine Bank has 1.
Is there a Century Bank in Lucedale, MS?
Yes. FDIC data lists 2 Century Bank branches in Lucedale as of September 5, 2026, the main office at 4282 Main St. Its branches are listed under Century Bank above, with the address and directions for each.
Is there a Community Bank of Mississippi in Lucedale, MS?
Yes. FDIC data lists 1 Community Bank of Mississippi branch in Lucedale as of September 5, 2026. The address and directions are under Community Bank of Mississippi above.
Is there a Merchants & Marine Bank in Lucedale, MS?
Yes. FDIC data lists 1 Merchants & Marine Bank branch in Lucedale as of September 5, 2026. The address and directions are under Merchants & Marine Bank above.
Is there a Chase in Lucedale, MS?
No. FDIC data lists no Chase branch in Lucedale as of September 5, 2026. The nearest is in Pearl, about 127 miles away in a straight line.
Which banks in Lucedale are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Lucedale?
Century Bank has its main office in Lucedale, according to the FDIC.
What is the oldest bank in Lucedale?
Century Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Lucedale?
Singing River Credit Union has an office in Lucedale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lucedale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lucedale?
Nearby cities with more banks include Leakesville, Hurley, Moss Point. Leakesville is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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