Banks in Richton, MS

Bank branch map: Richton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Richton, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Richton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Richton Bank has the most locations in Richton, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Richton Bank 2 branches · main office Richton, MS Bank · 2

Richton Bank has 2 branches in Richton, 2 across Mississippi and 2 nationwide. FDIC records list its main office in Richton, MS and show it operating since 1931. With $52.0 million in total assets on June 30, 2026, it ranks No. 4,051 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Richton location is its main office at 114 South Front Street, dating to 1931; the newest, at 809 N Front St, to 1969. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  114 South Front Street, 39476

  Hours: see the bank's site
  DirectionsWebsite
• North Richton Branch

  809 N Front St, 39476

  Hours: see the bank's site
  DirectionsWebsite

Richton Bank: profile, branches and contacts

First Southern Bank 1 branch · main office Columbia, MS Bank · 1

First Southern Bank has 1 branch in Richton, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Columbia, MS and show it operating since 1960. With $317.3 million in total assets on June 30, 2026, it ranks No. 2,401 of 4,232 U.S. banks by total assets. The Richton Branch at 502 N Front St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Richton Branch

  502 N Front St, 39476

  Hours: see the bank's site
  DirectionsWebsite

First Southern Bank: profile, branches and contacts

Banking in Richton: the local picture

Short answer: 2 banks run 3 branches in Richton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Richton, 1 elsewhere in Mississippi, according to the FDIC.

The bank with the longest record here is Richton Bank, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is Richton Bank's office at 114 South Front Street, dating to 1931; the newest is First Southern Bank's at 502 N Front St, from 2005.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Richton, and where the nearest one is if they do not.

Short answer: No branches in Richton: Chase (nearest in Pearl, 91 mi), Wells Fargo (nearest in Hattiesburg, 24 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 256 mi), Fifth Third Bank, Huntington (nearest in Petal, 18 mi), Regions Bank (nearest in Petal, 19 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Richton to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Richton residents like anyone else.

Banks near Richton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Petal (18 miles) and Ellisville (23 miles). Hattiesburg, 25 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Richton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Richton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Richton

Short answer: 1 institution has its main office in Richton: Richton Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Richton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Richton offices.

Short answer: First Southern Bank is the largest bank with offices in Richton, with $317.3 million in total assets on June 30, 2026, No. 2,401 among U.S. banks by total assets. Richton Bank is second with $52.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Richton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.