US Bank Directory
Banks in Waynesboro, MS
5 FDIC-insured banks operate 10 offices in Waynesboro, Mississippi, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Waynesboro
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 11 locations in Waynesboro, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waynesboro
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First State Bank has the most locations in Waynesboro, with 6. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First State Bank Bank · 6
First State Bank has 6 branches in Waynesboro, 16 across Mississippi and 16 nationwide. FDIC records list its main office in Waynesboro, MS and show it operating since 1934. With $951.5 million in total assets on June 30, 2026, it ranks No. 1,091 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waynesboro location is its main office at 708 Azalea Dr, dating to 1934; the newest, at 1401 Azalea Dr, to 2003. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office708 Azalea Dr, 39367
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Walmart Branch1350 Azalea Dr, 39367
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Northeast Motor Bank Branch1401 Azalea Dr, 39367
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Clara Branch35 Buckatunna Chicora Clara Rd, 39367
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Mortgage Loan Center Branch717 Wayne St, 39367
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Northside Mini-Bank Branch902 Robinson St, 39367
BankPlus Bank · 1
BankPlus has 1 branch in Waynesboro, 52 across Mississippi and 74 nationwide. FDIC records list its main office in Belzoni, MS and show it operating since 1909. With $8.38 billion in total assets on June 30, 2026, it ranks No. 195 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 913 Mississippi Dr dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch913 Mississippi Dr, 39367
Great Southern Bank Bank · 1
Great Southern Bank has 1 branch in Waynesboro, 11 across Mississippi and 11 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1902. With $355.1 million in total assets on June 30, 2026, it ranks No. 2,241 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 1010 Azalea Dr dates to 1966 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch1010 Azalea Dr, 39367
Huntington Bank · 1
Huntington has 1 branch in Waynesboro, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 600 Azalea Dr dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch600 Azalea Dr, 39367
Sunbelt Credit Union Credit union · 1
Sunbelt Credit Union has 1 office in Waynesboro, 11 across Mississippi. It is based in Hattiesburg, MS and $370.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Waynesboro345 Central Road, 39367
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Citizens National Bank of Meridian Bank · 1
The Citizens National Bank of Meridian has 1 branch in Waynesboro, 29 across Mississippi and 29 nationwide. FDIC records list its main office in Meridian, MS and show it operating since 1888. With $1.89 billion in total assets on June 30, 2026, it ranks No. 630 of 4,232 U.S. banks by total assets. The Waynesboro Branch at 810 Mississippi Dr dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waynesboro Branch810 Mississippi Dr, 39367
Join a credit union in Waynesboro
1 credit union has 1 office here: Sunbelt Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waynesboro page has every office in the state's directory.
Banking in Waynesboro: the local picture
Short answer: 5 banks run 10 branches in Waynesboro according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Waynesboro, 3 elsewhere in Mississippi and 1 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank's office at 708 Azalea Dr, dating to 1934; the newest is First State Bank's at 1401 Azalea Dr, from 2003.
The only credit union with an office here is Sunbelt Credit Union.
Of the 1 location with published hours. None open on Saturday. 10 locations have no published hours in these sources.
Saturday hours in Waynesboro
Short answer: None of the 1 Waynesboro location with published hours lists Saturday hours. 10 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waynesboro, and where the nearest one is if they do not.
Short answer: In Waynesboro: Huntington (1). No branches in Waynesboro: Chase (nearest in Pearl, 92 mi), Wells Fargo (nearest in Hattiesburg, 48 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 240 mi), Fifth Third Bank, Regions Bank (nearest in Laurel, 29 mi), TD Bank, BMO.
| Bank | In Waynesboro | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Pearl, 92 miles away |
| Wells Fargo | None | Hattiesburg, 48 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 240 miles away |
| Fifth Third Bank | None | none in Mississippi |
| Regions Bank | None | Laurel, 29 miles away |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waynesboro to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waynesboro residents like anyone else.
Banks near Waynesboro
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Quitman (26 miles) and Richton (28 miles). Laurel, 30 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Quitman, MS | 26 mi | 4 | 4 |
| Banks in Richton, MS | 28 mi | 2 | 3 |
| Banks in Laurel, MS | 30 mi | 9 | 15 |
| Banks in Ellisville, MS | 33 mi | 3 | 4 |
| Banks in Leakesville, MS | 36 mi | 2 | 2 |
| Banks in Petal, MS | 42 mi | 8 | 9 |
| Banks in Bay Springs, MS | 43 mi | 3 | 4 |
| Banks in Taylorsville, MS | 47 mi | 2 | 2 |
Bank branch openings and closings in Waynesboro
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waynesboro between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Waynesboro
Short answer: 1 institution has its main office in Waynesboro: First State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First State Bank | Bank | $951.5 million | 6 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Waynesboro by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waynesboro offices.
Short answer: Huntington is the largest bank with offices in Waynesboro, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. BankPlus is second with $8.38 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| BankPlus | $8.38 billion | No. 195 | 1 | Belzoni, MS |
| The Citizens National Bank of Meridian | $1.89 billion | No. 630 | 1 | Meridian, MS |
| First State Bank | $951.5 million | No. 1,091 | 6 | Waynesboro, MS |
| Great Southern Bank | $355.1 million | No. 2,241 | 1 | Meridian, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waynesboro: FAQ
How many banks are in Waynesboro, MS?
Waynesboro has 5 banks with 10 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waynesboro?
First State Bank, with 6. Huntington has 1 and BankPlus has 1.
Is there a First State Bank in Waynesboro, MS?
Yes. FDIC data lists 6 First State Bank branches in Waynesboro as of September 5, 2026, the main office at 708 Azalea Dr. Its branches are listed under First State Bank above, with the address and directions for each.
Is there a Huntington in Waynesboro, MS?
Yes. FDIC data lists 1 Huntington branch in Waynesboro as of September 5, 2026. The address and directions are under Huntington above.
Is there a BankPlus in Waynesboro, MS?
Yes. FDIC data lists 1 BankPlus branch in Waynesboro as of September 5, 2026. The address and directions are under BankPlus above.
Is there a Chase in Waynesboro, MS?
No. FDIC data lists no Chase branch in Waynesboro as of September 5, 2026. The nearest is in Pearl, about 92 miles away in a straight line.
Which banks in Waynesboro are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 10 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Waynesboro?
First State Bank has its main office in Waynesboro, according to the FDIC.
What is the oldest bank in Waynesboro?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Waynesboro?
Sunbelt Credit Union has an office in Waynesboro. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waynesboro in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waynesboro?
Nearby cities with more banks include Quitman, Richton, Laurel. Quitman is 26 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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