Banks in Bay Springs, MS

Bank branch map: Bay Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Bay Springs, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Bay Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BankFirst Financial Services has the most locations in Bay Springs, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BankFirst Financial Services 2 branches · main office Columbus, MS Bank · 2

BankFirst Financial Services has 2 branches in Bay Springs, 36 across Mississippi and 51 nationwide. FDIC records list its main office in Columbus, MS and show it operating since 1888. With $3.31 billion in total assets on June 30, 2026, it ranks No. 388 of 4,232 U.S. banks by total assets. The Downtown Motor Branch at 28 Highway 528 dates to 1979 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Springs Branch

  28 Highway 528, 39422

  Hours: see the bank's site
  DirectionsWebsite
• Downtown Motor Branch

  28 Highway 528, 39422

  Hours: see the bank's site
  DirectionsWebsite

BankFirst Financial Services: profile, branches and contacts

Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Bay Springs, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Bay Springs Branch at 2796 Highway 15 dates to 1937 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Springs Branch

  2796 Highway 15, 39422

  Hours: see the bank's site
  DirectionsWebsite

Huntington: profile, branches and contacts

Merchants and Planters Bank 1 branch · main office Raymond, MS Bank · 1

Merchants and Planters Bank has 1 branch in Bay Springs, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Raymond, MS and show it operating since 1906. With $199.0 million in total assets on June 30, 2026, it ranks No. 2,999 of 4,232 U.S. banks by total assets. The Bay Springs Branch at 6a N Third St dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Bay Springs Branch

  6a N Third St, 39422

  Hours: see the bank's site
  DirectionsWebsite

Merchants and Planters Bank: profile, branches and contacts

Banking in Bay Springs: the local picture

Short answer: 3 banks run 4 branches in Bay Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Bay Springs, 2 elsewhere in Mississippi and 1 out of state, according to the FDIC.

The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 2796 Highway 15, dating to 1937; the newest is BankFirst Financial Services's at 28 Highway 528, from 2025.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Bay Springs, and where the nearest one is if they do not.

Short answer: In Bay Springs: Huntington (1). No branches in Bay Springs: Chase (nearest in Pearl, 49 mi), Wells Fargo (nearest in Hattiesburg, 45 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 210 mi), Fifth Third Bank, Regions Bank (nearest in Laurel, 21 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bay Springs to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bay Springs residents like anyone else.

Banks near Bay Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Taylorsville (13 miles) and Raleigh (14 miles). Laurel, 21 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Bay Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bay Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bay Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bay Springs offices.

Short answer: Huntington is the largest bank with offices in Bay Springs, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. BankFirst Financial Services is second with $3.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bay Springs: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.