US Bank Directory

Banks in Gautier, MS

4 FDIC-insured banks operate 4 offices in Gautier, Mississippi, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Gautier

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Gautier, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Gautier

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 4 banks share the most locations in Gautier, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Navigator Credit Union 2 offices · main office Pascagoula, MS Credit union · 2

Navigator Credit Union has 2 officees in Gautier, 9 across Mississippi. It is based in Pascagoula, MS and $398.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Gautier locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Gautier Branch
    1850 Highway 90, 39553
    (228) 475-7300Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • It Building
    1870 Highway 90, 39553
    (228) 475-7300Today 6:30 am to 5 pm
    All hours

    Mon to Fri 6:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Navigator Credit Union: profile, branches and contacts
First Federal Savings and Loan Association 1 branch · main office Pascagoula, MS Bank · 1

First Federal Savings and Loan Association has 1 branch in Gautier, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1955. With $381.4 million in total assets on June 30, 2026, it ranks No. 2,152 of 4,232 U.S. banks by total assets. The 2601 Hwy 90 Branch at 1414 Highway 90 dates to 1955 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2601 Hwy 90 Branch
    1414 Highway 90, 39553
    Hours: see the bank's site
First Federal Savings and Loan Association: profile, branches and contacts
Hancock Whitney Hancock Whitney Bank · 1 branch · main office Gulfport, MS Bank · 1

Hancock Whitney has 1 branch in Gautier, 27 across Mississippi and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Gautier Branch at 2020 Highway 90 dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Hancock Whitney: profile, branches and contacts
Keesler Credit Union 1 office · main office Biloxi, MS Credit union · 1

Keesler Credit Union has 1 office in Gautier, 31 across Mississippi. It is based in Biloxi, MS and $5.24 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Gautier
    3501 Dolphin Dr, 39553
    (888) 533-7537Today 9:30 am to 5 pm
    All hours

    Mon to Thu 9:30 am to 5 pm; Fri 9:30 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Keesler Credit Union: profile, branches and contacts
Merchants & Marine Bank 1 branch · main office Pascagoula, MS Bank · 1

Merchants & Marine Bank has 1 branch in Gautier, 11 across Mississippi and 24 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1932. With $1.35 billion in total assets on June 30, 2026, it ranks No. 823 of 4,232 U.S. banks by total assets. The Gautier Branch at 1200 Highway 90 dates to 1970 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Merchants & Marine Bank: profile, branches and contacts
The Peoples Bank, Biloxi, Mississippi 1 branch · main office Biloxi, MS Bank · 1

The Peoples Bank, Biloxi, Mississippi has 1 branch in Gautier, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Biloxi, MS and show it operating since 1896. With $770.7 million in total assets on June 30, 2026, it ranks No. 1,300 of 4,232 U.S. banks by total assets. The Gautier Branch at 2609 Highway 90 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

The Peoples Bank, Biloxi, Mississippi: profile, branches and contacts

Join a credit union in Gautier

2 credit unions have 3 offices here: Navigator Credit Union and Keesler Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Gautier page has every office in the state's directory.

Banking in Gautier: the local picture

Short answer: 4 banks run 4 branches in Gautier according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Gautier, 4 elsewhere in Mississippi, according to the FDIC.

The bank with the longest record here is The Peoples Bank, Biloxi, Mississippi, operating since 1896 according to the FDIC. In FDIC branch records, the longest-running branch is First Federal Savings and Loan Association's office at 1414 Highway 90, dating to 1955; the newest is The Peoples Bank, Biloxi, Mississippi's at 2609 Highway 90, from 2007.

2 credit unions have 3 offices in Gautier, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.

Credit unions open on Saturday in Gautier

Short answer: 2 of the 3 Gautier locations with published hours open on Saturday, run by 2 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Gautier, and where the nearest one is if they do not.

Short answer: No branches in Gautier: Chase (nearest in Pearl, 155 mi), Wells Fargo (nearest in Pascagoula, 5 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 325 mi), Fifth Third Bank, Huntington (nearest in Pascagoula, 5 mi), Regions Bank (nearest in Pascagoula, 6 mi), TD Bank, BMO.

BankIn GautierNearest branch if none here
ChaseNonePearl, 155 miles away
Wells FargoNonePascagoula, 5 miles away
Bank of AmericaNonenone in Mississippi
PNC BankNonenone in Mississippi
U.S. BankNonenone in Mississippi
TruistNoneSouthaven, 325 miles away
Fifth Third BankNonenone in Mississippi
HuntingtonNonePascagoula, 5 miles away
Regions BankNonePascagoula, 6 miles away
TD BankNonenone in Mississippi
BMONonenone in Mississippi

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gautier to the nearest branch in Mississippi.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gautier residents like anyone else.

Banks near Gautier

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pascagoula (6 miles) and Moss Point (9 miles). Ocean Springs, 10 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Gautier

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gautier between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gautier by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gautier offices.

Short answer: Hancock Whitney is the largest bank with offices in Gautier, with $36.33 billion in total assets on June 30, 2026, No. 60 among U.S. banks by total assets. Merchants & Marine Bank is second with $1.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Hancock Whitney$36.33 billionNo. 601Gulfport, MS
Merchants & Marine Bank$1.35 billionNo. 8231Pascagoula, MS
The Peoples Bank, Biloxi, Mississippi$770.7 millionNo. 1,3001Biloxi, MS
First Federal Savings and Loan Association$381.4 millionNo. 2,1521Pascagoula, MS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gautier: FAQ

How many banks are in Gautier, MS?

Gautier has 4 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Gautier?

Hancock Whitney, with 1. Merchants & Marine Bank has 1 and The Peoples Bank, Biloxi, Mississippi has 1.

Is there a Hancock Whitney in Gautier, MS?

Yes. FDIC data lists 1 Hancock Whitney branch in Gautier as of September 5, 2026. The address and directions are under Hancock Whitney above.

Is there a Merchants & Marine Bank in Gautier, MS?

Yes. FDIC data lists 1 Merchants & Marine Bank branch in Gautier as of September 5, 2026. The address and directions are under Merchants & Marine Bank above.

Is there a The Peoples Bank, Biloxi, Mississippi in Gautier, MS?

Yes. FDIC data lists 1 The Peoples Bank, Biloxi, Mississippi branch in Gautier as of September 5, 2026. The address and directions are under The Peoples Bank, Biloxi, Mississippi above.

Is there a Chase in Gautier, MS?

No. FDIC data lists no Chase branch in Gautier as of September 5, 2026. The nearest is in Pearl, about 155 miles away in a straight line.

Which banks in Gautier are open on Saturday?

Navigator Credit Union and Keesler Credit Union publish Saturday hours for one or more Gautier locations. The Saturday section above lists each one with its hours. 4 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Gautier?

The Peoples Bank, Biloxi, Mississippi has the longest record among banks with a branch here: the FDIC shows it operating since 1896.

Which credit unions can I join in Gautier?

Navigator Credit Union and Keesler Credit Union have offices in Gautier. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Gautier in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Gautier?

Nearby cities with more banks include Pascagoula, Moss Point, Ocean Springs. Pascagoula is 6 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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