US Bank Directory
Banks in Ocean Springs, MS
11 FDIC-insured banks operate 13 offices in Ocean Springs, Mississippi, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Ocean Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 17 locations in Ocean Springs, according to the FDIC and the NCUA. 17 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
17 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ocean Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Hancock Whitney and Merchants & Marine Bank have the most locations in Ocean Springs, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hancock Whitney Bank · 2
Hancock Whitney has 2 branches in Ocean Springs, 27 across Mississippi and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ocean Springs location is the Ocean Springs Main Branch at 901 Washington Ave, dating to 1954; the newest, at 2699 Bienville Blvd, to 1984. It does not publish hours in the sources this page uses; check its site before you go.
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East Ocean Springs Branch2699 Bienville Blvd, 39564
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Ocean Springs Main Branch901 Washington Ave, 39564
Keesler Credit Union Credit union · 2
Keesler Credit Union has 2 officees in Ocean Springs, 31 across Mississippi. It is based in Biloxi, MS and $5.24 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Ocean Springs locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Ocean Springs2420 Bienville Blvd, 39564
All hours
Mon to Thu 9 am to 5 pm; Fri 9:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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St Martin6835 Washington Ave Suite K, 39564
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Merchants & Marine Bank Bank · 2
Merchants & Marine Bank has 2 branches in Ocean Springs, 11 across Mississippi and 24 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1932. With $1.35 billion in total assets on June 30, 2026, it ranks No. 823 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ocean Springs location is the Ocean Springs Branch at 2008 Bienville Blvd, dating to 1994; the newest, at 6416 Washington Ave, to 2000. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch2008 Bienville Blvd, 39564
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Saint Martin Branch6416 Washington Ave, 39564
Bank of England Bank · 1
Bank of England has 1 branch in Ocean Springs, 2 across Mississippi and 151 nationwide. FDIC records list its main office in England, AR and show it operating since 1898. With $332.3 million in total assets on June 30, 2026, it ranks No. 2,339 of 4,232 U.S. banks by total assets. The Bank Of England Mortgage at 2900 Government St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of England Mortgage2900 Government St, 39564
Community Bank of Mississippi Bank · 1
Community Bank of Mississippi has 1 branch in Ocean Springs, 43 across Mississippi and 57 nationwide. FDIC records list its main office in Flowood, MS and show it operating since 1905. With $5.09 billion in total assets on June 30, 2026, it ranks No. 288 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 2314 Bienville Blvd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch2314 Bienville Blvd, 39564
First Federal Savings and Loan Association Bank · 1
First Federal Savings and Loan Association has 1 branch in Ocean Springs, 6 across Mississippi and 6 nationwide. FDIC records list its main office in Pascagoula, MS and show it operating since 1955. With $381.4 million in total assets on June 30, 2026, it ranks No. 2,152 of 4,232 U.S. banks by total assets. The 3905 Beinville Boulevard Branch at 3905 Bienville Blvd dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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3905 Beinville Boulevard Branch3905 Bienville Blvd, 39564
Huntington Bank · 1
Huntington has 1 branch in Ocean Springs, 89 across Mississippi and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 1003 Washington Ave dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch1003 Washington Ave, 39564
Navigator Credit Union Credit union · 1
Navigator Credit Union has 1 office in Ocean Springs, 9 across Mississippi. It is based in Pascagoula, MS and $398.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Ocean Springs Branch3811 Bienville Blvd, 39564
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Regions Bank Bank · 1
Regions Bank has 1 branch in Ocean Springs, 96 across Mississippi and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 811 Bienville Boulevard (highway 90) dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch811 Bienville Boulevard (highway 90), 39564
Renasant Bank · 1
Renasant has 1 branch in Ocean Springs, 89 across Mississippi and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 1700 Government St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch1700 Government St, 39564
Singing River Credit Union Credit union · 1
Singing River Credit Union has 1 office in Ocean Springs, 8 across Mississippi. It is based in Moss Point, MS and $402.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ocean Springs3070 Bienville Blvd, 39564
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Citizens Bank of Philadelphia, Mississippi Bank · 1
The Citizens Bank of Philadelphia, Mississippi has 1 branch in Ocean Springs, 26 across Mississippi and 26 nationwide. FDIC records list its main office in Philadelphia, MS and show it operating since 1908. With $1.56 billion in total assets on June 30, 2026, it ranks No. 725 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 2702 Bienville Blvd dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch2702 Bienville Blvd, 39564
The Peoples Bank, Biloxi, Mississippi Bank · 1
The Peoples Bank, Biloxi, Mississippi has 1 branch in Ocean Springs, 18 across Mississippi and 18 nationwide. FDIC records list its main office in Biloxi, MS and show it operating since 1896. With $770.7 million in total assets on June 30, 2026, it ranks No. 1,300 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 2015 Bienville Blvd dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Springs Branch2015 Bienville Blvd, 39564
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Ocean Springs, 9 across Mississippi and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Ocean Springs Branch at 1701 Bienville Blvd dates to 1997 in FDIC branch records. Its published hours do not list Saturday.
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Ocean Springs Branch1701 Bienville Blvd, 39564
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Ocean Springs
3 credit unions have 4 offices here: Keesler Credit Union, Singing River Credit Union and Navigator Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ocean Springs page has every office in the state's directory.
Banking in Ocean Springs: the local picture
Short answer: 11 banks run 13 branches in Ocean Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Ocean Springs, 7 elsewhere in Mississippi and 4 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 811 Bienville Boulevard (highway 90), dating to 1934; the newest is Bank of England's at 2900 Government St, from 2018.
3 credit unions have 4 offices in Ocean Springs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 12 locations have no published hours in these sources.
Credit unions open on Saturday in Ocean Springs
Short answer: 2 of the 5 Ocean Springs locations with published hours open on Saturday, run by 2 institutions.
- Keesler Credit Union: 1 of 2 offices (6835 Washington Ave Suite K: Saturday 9 am to 1 pm)
- Navigator Credit Union: 1 of 1 office (3811 Bienville Blvd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 12 of the 17 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ocean Springs, and where the nearest one is if they do not.
Short answer: In Ocean Springs: Wells Fargo (1), Huntington (1), Regions Bank (1). No branches in Ocean Springs: Chase (nearest in Pearl, 148 mi), Bank of America, PNC Bank, U.S. Bank, Truist (nearest in Southaven, 321 mi), Fifth Third Bank, TD Bank, BMO.
| Bank | In Ocean Springs | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Huntington | 1 branch | here |
| Regions Bank | 1 branch | here |
| Chase | None | Pearl, 148 miles away |
| Bank of America | None | none in Mississippi |
| PNC Bank | None | none in Mississippi |
| U.S. Bank | None | none in Mississippi |
| Truist | None | Southaven, 321 miles away |
| Fifth Third Bank | None | none in Mississippi |
| TD Bank | None | none in Mississippi |
| BMO | None | none in Mississippi |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ocean Springs to the nearest branch in Mississippi.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ocean Springs residents like anyone else.
Banks near Ocean Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Diberville (5 miles) and Biloxi (7 miles). Biloxi, 7 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Diberville, MS | 5 mi | 6 | 6 |
| Banks in Biloxi, MS | 7 mi | 11 | 17 |
| Banks in Gautier, MS | 10 mi | 4 | 4 |
| Banks in Pascagoula, MS | 16 mi | 10 | 12 |
| Banks in Gulfport, MS | 16 mi | 11 | 29 |
| Banks in Moss Point, MS | 17 mi | 3 | 6 |
| Banks in Long Beach, MS | 21 mi | 3 | 3 |
| Banks in Hurley, MS | 25 mi | 2 | 2 |
Bank branch openings and closings in Ocean Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ocean Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ocean Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ocean Springs offices.
Short answer: Wells Fargo is the largest bank with offices in Ocean Springs, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Huntington is second with $283.07 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Hancock Whitney | $36.33 billion | No. 60 | 2 | Gulfport, MS |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| Community Bank of Mississippi | $5.09 billion | No. 288 | 1 | Flowood, MS |
| The Citizens Bank of Philadelphia, Mississippi | $1.56 billion | No. 725 | 1 | Philadelphia, MS |
| Merchants & Marine Bank | $1.35 billion | No. 823 | 2 | Pascagoula, MS |
| The Peoples Bank, Biloxi, Mississippi | $770.7 million | No. 1,300 | 1 | Biloxi, MS |
| First Federal Savings and Loan Association | $381.4 million | No. 2,152 | 1 | Pascagoula, MS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ocean Springs: FAQ
How many banks are in Ocean Springs, MS?
Ocean Springs has 11 banks with 13 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ocean Springs?
Hancock Whitney, with 2. Merchants & Marine Bank has 2 and Wells Fargo has 1.
Is there a Hancock Whitney in Ocean Springs, MS?
Yes. FDIC data lists 2 Hancock Whitney branches in Ocean Springs as of September 5, 2026. Its branches are listed under Hancock Whitney above, with the address and directions for each.
Is there a Merchants & Marine Bank in Ocean Springs, MS?
Yes. FDIC data lists 2 Merchants & Marine Bank branches in Ocean Springs as of September 5, 2026. Its branches are listed under Merchants & Marine Bank above, with the address and directions for each.
Is there a Wells Fargo in Ocean Springs, MS?
Yes. FDIC data lists 1 Wells Fargo branch in Ocean Springs as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Chase in Ocean Springs, MS?
No. FDIC data lists no Chase branch in Ocean Springs as of September 5, 2026. The nearest is in Pearl, about 148 miles away in a straight line.
Which banks in Ocean Springs are open on Saturday?
Keesler Credit Union and Navigator Credit Union publish Saturday hours for one or more Ocean Springs locations. The Saturday section above lists each one with its hours. 12 of the 17 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Ocean Springs?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Ocean Springs?
Keesler Credit Union, Singing River Credit Union and Navigator Credit Union have offices in Ocean Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ocean Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ocean Springs?
Nearby cities with more banks include Diberville, Biloxi, Gautier. Diberville is 5 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 13 branches: Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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