US Bank Directory

Banks in Sugar Creek, MO

1 FDIC-insured bank operates 1 office in Sugar Creek, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Sugar Creek

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Sugar Creek, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sugar Creek

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank is the only bank with an office in Sugar Creek. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank The Central Trust Bank · 1 branch · main office Jefferson City, MO Bank · 1

Central Bank has 1 branch in Sugar Creek, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Sugar Creek Branch at 11206 East 24 Hwy dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Sugar Creek Branch
    11206 East 24 Hwy, 64054
    Hours: see the bank's site
Central Bank: profile, branches and contacts

Banking in Sugar Creek: the local picture

Short answer: 1 bank runs 1 branch in Sugar Creek according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Central Bank has its main office in Jefferson City, MO, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1902 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sugar Creek, and where the nearest one is if they do not.

Short answer: No branches in Sugar Creek: Chase (nearest in Kansas City, 4 mi), Wells Fargo (nearest in Saint Louis, 230 mi), Bank of America (nearest in Independence, 5 mi), PNC Bank (nearest in Kansas City, 8 mi), U.S. Bank (nearest in Independence, 2 mi), Truist, Fifth Third Bank, Huntington (nearest in Springfield, 145 mi), Regions Bank (nearest in Columbia, 114 mi), TD Bank, BMO (nearest in Independence, 5 mi).

BankIn Sugar CreekNearest branch if none here
ChaseNoneKansas City, 4 miles away
Wells FargoNoneSaint Louis, 230 miles away
Bank of AmericaNoneIndependence, 5 miles away
PNC BankNoneKansas City, 8 miles away
U.S. BankNoneIndependence, 2 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSpringfield, 145 miles away
Regions BankNoneColumbia, 114 miles away
TD BankNonenone in Missouri
BMONoneIndependence, 5 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sugar Creek to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sugar Creek residents like anyone else.

Banks near Sugar Creek

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Independence (5 miles) and Kansas City (7 miles). Kansas City, 7 miles away, has the most banks nearby: 42.

Bank branch openings and closings in Sugar Creek

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sugar Creek between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sugar Creek by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sugar Creek offices.

Short answer: Central Bank is the largest bank with offices in Sugar Creek, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Central Bank$20.31 billionNo. 1051Jefferson City, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sugar Creek: FAQ

How many banks are in Sugar Creek, MO?

Sugar Creek has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Central Bank in Sugar Creek, MO?

Yes. FDIC data lists 1 Central Bank branch in Sugar Creek as of September 5, 2026. The address and directions are under Central Bank above.

Is there a Chase in Sugar Creek, MO?

No. FDIC data lists no Chase branch in Sugar Creek as of September 5, 2026. The nearest is in Kansas City, about 4 miles away in a straight line.

What is the oldest bank in Sugar Creek?

Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.

Did any bank branches open or close in Sugar Creek in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sugar Creek?

Nearby cities with more banks include Independence, Kansas City, North Kansas City. Independence is 5 miles away with 13 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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