US Bank Directory

Banks in Senath, MO

1 FDIC-insured bank operates 1 office in Senath, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Senath

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Senath, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Senath

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank and Trust Company is the only bank with an office in Senath. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank and Trust Company 1 branch · main office Caruthersville, MO Bank · 1

First State Bank and Trust Company has 1 branch in Senath, 10 across Missouri and 7 nationwide. FDIC records list its main office in Caruthersville, MO and show it operating since 1934. With $659.0 million in total assets on June 30, 2026, it ranks No. 1,443 of 4,232 U.S. banks by total assets. The Senath State Bank Branch at 117 E Commercial St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Senath State Bank Branch
    117 E Commercial St, 63876
    Hours: see the bank's site
First State Bank and Trust Company: profile, branches and contacts

Banking in Senath: the local picture

Short answer: 1 bank runs 1 branch in Senath according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First State Bank and Trust Company has its main office in Caruthersville, MO, according to the FDIC.

The bank with the longest record here is First State Bank and Trust Company, operating since 1934 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Senath, and where the nearest one is if they do not.

Short answer: No branches in Senath: Chase (nearest in Arnold, 160 mi), Wells Fargo (nearest in Saint Louis, 173 mi), Bank of America (nearest in Festus, 144 mi), PNC Bank (nearest in De Soto, 140 mi), U.S. Bank (nearest in Neelyville, 35 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 171 mi), Regions Bank (nearest in Dexter, 47 mi), TD Bank, BMO (nearest in Arnold, 160 mi).

BankIn SenathNearest branch if none here
ChaseNoneArnold, 160 miles away
Wells FargoNoneSaint Louis, 173 miles away
Bank of AmericaNoneFestus, 144 miles away
PNC BankNoneDe Soto, 140 miles away
U.S. BankNoneNeelyville, 35 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 171 miles away
Regions BankNoneDexter, 47 miles away
TD BankNonenone in Missouri
BMONoneArnold, 160 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Senath to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Senath residents like anyone else.

Banks near Senath

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kennett (10 miles) and Hayti (24 miles). Poplar Bluff, 46 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Senath

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Senath between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Aug 1, 2026OpenedFirst State Bank and Trust Company117 E Commercial St, 63876

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Senath by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Senath offices.

Short answer: First State Bank and Trust Company is the largest bank with offices in Senath, with $659.0 million in total assets on June 30, 2026, No. 1,443 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank and Trust Company$659.0 millionNo. 1,4431Caruthersville, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Senath: FAQ

How many banks are in Senath, MO?

Senath has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First State Bank and Trust Company in Senath, MO?

Yes. FDIC data lists 1 First State Bank and Trust Company branch in Senath as of September 5, 2026. The address and directions are under First State Bank and Trust Company above.

Is there a Chase in Senath, MO?

No. FDIC data lists no Chase branch in Senath as of September 5, 2026. The nearest is in Arnold, about 160 miles away in a straight line.

What is the oldest bank in Senath?

First State Bank and Trust Company has the longest record among banks with a branch here: the FDIC shows it operating since 1934.

Did any bank branches open or close in Senath in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Senath?

Nearby cities with more banks include Kennett, Hayti, Caruthersville. Kennett is 10 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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