Banks in Caruthersville, MO

Bank branch map: Caruthersville

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Caruthersville, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Caruthersville

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Focus Bank has the most locations in Caruthersville, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Focus Bank 2 branches · main office Charleston, MO Bank · 2

Focus Bank has 2 branches in Caruthersville, 6 across Missouri and 11 nationwide. FDIC records list its main office in Charleston, MO and show it operating since 1930. With $854.1 million in total assets on June 30, 2026, it ranks No. 1,194 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Caruthersville location is the Caruthersville Facility at 323 Ward Ave, dating to 1934; the newest, at 4th And Walker, to 1981. It does not publish hours in the sources this page uses; check its site before you go.

• Caruthersville Facility

  323 Ward Ave, 63830

  Hours: see the bank's site
  DirectionsWebsite
• Caruthersville Drive-In Facility

  4th And Walker, 63830

  Hours: see the bank's site
  DirectionsWebsite

Focus Bank: profile, branches and contacts

First State Bank and Trust Company 1 branch · main office Caruthersville, MO Bank · 1

First State Bank and Trust Company has 1 branch in Caruthersville, 10 across Missouri and 7 nationwide. FDIC records list its main office in Caruthersville, MO and show it operating since 1934. With $659.0 million in total assets on June 30, 2026, it ranks No. 1,443 of 4,232 U.S. banks by total assets. Its main office at 100 W 3rd St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 W 3rd St, 63830

  Hours: see the bank's site
  DirectionsWebsite

First State Bank and Trust Company: profile, branches and contacts

The Bank of Missouri 1 branch · main office Perryville, MO Bank · 1

The Bank of Missouri has 1 branch in Caruthersville, 32 across Missouri and 32 nationwide. FDIC records list its main office in Perryville, MO and show it operating since 1891. With $4.23 billion in total assets on June 30, 2026, it ranks No. 326 of 4,232 U.S. banks by total assets. The Caruthersville Branch at 1209 W 3rd St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Caruthersville Branch

  1209 W 3rd St, 63830

  Hours: see the bank's site
  DirectionsWebsite

The Bank of Missouri: profile, branches and contacts

Banking in Caruthersville: the local picture

Short answer: 3 banks run 4 branches in Caruthersville according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Caruthersville, 2 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is The Bank of Missouri, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is Focus Bank's office at 323 Ward Ave, dating to 1934; the newest is The Bank of Missouri's at 1209 W 3rd St, from 2018.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Caruthersville, and where the nearest one is if they do not.

Short answer: No branches in Caruthersville: Chase (nearest in Arnold, 160 mi), Wells Fargo (nearest in Saint Louis, 171 mi), Bank of America (nearest in Festus, 145 mi), PNC Bank (nearest in De Soto, 143 mi), U.S. Bank (nearest in Dexter, 46 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 171 mi), Regions Bank (nearest in Dexter, 46 mi), TD Bank, BMO (nearest in Arnold, 160 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Caruthersville to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Caruthersville residents like anyone else.

Banks near Caruthersville

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hayti (6 miles) and Portageville (16 miles). Sikeston, 47 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Caruthersville

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Caruthersville between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Caruthersville

Short answer: 1 institution has its main office in Caruthersville: First State Bank and Trust Company.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Caruthersville by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Caruthersville offices.

Short answer: The Bank of Missouri is the largest bank with offices in Caruthersville, with $4.23 billion in total assets on June 30, 2026, No. 326 among U.S. banks by total assets. Focus Bank is second with $854.1 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Caruthersville: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.