US Bank Directory

Banks in Kennett, MO

6 FDIC-insured banks operate 6 offices in Kennett, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Kennett

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 6 locations in Kennett, according to the FDIC. 6 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

6 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kennett

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Kennett, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank and Trust Company 1 branch · main office Caruthersville, MO Bank · 1

First State Bank and Trust Company has 1 branch in Kennett, 10 across Missouri and 7 nationwide. FDIC records list its main office in Caruthersville, MO and show it operating since 1934. With $659.0 million in total assets on June 30, 2026, it ranks No. 1,443 of 4,232 U.S. banks by total assets. The Kennett Branch at 1112 1st St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First State Bank and Trust Company: profile, branches and contacts
First State Community Bank 1 branch · main office Farmington, MO Bank · 1

First State Community Bank has 1 branch in Kennett, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Kennett Branch at 114 Independence Ave dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kennett Branch
    114 Independence Ave, 63857
    Hours: see the bank's site
First State Community Bank: profile, branches and contacts
Fm Bank And Trust 1 branch · main office Blytheville, AR Bank · 1

Fm Bank And Trust has 1 branch in Kennett, 7 across Missouri and 16 nationwide. FDIC records list its main office in Blytheville, AR and show it operating since 1908. With $1.36 billion in total assets on June 30, 2026, it ranks No. 811 of 4,232 U.S. banks by total assets. The Kennett Branch at 500 Independence Ave dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kennett Branch
    500 Independence Ave, 63857
    Hours: see the bank's site
Fm Bank And Trust: profile, branches and contacts
Kennett Trust Bank 1 branch · main office Kennett, MO Bank · 1

Kennett Trust Bank has 1 branch in Kennett, 1 across Missouri and 1 nationwide. FDIC records list its main office in Kennett, MO and show it operating since 1963. With $122.1 million in total assets on June 30, 2026, it ranks No. 3,533 of 4,232 U.S. banks by total assets. Its main office at 917 1st St dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    917 1st St, 63857
    Hours: see the bank's site
Kennett Trust Bank: profile, branches and contacts
Southern Bank 1 branch · main office Poplar Bluff, MO Bank · 1

Southern Bank has 1 branch in Kennett, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Kennett Facility at 301 1st St dates to 1962 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Southern Bank: profile, branches and contacts
UNICO Bank 1 branch · main office Mineral Point, MO Bank · 1

UNICO Bank has 1 branch in Kennett, 6 across Missouri and 15 nationwide. FDIC records list its main office in Mineral Point, MO and show it operating since 1901. With $502.6 million in total assets on June 30, 2026, it ranks No. 1,789 of 4,232 U.S. banks by total assets. The Kennett Branch at 1115 Independence Ave dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Kennett Branch
    1115 Independence Ave, 63857
    Hours: see the bank's site
UNICO Bank: profile, branches and contacts

Banking in Kennett: the local picture

Short answer: 6 banks run 6 branches in Kennett according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Kennett, 4 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Southern Bank, operating since 1887 according to the FDIC. In FDIC branch records, the longest-running branch is Southern Bank's office at 301 1st St, dating to 1962; the newest is Fm Bank And Trust's at 500 Independence Ave, from 2026.

None of the 6 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kennett, and where the nearest one is if they do not.

Short answer: No branches in Kennett: Chase (nearest in Arnold, 153 mi), Wells Fargo (nearest in Saint Louis, 166 mi), Bank of America (nearest in Festus, 138 mi), PNC Bank (nearest in De Soto, 134 mi), U.S. Bank (nearest in Neelyville, 34 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 164 mi), Regions Bank (nearest in Dexter, 39 mi), TD Bank, BMO (nearest in Arnold, 153 mi).

BankIn KennettNearest branch if none here
ChaseNoneArnold, 153 miles away
Wells FargoNoneSaint Louis, 166 miles away
Bank of AmericaNoneFestus, 138 miles away
PNC BankNoneDe Soto, 134 miles away
U.S. BankNoneNeelyville, 34 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 164 miles away
Regions BankNoneDexter, 39 miles away
TD BankNonenone in Missouri
BMONoneArnold, 153 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kennett to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kennett residents like anyone else.

Banks near Kennett

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hayti (17 miles) and Caruthersville (22 miles). Poplar Bluff, 42 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Kennett

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Kennett between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jan 1, 2026OpenedFm Bank And Trust500 Independence Ave, 63857

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Kennett

Short answer: 1 institution has its main office in Kennett: Kennett Trust Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Kennett Trust BankBank$122.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Kennett by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kennett offices.

Short answer: Southern Bank is the largest bank with offices in Kennett, with $5.19 billion in total assets on June 30, 2026, No. 284 among U.S. banks by total assets. First State Community Bank is second with $4.51 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Southern Bank$5.19 billionNo. 2841Poplar Bluff, MO
First State Community Bank$4.51 billionNo. 3071Farmington, MO
Fm Bank And Trust$1.36 billionNo. 8111Blytheville, AR
First State Bank and Trust Company$659.0 millionNo. 1,4431Caruthersville, MO
UNICO Bank$502.6 millionNo. 1,7891Mineral Point, MO
Kennett Trust Bank$122.1 millionNo. 3,5331Kennett, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kennett: FAQ

How many banks are in Kennett, MO?

Kennett has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Kennett?

Southern Bank, with 1. First State Community Bank has 1 and Fm Bank And Trust has 1.

Is there a Southern Bank in Kennett, MO?

Yes. FDIC data lists 1 Southern Bank branch in Kennett as of September 5, 2026. The address and directions are under Southern Bank above.

Is there a First State Community Bank in Kennett, MO?

Yes. FDIC data lists 1 First State Community Bank branch in Kennett as of September 5, 2026. The address and directions are under First State Community Bank above.

Is there a Fm Bank And Trust in Kennett, MO?

Yes. FDIC data lists 1 Fm Bank And Trust branch in Kennett as of September 5, 2026. The address and directions are under Fm Bank And Trust above.

Is there a Chase in Kennett, MO?

No. FDIC data lists no Chase branch in Kennett as of September 5, 2026. The nearest is in Arnold, about 153 miles away in a straight line.

Which banks are headquartered in Kennett?

Kennett Trust Bank has its main office in Kennett, according to the FDIC.

What is the oldest bank in Kennett?

Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1887.

Did any bank branches open or close in Kennett in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Kennett?

Nearby cities with more banks include Hayti, Caruthersville, Portageville. Hayti is 17 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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