US Bank Directory
Banks in Monticello, MO
1 FDIC-insured bank operates 1 office in Monticello, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Monticello
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Monticello, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Monticello
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Monticello is the only bank with an office in Monticello. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Monticello Bank · 1
Bank of Monticello has 1 branch in Monticello, 3 across Missouri and 3 nationwide. FDIC records list its main office in Monticello, MO and show it operating since 1928. With $159.0 million in total assets on June 30, 2026, it ranks No. 3,254 of 4,232 U.S. banks by total assets. Its main office at 201 E Lafayette St dates to 1928 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Main Office main office201 E Lafayette St, 63457
Banking in Monticello: the local picture
Short answer: 1 bank runs 1 branch in Monticello according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Monticello has its main office in Monticello, according to the FDIC.
The bank with the longest record here is Bank of Monticello, operating since 1928 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Monticello, and where the nearest one is if they do not.
Short answer: No branches in Monticello: Chase (nearest in Wentzville, 100 mi), Wells Fargo (nearest in Saint Louis, 130 mi), Bank of America (nearest in Columbia, 87 mi), PNC Bank (nearest in Warrenton, 95 mi), U.S. Bank (nearest in Hannibal, 32 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 127 mi), Regions Bank (nearest in Columbia, 86 mi), TD Bank, BMO (nearest in O Fallon, 108 mi).
| Bank | In Monticello | Nearest branch if none here |
|---|---|---|
| Chase | None | Wentzville, 100 miles away |
| Wells Fargo | None | Saint Louis, 130 miles away |
| Bank of America | None | Columbia, 87 miles away |
| PNC Bank | None | Warrenton, 95 miles away |
| U.S. Bank | None | Hannibal, 32 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 127 miles away |
| Regions Bank | None | Columbia, 86 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 108 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monticello to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monticello residents like anyone else.
Banks near Monticello
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Canton (10 miles) and Kahoka (21 miles). Hannibal, 33 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Canton, MO | 10 mi | 4 | 4 |
| Banks in Kahoka, MO | 21 mi | 3 | 3 |
| Banks in Palmyra, MO | 24 mi | 5 | 5 |
| Banks in Edina, MO | 25 mi | 2 | 2 |
| Banks in Monroe City, MO | 32 mi | 4 | 4 |
| Banks in Hannibal, MO | 33 mi | 7 | 11 |
| Banks in Memphis, MO | 34 mi | 3 | 3 |
| Banks in Shelbina, MO | 34 mi | 3 | 3 |
Bank branch openings and closings in Monticello
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monticello between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Monticello
Short answer: 1 institution has its main office in Monticello: Bank of Monticello.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Bank of Monticello | Bank | $159.0 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Monticello by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monticello offices.
Short answer: Bank of Monticello is the largest bank with offices in Monticello, with $159.0 million in total assets on June 30, 2026, No. 3,254 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Monticello | $159.0 million | No. 3,254 | 1 | Monticello, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monticello: FAQ
How many banks are in Monticello, MO?
Monticello has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Monticello, MO?
No. FDIC data lists no Chase branch in Monticello as of September 5, 2026. The nearest is in Wentzville, about 100 miles away in a straight line.
Which banks are headquartered in Monticello?
Bank of Monticello has its main office in Monticello, according to the FDIC.
What is the oldest bank in Monticello?
Bank of Monticello has the longest record among banks with a branch here: the FDIC shows it operating since 1928.
Did any bank branches open or close in Monticello in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monticello?
Nearby cities with more banks include Canton, Kahoka, Palmyra. Canton is 10 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds