US Bank Directory
Banks in Palmyra, MO
5 FDIC-insured banks operate 5 offices in Palmyra, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Palmyra
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Palmyra, according to the FDIC. 5 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Palmyra
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Palmyra, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Exchange Bank Co. Bank · 1
Exchange Bank Co. has 1 branch in Palmyra, 7 across Missouri and 7 nationwide. FDIC records list its main office in Kahoka, MO and show it operating since 1903. With $341.5 million in total assets on June 30, 2026, it ranks No. 2,297 of 4,232 U.S. banks by total assets. The Palmyra Branch at 423 Elizabeth Ave dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palmyra Branch423 Elizabeth Ave, 63461
HNB National Bank Bank · 1
HNB National Bank has 1 branch in Palmyra, 17 across Missouri and 17 nationwide. FDIC records list its main office in Hannibal, MO and show it operating since 1888. With $1.31 billion in total assets on June 30, 2026, it ranks No. 842 of 4,232 U.S. banks by total assets. The Palmyra Branch at 110 W Main Cross St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palmyra Branch110 W Main Cross St, 63461
HomeBank Bank · 1
HomeBank has 1 branch in Palmyra, 7 across Missouri and 9 nationwide. FDIC records list its main office in Palmyra, MO and show it operating since 1934. With $733.3 million in total assets on June 30, 2026, it ranks No. 1,341 of 4,232 U.S. banks by total assets. Its main office at 400 S Main St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office400 S Main St, 63461
United Community Bank Bank · 1
United Community Bank has 1 branch in Palmyra, 1 across Missouri and 46 nationwide. FDIC records list its main office in Chatham, IL and show it operating since 1965. With $4.13 billion in total assets on June 30, 2026, it ranks No. 328 of 4,232 U.S. banks by total assets. The Palmyra Savings Branch at 123 W Lafayette St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palmyra Savings Branch123 W Lafayette St, 63461
United State Bank Bank · 1
United State Bank has 1 branch in Palmyra, 6 across Missouri and 6 nationwide. FDIC records list its main office in Lewistown, MO and show it operating since 1928. With $290.1 million in total assets on June 30, 2026, it ranks No. 2,535 of 4,232 U.S. banks by total assets. The F&M Bank And Trust Company Branch at 201 N Main St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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F&M Bank And Trust Company Branch201 N Main St, 63461
Banking in Palmyra: the local picture
Short answer: 5 banks run 5 branches in Palmyra according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Palmyra, 3 elsewhere in Missouri and 1 out of state, according to the FDIC.
The bank with the longest record here is HNB National Bank, operating since 1888 according to the FDIC. In FDIC branch records, the longest-running branch is United State Bank's office at 201 N Main St, dating to 1886; the newest is Exchange Bank Co.'s at 423 Elizabeth Ave, from 1997.
None of the 5 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Palmyra, and where the nearest one is if they do not.
Short answer: No branches in Palmyra: Chase (nearest in Wentzville, 76 mi), Wells Fargo (nearest in Saint Louis, 107 mi), Bank of America (nearest in Columbia, 73 mi), PNC Bank (nearest in Warrenton, 71 mi), U.S. Bank (nearest in Hannibal, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 103 mi), Regions Bank (nearest in Columbia, 71 mi), TD Bank, BMO (nearest in O Fallon, 83 mi).
| Bank | In Palmyra | Nearest branch if none here |
|---|---|---|
| Chase | None | Wentzville, 76 miles away |
| Wells Fargo | None | Saint Louis, 107 miles away |
| Bank of America | None | Columbia, 73 miles away |
| PNC Bank | None | Warrenton, 71 miles away |
| U.S. Bank | None | Hannibal, 9 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 103 miles away |
| Regions Bank | None | Columbia, 71 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 83 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palmyra to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palmyra residents like anyone else.
Banks near Palmyra
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hannibal (9 miles) and Monroe City (14 miles). Hannibal, 9 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hannibal, MO | 9 mi | 7 | 11 |
| Banks in Monroe City, MO | 14 mi | 4 | 4 |
| Banks in Canton, MO | 23 mi | 4 | 4 |
| Banks in Shelbina, MO | 28 mi | 3 | 3 |
| Banks in Paris, MO | 34 mi | 2 | 2 |
| Banks in Louisiana, MO | 35 mi | 2 | 2 |
| Banks in Bowling Green, MO | 37 mi | 5 | 6 |
| Banks in Clarence, MO | 39 mi | 2 | 2 |
Bank branch openings and closings in Palmyra
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Palmyra between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Palmyra
Short answer: 1 institution has its main office in Palmyra: HomeBank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| HomeBank | Bank | $733.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Palmyra by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palmyra offices.
Short answer: United Community Bank is the largest bank with offices in Palmyra, with $4.13 billion in total assets on June 30, 2026, No. 328 among U.S. banks by total assets. HNB National Bank is second with $1.31 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| United Community Bank | $4.13 billion | No. 328 | 1 | Chatham, IL |
| HNB National Bank | $1.31 billion | No. 842 | 1 | Hannibal, MO |
| HomeBank | $733.3 million | No. 1,341 | 1 | Palmyra, MO |
| Exchange Bank Co. | $341.5 million | No. 2,297 | 1 | Kahoka, MO |
| United State Bank | $290.1 million | No. 2,535 | 1 | Lewistown, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palmyra: FAQ
How many banks are in Palmyra, MO?
Palmyra has 5 banks with 5 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Palmyra?
United Community Bank, with 1. HNB National Bank has 1 and HomeBank has 1.
Is there a United Community Bank in Palmyra, MO?
Yes. FDIC data lists 1 United Community Bank branch in Palmyra as of September 5, 2026. The address and directions are under United Community Bank above.
Is there a HNB National Bank in Palmyra, MO?
Yes. FDIC data lists 1 HNB National Bank branch in Palmyra as of September 5, 2026. The address and directions are under HNB National Bank above.
Is there a HomeBank in Palmyra, MO?
Yes. FDIC data lists 1 HomeBank branch in Palmyra as of September 5, 2026, the main office at 400 S Main St. The address and directions are under HomeBank above.
Is there a Chase in Palmyra, MO?
No. FDIC data lists no Chase branch in Palmyra as of September 5, 2026. The nearest is in Wentzville, about 76 miles away in a straight line.
Which banks are headquartered in Palmyra?
HomeBank has its main office in Palmyra, according to the FDIC.
What is the oldest bank in Palmyra?
HNB National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1888.
Did any bank branches open or close in Palmyra in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palmyra?
Nearby cities with more banks include Hannibal, Monroe City, Canton. Hannibal is 9 miles away with 7 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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