US Bank Directory

Banks in Memphis, MO

3 FDIC-insured banks operate 3 offices in Memphis, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Memphis

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Memphis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Memphis

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Equity Bank, Exchange Bank Co. and Community Bank of Memphis have the most locations in Memphis, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Bank of Memphis 1 branch · main office Memphis, MO Bank · 1

Community Bank of Memphis has 1 branch in Memphis, 1 across Missouri and 1 nationwide. FDIC records list its main office in Memphis, MO and show it operating since 1999. With $63.7 million in total assets on June 30, 2026, it ranks No. 3,968 of 4,232 U.S. banks by total assets. Its main office at 112 E Madison St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    112 E Madison St, 63555
    Hours: see the bank's site
Community Bank of Memphis: profile, branches and contacts
Equity Bank 1 branch · main office Andover, KS Bank · 1

Equity Bank has 1 branch in Memphis, 23 across Missouri and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Memphis Branch at 124 N Clay St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Equity Bank: profile, branches and contacts
Exchange Bank Co. 1 branch · main office Kahoka, MO Bank · 1

Exchange Bank Co. has 1 branch in Memphis, 7 across Missouri and 7 nationwide. FDIC records list its main office in Kahoka, MO and show it operating since 1903. With $341.5 million in total assets on June 30, 2026, it ranks No. 2,297 of 4,232 U.S. banks by total assets. The Memphis Branch at 304 E Grand Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Exchange Bank Co.: profile, branches and contacts

Banking in Memphis: the local picture

Short answer: 3 banks run 3 branches in Memphis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Memphis, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.

The bank with the longest record here is Exchange Bank Co., operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Equity Bank's office at 124 N Clay St, dating to 1992; the newest is Exchange Bank Co.'s at 304 E Grand Ave, from 2007.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Memphis, and where the nearest one is if they do not.

Short answer: No branches in Memphis: Chase (nearest in Wentzville, 132 mi), Wells Fargo (nearest in Saint Louis, 163 mi), Bank of America (nearest in Columbia, 104 mi), PNC Bank (nearest in Warrenton, 126 mi), U.S. Bank (nearest in Kirksville, 27 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 160 mi), Regions Bank (nearest in Columbia, 103 mi), TD Bank, BMO (nearest in O Fallon, 140 mi).

BankIn MemphisNearest branch if none here
ChaseNoneWentzville, 132 miles away
Wells FargoNoneSaint Louis, 163 miles away
Bank of AmericaNoneColumbia, 104 miles away
PNC BankNoneWarrenton, 126 miles away
U.S. BankNoneKirksville, 27 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 160 miles away
Regions BankNoneColumbia, 103 miles away
TD BankNonenone in Missouri
BMONoneO Fallon, 140 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Memphis to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Memphis residents like anyone else.

Banks near Memphis

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Edina (20 miles) and Kahoka (24 miles). Kirksville, 28 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Memphis

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Memphis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Memphis

Short answer: 1 institution has its main office in Memphis: Community Bank of Memphis.

InstitutionTypeTotal assets, June 30, 2026Offices here
Community Bank of MemphisBank$63.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Memphis by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Memphis offices.

Short answer: Equity Bank is the largest bank with offices in Memphis, with $7.71 billion in total assets on June 30, 2026, No. 204 among U.S. banks by total assets. Exchange Bank Co. is second with $341.5 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Equity Bank$7.71 billionNo. 2041Andover, KS
Exchange Bank Co.$341.5 millionNo. 2,2971Kahoka, MO
Community Bank of Memphis$63.7 millionNo. 3,9681Memphis, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Memphis: FAQ

How many banks are in Memphis, MO?

Memphis has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Memphis?

Equity Bank, with 1. Exchange Bank Co. has 1 and Community Bank of Memphis has 1.

Is there a Equity Bank in Memphis, MO?

Yes. FDIC data lists 1 Equity Bank branch in Memphis as of September 5, 2026. The address and directions are under Equity Bank above.

Is there a Exchange Bank Co. in Memphis, MO?

Yes. FDIC data lists 1 Exchange Bank Co. branch in Memphis as of September 5, 2026. The address and directions are under Exchange Bank Co. above.

Is there a Chase in Memphis, MO?

No. FDIC data lists no Chase branch in Memphis as of September 5, 2026. The nearest is in Wentzville, about 132 miles away in a straight line.

Which banks are headquartered in Memphis?

Community Bank of Memphis has its main office in Memphis, according to the FDIC.

What is the oldest bank in Memphis?

Exchange Bank Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Memphis in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Memphis?

Nearby cities with more banks include Edina, Kahoka, Kirksville. Edina is 20 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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