US Bank Directory
Banks in Memphis, MO
3 FDIC-insured banks operate 3 offices in Memphis, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Memphis
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Memphis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Memphis
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Equity Bank, Exchange Bank Co. and Community Bank of Memphis have the most locations in Memphis, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank of Memphis Bank · 1
Community Bank of Memphis has 1 branch in Memphis, 1 across Missouri and 1 nationwide. FDIC records list its main office in Memphis, MO and show it operating since 1999. With $63.7 million in total assets on June 30, 2026, it ranks No. 3,968 of 4,232 U.S. banks by total assets. Its main office at 112 E Madison St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office112 E Madison St, 63555
Equity Bank Bank · 1
Equity Bank has 1 branch in Memphis, 23 across Missouri and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Memphis Branch at 124 N Clay St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Memphis Branch124 N Clay St, 63555
Exchange Bank Co. Bank · 1
Exchange Bank Co. has 1 branch in Memphis, 7 across Missouri and 7 nationwide. FDIC records list its main office in Kahoka, MO and show it operating since 1903. With $341.5 million in total assets on June 30, 2026, it ranks No. 2,297 of 4,232 U.S. banks by total assets. The Memphis Branch at 304 E Grand Ave dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Memphis Branch304 E Grand Ave, 63555
Banking in Memphis: the local picture
Short answer: 3 banks run 3 branches in Memphis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Memphis, 1 elsewhere in Missouri and 1 out of state, according to the FDIC.
The bank with the longest record here is Exchange Bank Co., operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Equity Bank's office at 124 N Clay St, dating to 1992; the newest is Exchange Bank Co.'s at 304 E Grand Ave, from 2007.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Memphis, and where the nearest one is if they do not.
Short answer: No branches in Memphis: Chase (nearest in Wentzville, 132 mi), Wells Fargo (nearest in Saint Louis, 163 mi), Bank of America (nearest in Columbia, 104 mi), PNC Bank (nearest in Warrenton, 126 mi), U.S. Bank (nearest in Kirksville, 27 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 160 mi), Regions Bank (nearest in Columbia, 103 mi), TD Bank, BMO (nearest in O Fallon, 140 mi).
| Bank | In Memphis | Nearest branch if none here |
|---|---|---|
| Chase | None | Wentzville, 132 miles away |
| Wells Fargo | None | Saint Louis, 163 miles away |
| Bank of America | None | Columbia, 104 miles away |
| PNC Bank | None | Warrenton, 126 miles away |
| U.S. Bank | None | Kirksville, 27 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 160 miles away |
| Regions Bank | None | Columbia, 103 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 140 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Memphis to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Memphis residents like anyone else.
Banks near Memphis
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Edina (20 miles) and Kahoka (24 miles). Kirksville, 28 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Edina, MO | 20 mi | 2 | 2 |
| Banks in Kahoka, MO | 24 mi | 3 | 3 |
| Banks in Kirksville, MO | 28 mi | 8 | 10 |
| Banks in La Plata, MO | 34 mi | 2 | 2 |
| Banks in Canton, MO | 41 mi | 4 | 4 |
| Banks in Unionville, MO | 44 mi | 3 | 3 |
| Banks in Clarence, MO | 49 mi | 2 | 2 |
| Banks in Macon, MO | 51 mi | 5 | 5 |
Bank branch openings and closings in Memphis
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Memphis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Memphis
Short answer: 1 institution has its main office in Memphis: Community Bank of Memphis.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Community Bank of Memphis | Bank | $63.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Memphis by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Memphis offices.
Short answer: Equity Bank is the largest bank with offices in Memphis, with $7.71 billion in total assets on June 30, 2026, No. 204 among U.S. banks by total assets. Exchange Bank Co. is second with $341.5 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Equity Bank | $7.71 billion | No. 204 | 1 | Andover, KS |
| Exchange Bank Co. | $341.5 million | No. 2,297 | 1 | Kahoka, MO |
| Community Bank of Memphis | $63.7 million | No. 3,968 | 1 | Memphis, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Memphis: FAQ
How many banks are in Memphis, MO?
Memphis has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Memphis?
Equity Bank, with 1. Exchange Bank Co. has 1 and Community Bank of Memphis has 1.
Is there a Equity Bank in Memphis, MO?
Yes. FDIC data lists 1 Equity Bank branch in Memphis as of September 5, 2026. The address and directions are under Equity Bank above.
Is there a Exchange Bank Co. in Memphis, MO?
Yes. FDIC data lists 1 Exchange Bank Co. branch in Memphis as of September 5, 2026. The address and directions are under Exchange Bank Co. above.
Is there a Chase in Memphis, MO?
No. FDIC data lists no Chase branch in Memphis as of September 5, 2026. The nearest is in Wentzville, about 132 miles away in a straight line.
Which banks are headquartered in Memphis?
Community Bank of Memphis has its main office in Memphis, according to the FDIC.
What is the oldest bank in Memphis?
Exchange Bank Co. has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Did any bank branches open or close in Memphis in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Memphis?
Nearby cities with more banks include Edina, Kahoka, Kirksville. Edina is 20 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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