US Bank Directory
Banks in Macon, MO
5 FDIC-insured banks operate 5 offices in Macon, Missouri, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Macon
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Macon, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Macon
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Macon, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Equity Bank Bank · 1
Equity Bank has 1 branch in Macon, 23 across Missouri and 83 nationwide. FDIC records list its main office in Andover, KS and show it operating since 1985. With $7.71 billion in total assets on June 30, 2026, it ranks No. 204 of 4,232 U.S. banks by total assets. The Macon Branch at 1512 N Missouri St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Macon Branch1512 N Missouri St, 63552
First State Community Bank Bank · 1
First State Community Bank has 1 branch in Macon, 53 across Missouri and 53 nationwide. FDIC records list its main office in Farmington, MO and show it operating since 1954. With $4.51 billion in total assets on June 30, 2026, it ranks No. 307 of 4,232 U.S. banks by total assets. The Macon Branch at 1612 Maffry Ave dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Macon Branch1612 Maffry Ave, 63552
Horizon Credit Union Credit union · 1
Horizon Credit Union has 1 office in Macon, 2 across Missouri. It is based in Macon, MO and $57.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office310 N Missouri St, 63552
All hours
Mon to Thu 7:30 am to 4:30 pm; Fri 7:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
MA Bank Bank · 1
MA Bank has 1 branch in Macon, 3 across Missouri and 3 nationwide. FDIC records list its main office in Macon, MO and show it operating since 1893. With $417.3 million in total assets on June 30, 2026, it ranks No. 2,019 of 4,232 U.S. banks by total assets. Its main office at 1513 N Missouri St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1513 N Missouri St, 63552
Southern Bank Bank · 1
Southern Bank has 1 branch in Macon, 55 across Missouri and 69 nationwide. FDIC records list its main office in Poplar Bluff, MO and show it operating since 1887. With $5.19 billion in total assets on June 30, 2026, it ranks No. 284 of 4,232 U.S. banks by total assets. The Macon Facility Branch at 707 E Briggs Dr dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Macon Facility Branch707 E Briggs Dr, 63552
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Macon, 129 across Missouri and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Macon North Branch at 1608 N Rutherford St dates to 1991 in FDIC branch records. Its published hours do not list Saturday.
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Macon North Branch1608 N Rutherford St, 63552
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Macon
1 credit union has 1 office here: Horizon Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Macon page has every office in the state's directory.
Banking in Macon: the local picture
Short answer: 5 banks run 5 branches in Macon according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Macon, 2 elsewhere in Missouri and 2 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is MA Bank's office at 1513 N Missouri St, dating to 1893; the newest is Equity Bank's at 1512 N Missouri St, from 2005.
The only credit union with an office here is Horizon Credit Union.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Macon
Short answer: None of the 2 Macon locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Macon, and where the nearest one is if they do not.
Short answer: In Macon: U.S. Bank (1). No branches in Macon: Chase (nearest in Wentzville, 107 mi), Wells Fargo (nearest in Saint Louis, 143 mi), Bank of America (nearest in Columbia, 56 mi), PNC Bank (nearest in Warrenton, 96 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 137 mi), Regions Bank (nearest in Columbia, 55 mi), TD Bank, BMO (nearest in Blue Springs, 110 mi).
| Bank | In Macon | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Wentzville, 107 miles away |
| Wells Fargo | None | Saint Louis, 143 miles away |
| Bank of America | None | Columbia, 56 miles away |
| PNC Bank | None | Warrenton, 96 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 137 miles away |
| Regions Bank | None | Columbia, 55 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | Blue Springs, 110 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Macon to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Macon residents like anyone else.
Banks near Macon
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clarence (11 miles) and La Plata (19 miles). Moberly, 22 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clarence, MO | 11 mi | 2 | 2 |
| Banks in La Plata, MO | 19 mi | 2 | 2 |
| Banks in Moberly, MO | 22 mi | 8 | 11 |
| Banks in Shelbina, MO | 23 mi | 3 | 3 |
| Banks in Marceline, MO | 26 mi | 2 | 3 |
| Banks in Salisbury, MO | 28 mi | 2 | 2 |
| Banks in Paris, MO | 31 mi | 2 | 2 |
| Banks in Kirksville, MO | 32 mi | 8 | 10 |
Bank branch openings and closings in Macon
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Macon between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Macon
Short answer: 2 institutions have their main office in Macon: MA Bank and Horizon Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| MA Bank | Bank | $417.3 million | 1 |
| Horizon Credit Union | Credit union | $57.5 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Macon by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Macon offices.
Short answer: U.S. Bank is the largest bank with offices in Macon, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Equity Bank is second with $7.71 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Equity Bank | $7.71 billion | No. 204 | 1 | Andover, KS |
| Southern Bank | $5.19 billion | No. 284 | 1 | Poplar Bluff, MO |
| First State Community Bank | $4.51 billion | No. 307 | 1 | Farmington, MO |
| MA Bank | $417.3 million | No. 2,019 | 1 | Macon, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Macon: FAQ
How many banks are in Macon, MO?
Macon has 5 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Macon?
U.S. Bank, with 1. Equity Bank has 1 and Southern Bank has 1.
Is there a U.S. Bank in Macon, MO?
Yes. FDIC data lists 1 U.S. Bank branch in Macon as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Equity Bank in Macon, MO?
Yes. FDIC data lists 1 Equity Bank branch in Macon as of September 5, 2026. The address and directions are under Equity Bank above.
Is there a Southern Bank in Macon, MO?
Yes. FDIC data lists 1 Southern Bank branch in Macon as of September 5, 2026. The address and directions are under Southern Bank above.
Is there a Chase in Macon, MO?
No. FDIC data lists no Chase branch in Macon as of September 5, 2026. The nearest is in Wentzville, about 107 miles away in a straight line.
Which banks in Macon are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Macon?
MA Bank and Horizon Credit Union have their main office in Macon, according to the FDIC and the NCUA.
What is the oldest bank in Macon?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Macon?
Horizon Credit Union has an office in Macon. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Macon in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Macon?
Nearby cities with more banks include Clarence, La Plata, Moberly. Clarence is 11 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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