US Bank Directory
Banks in Centralia, MO
3 FDIC-insured banks operate 3 offices in Centralia, Missouri.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Centralia
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Centralia, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Centralia
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Central Bank, The Bank of Missouri and HomeBank have the most locations in Centralia, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Central Bank Bank · 1
Central Bank has 1 branch in Centralia, 125 across Missouri and 177 nationwide. FDIC records list its main office in Jefferson City, MO and show it operating since 1902. With $20.31 billion in total assets on June 30, 2026, it ranks No. 105 of 4,232 U.S. banks by total assets. The Centralia Branch at 216 W Railroad St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centralia Branch216 W Railroad St, 65240
HomeBank Bank · 1
HomeBank has 1 branch in Centralia, 7 across Missouri and 9 nationwide. FDIC records list its main office in Palmyra, MO and show it operating since 1934. With $733.3 million in total assets on June 30, 2026, it ranks No. 1,341 of 4,232 U.S. banks by total assets. The Homebank Of Centralia at 1399 E Highway 22 dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Homebank Of Centralia1399 E Highway 22, 65240
The Bank of Missouri Bank · 1
The Bank of Missouri has 1 branch in Centralia, 32 across Missouri and 32 nationwide. FDIC records list its main office in Perryville, MO and show it operating since 1891. With $4.23 billion in total assets on June 30, 2026, it ranks No. 326 of 4,232 U.S. banks by total assets. The Centralia Branch at 214 S Allen St dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Centralia Branch214 S Allen St, 65240
Banking in Centralia: the local picture
Short answer: 3 banks run 3 branches in Centralia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Centralia, 3 elsewhere in Missouri, according to the FDIC.
The bank with the longest record here is The Bank of Missouri, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is Central Bank's office at 216 W Railroad St, dating to 1995; the newest is HomeBank's at 1399 E Highway 22, from 2014.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Centralia, and where the nearest one is if they do not.
Short answer: No branches in Centralia: Chase (nearest in Wentzville, 73 mi), Wells Fargo (nearest in Saint Louis, 110 mi), Bank of America (nearest in Columbia, 21 mi), PNC Bank (nearest in Warrenton, 60 mi), U.S. Bank (nearest in Columbia, 20 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 103 mi), Regions Bank (nearest in Columbia, 19 mi), TD Bank, BMO (nearest in O Fallon, 81 mi).
| Bank | In Centralia | Nearest branch if none here |
|---|---|---|
| Chase | None | Wentzville, 73 miles away |
| Wells Fargo | None | Saint Louis, 110 miles away |
| Bank of America | None | Columbia, 21 miles away |
| PNC Bank | None | Warrenton, 60 miles away |
| U.S. Bank | None | Columbia, 20 miles away |
| Truist | None | none in Missouri |
| Fifth Third Bank | None | none in Missouri |
| Huntington | None | Saint Louis, 103 miles away |
| Regions Bank | None | Columbia, 19 miles away |
| TD Bank | None | none in Missouri |
| BMO | None | O Fallon, 81 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Centralia to the nearest branch in Missouri.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Centralia residents like anyone else.
Banks near Centralia
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hallsville (8 miles) and Mexico (14 miles). Columbia, 21 miles away, has the most banks nearby: 21.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hallsville, MO | 8 mi | 2 | 2 |
| Banks in Mexico, MO | 14 mi | 6 | 6 |
| Banks in Paris, MO | 20 mi | 2 | 2 |
| Banks in Columbia, MO | 21 mi | 21 | 51 |
| Banks in Moberly, MO | 22 mi | 8 | 11 |
| Banks in Fulton, MO | 27 mi | 4 | 6 |
| Banks in Fayette, MO | 30 mi | 3 | 3 |
| Banks in Ashland, MO | 31 mi | 3 | 3 |
Bank branch openings and closings in Centralia
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Centralia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Centralia by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Centralia offices.
Short answer: Central Bank is the largest bank with offices in Centralia, with $20.31 billion in total assets on June 30, 2026, No. 105 among U.S. banks by total assets. The Bank of Missouri is second with $4.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Central Bank | $20.31 billion | No. 105 | 1 | Jefferson City, MO |
| The Bank of Missouri | $4.23 billion | No. 326 | 1 | Perryville, MO |
| HomeBank | $733.3 million | No. 1,341 | 1 | Palmyra, MO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Centralia: FAQ
How many banks are in Centralia, MO?
Centralia has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Centralia?
Central Bank, with 1. The Bank of Missouri has 1 and HomeBank has 1.
Is there a Central Bank in Centralia, MO?
Yes. FDIC data lists 1 Central Bank branch in Centralia as of September 5, 2026. The address and directions are under Central Bank above.
Is there a The Bank of Missouri in Centralia, MO?
Yes. FDIC data lists 1 The Bank of Missouri branch in Centralia as of September 5, 2026. The address and directions are under The Bank of Missouri above.
Is there a HomeBank in Centralia, MO?
Yes. FDIC data lists 1 HomeBank branch in Centralia as of September 5, 2026. The address and directions are under HomeBank above.
Is there a Chase in Centralia, MO?
No. FDIC data lists no Chase branch in Centralia as of September 5, 2026. The nearest is in Wentzville, about 73 miles away in a straight line.
What is the oldest bank in Centralia?
The Bank of Missouri has the longest record among banks with a branch here: the FDIC shows it operating since 1891.
Did any bank branches open or close in Centralia in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Centralia?
Nearby cities with more banks include Hallsville, Mexico, Paris. Hallsville is 8 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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