US Bank Directory

Banks in Fayette, MO

3 FDIC-insured banks operate 3 offices in Fayette, Missouri.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Fayette

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Fayette, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Fayette

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: BTC Bank, Exchange Bank of Missouri and Commercial Trust Company of Fayette have the most locations in Fayette, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

BTC Bank 1 branch · main office Bethany, MO Bank · 1

BTC Bank has 1 branch in Fayette, 30 across Missouri and 30 nationwide. FDIC records list its main office in Bethany, MO and show it operating since 1919. With $1.91 billion in total assets on June 30, 2026, it ranks No. 627 of 4,232 U.S. banks by total assets. The Fayette/Boonslick Branch at 100 E Morrison St dates to 1887 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fayette/Boonslick Branch
    100 E Morrison St, 65248
    Hours: see the bank's site
BTC Bank: profile, branches and contacts
Commercial Trust Company of Fayette 1 branch · main office Fayette, MO Bank · 1

Commercial Trust Company of Fayette has 1 branch in Fayette, 2 across Missouri and 2 nationwide. FDIC records list its main office in Fayette, MO and show it operating since 1903. With $163.8 million in total assets on June 30, 2026, it ranks No. 3,225 of 4,232 U.S. banks by total assets. Its main office at 119 N Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    119 N Main St, 65248
    Hours: see the bank's site
Commercial Trust Company of Fayette: profile, branches and contacts
Exchange Bank of Missouri 1 branch · main office Fayette, MO Bank · 1

Exchange Bank of Missouri has 1 branch in Fayette, 6 across Missouri and 6 nationwide. FDIC records list its main office in Fayette, MO and show it operating since 1927. With $453.8 million in total assets on June 30, 2026, it ranks No. 1,908 of 4,232 U.S. banks by total assets. Its main office at 101 S Church St dates to 1927 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    101 S Church St, 65248
    Hours: see the bank's site
Exchange Bank of Missouri: profile, branches and contacts

Banking in Fayette: the local picture

Short answer: 3 banks run 3 branches in Fayette according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 2 have their main office in Fayette, 1 elsewhere in Missouri, according to the FDIC.

The bank with the longest record here is Commercial Trust Company of Fayette, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is BTC Bank's office at 100 E Morrison St, dating to 1887; the newest is Exchange Bank of Missouri's at 101 S Church St, from 1927.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Fayette, and where the nearest one is if they do not.

Short answer: No branches in Fayette: Chase (nearest in Blue Springs, 86 mi), Wells Fargo (nearest in Saint Louis, 137 mi), Bank of America (nearest in Columbia, 23 mi), PNC Bank (nearest in Warrenton, 86 mi), U.S. Bank (nearest in Columbia, 22 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Louis, 129 mi), Regions Bank (nearest in Columbia, 24 mi), TD Bank, BMO (nearest in Blue Springs, 86 mi).

BankIn FayetteNearest branch if none here
ChaseNoneBlue Springs, 86 miles away
Wells FargoNoneSaint Louis, 137 miles away
Bank of AmericaNoneColumbia, 23 miles away
PNC BankNoneWarrenton, 86 miles away
U.S. BankNoneColumbia, 22 miles away
TruistNonenone in Missouri
Fifth Third BankNonenone in Missouri
HuntingtonNoneSaint Louis, 129 miles away
Regions BankNoneColumbia, 24 miles away
TD BankNonenone in Missouri
BMONoneBlue Springs, 86 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fayette to the nearest branch in Missouri.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fayette residents like anyone else.

Banks near Fayette

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Glasgow (10 miles) and Boonville (13 miles). Columbia, 24 miles away, has the most banks nearby: 21.

Bank branch openings and closings in Fayette

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Fayette between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Fayette

Short answer: 2 institutions have their main office in Fayette: Exchange Bank of Missouri and Commercial Trust Company of Fayette.

InstitutionTypeTotal assets, June 30, 2026Offices here
Exchange Bank of MissouriBank$453.8 million1
Commercial Trust Company of FayetteBank$163.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Fayette by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fayette offices.

Short answer: BTC Bank is the largest bank with offices in Fayette, with $1.91 billion in total assets on June 30, 2026, No. 627 among U.S. banks by total assets. Exchange Bank of Missouri is second with $453.8 million. 2 of the 3 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
BTC Bank$1.91 billionNo. 6271Bethany, MO
Exchange Bank of Missouri$453.8 millionNo. 1,9081Fayette, MO
Commercial Trust Company of Fayette$163.8 millionNo. 3,2251Fayette, MO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Fayette: FAQ

How many banks are in Fayette, MO?

Fayette has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Fayette?

BTC Bank, with 1. Exchange Bank of Missouri has 1 and Commercial Trust Company of Fayette has 1.

Is there a BTC Bank in Fayette, MO?

Yes. FDIC data lists 1 BTC Bank branch in Fayette as of September 5, 2026. The address and directions are under BTC Bank above.

Is there a Exchange Bank of Missouri in Fayette, MO?

Yes. FDIC data lists 1 Exchange Bank of Missouri branch in Fayette as of September 5, 2026, the main office at 101 S Church St. The address and directions are under Exchange Bank of Missouri above.

Is there a Chase in Fayette, MO?

No. FDIC data lists no Chase branch in Fayette as of September 5, 2026. The nearest is in Blue Springs, about 86 miles away in a straight line.

Which banks are headquartered in Fayette?

Exchange Bank of Missouri and Commercial Trust Company of Fayette have their main office in Fayette, according to the FDIC.

What is the oldest bank in Fayette?

Commercial Trust Company of Fayette has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Fayette in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Fayette?

Nearby cities with more banks include Glasgow, Boonville, Salisbury. Glasgow is 10 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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