FDIC-insured bank
Stearns Bank National Association — Saint Cloud, MN
Bank headquartered in Saint Cloud, Minnesota, part of STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 4191 2nd St S Saint Cloud, MN 56301 |
| County | Stearns |
| Metro area | St. Cloud, MN |
| Website | www.stearnsbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 10988 |
| Federal Reserve RSSD ID | 141556 |
| Status | Active |
| Charter class | N (OCC) |
| Holding company | STEARNS FINL SERVICES EMPLOYEE STK OWNERSHIP PLAN |
| Domestic offices | 8 |
| Financials as of | June 30, 2026 |
How to find your Stearns Bank National Association routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.stearnsbank.com.
Share one credit line with people you trust. Everyone gets their own limit.
Offices nearest to headquarters
| Stearns Bank National Association main office Saint Cloud, MN |
4191 2nd St S, 56301 |
| Holdingford Branch Holdingford, MN |
580 Main St, 56340 |
| Albany Branch Albany, MN |
140 5th St, 56307 |
| Pine City Branch Pine City, MN |
600 Hillside Ave Sw, 55063 |
| St Petersburg (Gateway) Branch Saint Petersburg, FL |
7555 Dr Martin Luther King Jr St N, 33702 |
| Arizona Branch Scottsdale, AZ |
9225 E Shea Blvd, 85260 |
| Sarasota (Links) Branch Sarasota, FL |
22 S Links Ave, 34236 |
| Venice Branch Venice, FL |
201 Center Rd, 34285 |
Where Stearns Bank National Association has offices
Cities with the most Stearns Bank National Association offices
Other banks headquartered in Saint Cloud
| Liberty Bank Minnesota | $290.25 million |
Largest banks headquartered elsewhere in Minnesota
| Ameriprise Bank, FSB Minneapolis | $25.48 billion |
| Bridgewater Bank Saint Louis Park | $5.38 billion |
| Frandsen Bank & Trust Lonsdale | $3.66 billion |
| Minnwest Bank Redwood Falls | $2.94 billion |
| Merchants Bank, National Association Winona | $2.88 billion |
| Tradition Capital Bank Wayzata | $2.72 billion |
| Think Mutual Bank Rochester | $2.23 billion |
| Deerwood Bank Waite Park | $1.52 billion |
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.
