Banks in Holdingford, MN

Bank branch map: Holdingford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Holdingford, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Holdingford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Stearns Bank and VersaBank USA have the most locations in Holdingford, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Magnifi Financial Credit Union 1 office · main office Melrose, MN Credit union · 1

Magnifi Financial Credit Union has 1 office in Holdingford, 26 across Minnesota. It is based in Melrose, MN and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Holdingford Branch

  500 Main Street, 56340

  (320) 228-0200Today 9 am to 4 pm

  All hours

  Mon to Fri 9 am to 4 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Magnifi Financial Credit Union: profile, branches and contacts

Stearns Bank 1 branch · main office Saint Cloud, MN Bank · 1

Stearns Bank has 1 branch in Holdingford, 4 across Minnesota and 8 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1912. With $3.27 billion in total assets on June 30, 2026, it ranks No. 395 of 4,232 U.S. banks by total assets. The Holdingford Branch at 580 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Holdingford Branch

  580 Main St, 56340

  Hours: see the bank's site
  DirectionsWebsite

Stearns Bank: profile, branches and contacts

VersaBank USA 1 branch · main office Holdingford, MN Bank · 1

VersaBank USA has 1 branch in Holdingford, 2 across Minnesota and 2 nationwide. FDIC records list its main office in Holdingford, MN and show it operating since 1910. With $911.9 million in total assets on June 30, 2026, it ranks No. 1,136 of 4,232 U.S. banks by total assets. Its main office at 580 Main St dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  580 Main St, 56340

  Hours: see the bank's site
  DirectionsWebsite

VersaBank USA: profile, branches and contacts

Join a credit union in Holdingford

1 credit union has 1 office here: Magnifi Financial Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Holdingford page has every office in the state's directory.

Banking in Holdingford: the local picture

Short answer: 2 banks run 2 branches in Holdingford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Holdingford, 1 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is VersaBank USA, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is VersaBank USA's office at 580 Main St, dating to 1910; the newest is Stearns Bank's at 580 Main St, from 2026.

The only credit union with an office here is Magnifi Financial Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Holdingford

Short answer: None of the 1 Holdingford location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Holdingford, and where the nearest one is if they do not.

Short answer: No branches in Holdingford: Chase (nearest in Saint Cloud, 19 mi), Wells Fargo (nearest in Sauk Rapids, 18 mi), Bank of America (nearest in Coon Rapids, 66 mi), PNC Bank, U.S. Bank (nearest in Sartell, 15 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 19 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 18 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Holdingford to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Holdingford residents like anyone else.

Banks near Holdingford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rice (14 miles) and Sartell (15 miles). Saint Cloud, 19 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Holdingford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Holdingford between September 5, 2025 and September 5, 2026.

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Holdingford

Short answer: 1 institution has its main office in Holdingford: VersaBank USA.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Holdingford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Holdingford offices.

Short answer: Stearns Bank is the largest bank with offices in Holdingford, with $3.27 billion in total assets on June 30, 2026, No. 395 among U.S. banks by total assets. VersaBank USA is second with $911.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Holdingford: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.