US Bank Directory
Banks in Sauk Centre, MN
2 FDIC-insured banks operate 2 offices in Sauk Centre, Minnesota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sauk Centre
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Sauk Centre, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sauk Centre
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Pine Country Bank and Minnesota National Bank have the most locations in Sauk Centre, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Sauk Centre, 7 across Minnesota. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Sauk Center214 12Th St S, 56378
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Magnifi Financial Credit Union Credit union · 1
Magnifi Financial Credit Union has 1 office in Sauk Centre, 26 across Minnesota. It is based in Melrose, MN and $2.67 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Sauk Centre Branch1181 Main St S, 56378
All hours
Mon to Fri 8 am to 5 pm; Sat 9 am to 5 pm; Sun not published
Hours: NCUA, March 31, 2026
Minnesota National Bank Bank · 1
Minnesota National Bank has 1 branch in Sauk Centre, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Sauk Centre, MN and show it operating since 1902. With $298.4 million in total assets on June 30, 2026, it ranks No. 2,488 of 4,232 U.S. banks by total assets. Its main office at 131 12th St S dates to 1902 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office131 12th St S, 56378
Pine Country Bank Bank · 1
Pine Country Bank has 1 branch in Sauk Centre, 5 across Minnesota and 5 nationwide. FDIC records list its main office in Little Falls, MN and show it operating since 1927. With $380.3 million in total assets on June 30, 2026, it ranks No. 2,158 of 4,232 U.S. banks by total assets. The Sauk Centre Branch at 423 Main St S dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sauk Centre Branch423 Main St S, 56378
Join a credit union in Sauk Centre
2 credit unions have 2 offices here: Magnifi Financial Credit Union and Credit Union 1. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sauk Centre page has every office in the state's directory.
Banking in Sauk Centre: the local picture
Short answer: 2 banks run 2 branches in Sauk Centre according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Sauk Centre, 1 elsewhere in Minnesota, according to the FDIC.
The bank with the longest record here is Minnesota National Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Minnesota National Bank's office at 131 12th St S, dating to 1902; the newest is Pine Country Bank's at 423 Main St S, from 2025.
2 credit unions have 2 offices in Sauk Centre, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Sauk Centre
Short answer: 1 of the 2 Sauk Centre locations with published hours opens on Saturday, run by 1 institution.
- Magnifi Financial Credit Union: 1 of 1 office (1181 Main St S: Saturday 9 am to 5 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sauk Centre, and where the nearest one is if they do not.
Short answer: No branches in Sauk Centre: Chase (nearest in Saint Cloud, 40 mi), Wells Fargo (nearest in Alexandria, 23 mi), Bank of America (nearest in Maple Grove, 85 mi), PNC Bank, U.S. Bank (nearest in Alexandria, 23 mi), Truist, Fifth Third Bank, Huntington (nearest in Saint Cloud, 39 mi), Regions Bank, TD Bank, BMO (nearest in Paynesville, 27 mi).
| Bank | In Sauk Centre | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 40 miles away |
| Wells Fargo | None | Alexandria, 23 miles away |
| Bank of America | None | Maple Grove, 85 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Alexandria, 23 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Saint Cloud, 39 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Paynesville, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sauk Centre to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sauk Centre residents like anyone else.
Banks near Sauk Centre
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Villard (15 miles) and Long Prairie (17 miles). Alexandria, 23 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Villard, MN | 15 mi | 2 | 2 |
| Banks in Long Prairie, MN | 17 mi | 3 | 3 |
| Banks in Glenwood, MN | 22 mi | 2 | 2 |
| Banks in Alexandria, MN | 23 mi | 12 | 13 |
| Banks in Holdingford, MN | 23 mi | 2 | 2 |
| Banks in Paynesville, MN | 27 mi | 2 | 2 |
| Banks in New London, MN | 30 mi | 2 | 2 |
| Banks in Cold Spring, MN | 32 mi | 2 | 2 |
Bank branch openings and closings in Sauk Centre
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sauk Centre between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sauk Centre
Short answer: 1 institution has its main office in Sauk Centre: Minnesota National Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Minnesota National Bank | Bank | $298.4 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sauk Centre by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sauk Centre offices.
Short answer: Pine Country Bank is the largest bank with offices in Sauk Centre, with $380.3 million in total assets on June 30, 2026, No. 2,158 among U.S. banks by total assets. Minnesota National Bank is second with $298.4 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Pine Country Bank | $380.3 million | No. 2,158 | 1 | Little Falls, MN |
| Minnesota National Bank | $298.4 million | No. 2,488 | 1 | Sauk Centre, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sauk Centre: FAQ
How many banks are in Sauk Centre, MN?
Sauk Centre has 2 banks with 2 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sauk Centre?
Pine Country Bank, with 1. Minnesota National Bank has 1.
Is there a Pine Country Bank in Sauk Centre, MN?
Yes. FDIC data lists 1 Pine Country Bank branch in Sauk Centre as of September 5, 2026. The address and directions are under Pine Country Bank above.
Is there a Minnesota National Bank in Sauk Centre, MN?
Yes. FDIC data lists 1 Minnesota National Bank branch in Sauk Centre as of September 5, 2026, the main office at 131 12th St S. The address and directions are under Minnesota National Bank above.
Is there a Chase in Sauk Centre, MN?
No. FDIC data lists no Chase branch in Sauk Centre as of September 5, 2026. The nearest is in Saint Cloud, about 40 miles away in a straight line.
Which banks in Sauk Centre are open on Saturday?
Magnifi Financial Credit Union publishes Saturday hours for one or more Sauk Centre locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sauk Centre?
Minnesota National Bank has its main office in Sauk Centre, according to the FDIC.
What is the oldest bank in Sauk Centre?
Minnesota National Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Sauk Centre?
Magnifi Financial Credit Union and Credit Union 1 have offices in Sauk Centre. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sauk Centre in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sauk Centre?
Nearby cities with more banks include Villard, Long Prairie, Glenwood. Villard is 15 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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