US Bank Directory
Banks in Saint Cloud, MN
15 FDIC-insured banks operate 21 offices in Saint Cloud, Minnesota, and 7 credit unions have 8 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Saint Cloud
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 22 banks and credit unions operate 29 locations in Saint Cloud, according to the FDIC and the NCUA. 27 of them have coordinates on record and are on the map. 13 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
27 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Cloud
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Saint Cloud, with 2 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Affinity Plus Credit Union Credit union · 2
Affinity Plus Credit Union has 2 officees in Saint Cloud, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Saint Cloud locations with published hours open on Saturday.
Who can join: see the credit union's site.
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St. Cloud - Heritage Market2835 W Saint Germain St Ste 100, 56301
All hours
Mon to Thu not published; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Saint Cloud Campus720 4Th Ave S A164 Atwood Memorial Center, 56301
All hours
Mon to Fri 2 pm to 9 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
American Heritage National Bank Bank · 2
American Heritage National Bank has 2 branches in Saint Cloud, 7 across Minnesota and 7 nationwide. FDIC records list its main office in Long Prairie, MN and show it operating since 1881. With $604.7 million in total assets on June 30, 2026, it ranks No. 1,554 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is the St. Cloud Branch at 2915 2nd St S, dating to 1995; the newest, at 525 Highway 10 S, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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St. Cloud Branch2915 2nd St S, 56301
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American Heritage Nb Branch525 Highway 10 S, 56304
Liberty Bank Minnesota Bank · 2
Liberty Bank Minnesota has 2 branches in Saint Cloud, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1987. With $290.2 million in total assets on June 30, 2026, it ranks No. 2,534 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is its main office at 2842 2nd St S, dating to 1987; the newest, at 5803 Ridgewood Rd, to 1997. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office2842 2nd St S, 56301
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Westwood Branch5803 Ridgewood Rd, 56303
Old National Bank · 2
Old National has 2 branches in Saint Cloud, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is the Saint Cloud Branch at 400 2nd St S, dating to 1920; the newest, at 4150 2nd St S, to 1983. 1 of its 2 Saint Cloud locations with published hours open on Saturday.
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Saint Cloud Branch400 2nd St S, 56301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
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St Cloud West Branch4150 2nd St S, 56301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Sentry Bank Bank · 2
Sentry Bank has 2 branches in Saint Cloud, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Saint Joseph, MN and show it operating since 1904. With $415.5 million in total assets on June 30, 2026, it ranks No. 2,030 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is the Saint Cloud Branch at 4350 8th St N, dating to 2000; the newest, at 120 4th Ave S, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Cloud Downtown Office120 4th Ave S, 56301
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Saint Cloud Branch4350 8th St N, 56303
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Saint Cloud, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is the St. Cloud Downtown Branch at 1015 W Saint Germain St, dating to 1889; the newest, at 27 33rd Ave N, to 1985. 1 of its 2 Saint Cloud locations with published hours open on Saturday.
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St. Cloud Downtown Branch1015 W Saint Germain St, 56301
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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St. Cloud Midtown Branch27 33rd Ave N, 56303
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Saint Cloud, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Saint Cloud location is the Saint Cloud Main Branch at 400 1st St S, dating to 1917; the newest, at 200 33rd Ave S, to 1989. 1 of its 2 Saint Cloud locations with published hours open on Saturday.
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St Cloud-South Branch200 33rd Ave S, 56301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Saint Cloud Main Branch400 1st St S, 56301
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
American National Bank of Minnesota Bank · 1
American National Bank of Minnesota has 1 branch in Saint Cloud, 10 across Minnesota and 10 nationwide. FDIC records list its main office in Baxter, MN and show it operating since 1983. With $473.2 million in total assets on June 30, 2026, it ranks No. 1,861 of 4,232 U.S. banks by total assets. The St. Cloud Branch at 3210 W Division St dates to 1983 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Cloud Branch3210 W Division St, 56301
Blaze Credit Union Credit union · 1
Blaze Credit Union has 1 office in Saint Cloud, 30 across Minnesota. It is based in Falcon Heights, MN and $4.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Cloud3951 W Division St, 56301
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Catholic United Financial Credit Union Credit union · 1
Catholic United Financial Credit Union has 1 office in Saint Cloud, 2 across Minnesota. It is based in Saint Paul, MN and $34.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Saint Cloud Office120 10Th Ave N, 56303
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Saint Cloud, 45 across Minnesota and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Downtown St Cloud Branch at 211 5th Ave S dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown St Cloud Branch211 5th Ave S, 56301
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Saint Cloud, 7 across Minnesota. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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St. Cloud1532 W Saint Germain St, 56301
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Falcon National Bank Bank · 1
Falcon National Bank has 1 branch in Saint Cloud, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Foley, MN and show it operating since 2003. With $872.3 million in total assets on June 30, 2026, it ranks No. 1,173 of 4,232 U.S. banks by total assets. The St. Cloud Branch at 1010 W Saint Germain St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Cloud Branch1010 W Saint Germain St, 56301
Gate City Bank Bank · 1
Gate City Bank has 1 branch in Saint Cloud, 10 across Minnesota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. The Saint Cloud Cash Wise Foods Branch at 1001 4th St Se dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Cloud Cash Wise Foods Branch1001 4th St Se, 56304
Harvest Bank Bank · 1
Harvest Bank has 1 branch in Saint Cloud, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Kimball, MN and show it operating since 1901. With $355.1 million in total assets on June 30, 2026, it ranks No. 2,242 of 4,232 U.S. banks by total assets. The St. Augusta Branch at 24952 County Road 7 dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Augusta Branch24952 County Road 7, 56301
Huntington Bank · 1
Huntington has 1 branch in Saint Cloud, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Saint Cloud Wesaint Branch at 200 25th Ave S dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Cloud Wesaint Branch200 25th Ave S, 56301
MidCountry Bank Bank · 1
MidCountry Bank has 1 branch in Saint Cloud, 16 across Minnesota and 16 nationwide. FDIC records list its main office in Minneapolis, MN and show it operating since 1933. With $1.07 billion in total assets on June 30, 2026, it ranks No. 984 of 4,232 U.S. banks by total assets. The St Cloud Branch at 1113 W Saint Germain St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St Cloud Branch1113 W Saint Germain St, 56301
Minnwest Bank Bank · 1
Minnwest Bank has 1 branch in Saint Cloud, 30 across Minnesota and 36 nationwide. FDIC records list its main office in Redwood Falls, MN and show it operating since 1941. With $2.94 billion in total assets on June 30, 2026, it ranks No. 437 of 4,232 U.S. banks by total assets. The St. Cloud Branch at 3130 2nd St S dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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St. Cloud Branch3130 2nd St S, 56301
Notre Dame Credit Union Credit union · 1
Notre Dame Credit Union has 1 office in Saint Cloud, 2 across Minnesota. It is based in Notre Dame, IN and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Saint Cloud Branch120 10Th Ave N, 56303
All hours
Mon to Thu 8 am to 4:30 pm; Fri 8 am to 12 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
St. Cloud Financial Credit Union Credit union · 1
St. Cloud Financial Credit Union has 1 office in Saint Cloud, 5 across Minnesota. It is based in Sartell, MN and $439.7 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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St Cloud Financial Credit Union3030 1St St S, 56301
Stearns Bank Bank · 1
Stearns Bank has 1 branch in Saint Cloud, 4 across Minnesota and 8 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1912. With $3.27 billion in total assets on June 30, 2026, it ranks No. 395 of 4,232 U.S. banks by total assets. Its main office at 4191 2nd St S dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office4191 2nd St S, 56301
Trustone Financial Credit Union Credit union · 1
Trustone Financial Credit Union has 1 office in Saint Cloud, 21 across Minnesota. It is based in Plymouth, MN and $6.06 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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St. Cloud3240 W Division St, 56301
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Saint Cloud
7 credit unions have 8 offices here: Affinity Plus Credit Union, Trustone Financial Credit Union, Blaze Credit Union, Credit Union 1, Notre Dame Credit Union and St. Cloud Financial Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Cloud page has every office in the state's directory.
Banking in Saint Cloud: the local picture
Short answer: 15 banks run 21 branches in Saint Cloud according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 15 banks, 2 have their main office in Saint Cloud, 7 elsewhere in Minnesota and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 1015 W Saint Germain St, dating to 1889; the newest is Chase's at 211 5th Ave S, from 2022.
7 credit unions have 8 offices in Saint Cloud, according to the NCUA. Who can join each one is on the credit unions page.
Of the 13 locations with published hours. 6 open on Saturday. 16 locations have no published hours in these sources.
Banks by ZIP code in Saint Cloud
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 56301 has the most bank and credit union offices in Saint Cloud (22), followed by 56303 (5) and 56304 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 56301 | 22 | 19 | Affinity Plus Credit Union, Old National, Wells Fargo |
| 56303 | 5 | 5 | Catholic United Financial Credit Union, Liberty Bank Minnesota, Notre Dame Credit Union |
| 56304 | 2 | 2 | American Heritage National Bank, Gate City Bank |
Banks and credit unions open on Saturday in Saint Cloud
Short answer: 6 of the 13 Saint Cloud locations with published hours open on Saturday, run by 6 institutions.
- Wells Fargo: 1 of 2 branches (200 33rd Ave S: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 2 branches (27 33rd Ave N: Saturday 9 am to 12 pm)
- Old National: 1 of 2 branches (4150 2nd St S: Saturday 9 am to 12 pm)
- Affinity Plus Credit Union: 1 of 2 offices (2835 W Saint Germain St Ste 100: Saturday 9 am to 12 pm)
- Trustone Financial Credit Union: 1 of 1 office (3240 W Division St: Saturday 9 am to 1 pm)
- Blaze Credit Union: 1 of 1 office (3951 W Division St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 16 of the 29 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Cloud, and where the nearest one is if they do not.
Short answer: In Saint Cloud: Chase (1), Wells Fargo (2), U.S. Bank (2), Huntington (1). No branches in Saint Cloud: Bank of America (nearest in Coon Rapids, 47 mi), PNC Bank, Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Paynesville, 29 mi).
| Bank | In Saint Cloud | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| U.S. Bank | 2 branches | here |
| Huntington | 1 branch | here |
| Bank of America | None | Coon Rapids, 47 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Paynesville, 29 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Cloud to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Cloud residents like anyone else.
Banks near Saint Cloud
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Waite Park (2 miles) and Sauk Rapids (3 miles). Sartell, 4 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Waite Park, MN | 2 mi | 3 | 3 |
| Banks in Sauk Rapids, MN | 3 mi | 4 | 4 |
| Banks in Sartell, MN | 4 mi | 6 | 6 |
| Banks in Clearwater, MN | 11 mi | 2 | 2 |
| Banks in Rice, MN | 14 mi | 2 | 2 |
| Banks in Cold Spring, MN | 14 mi | 2 | 2 |
| Banks in Foley, MN | 15 mi | 2 | 3 |
| Banks in Holdingford, MN | 19 mi | 2 | 2 |
Bank branch openings and closings in Saint Cloud
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Cloud between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Saint Cloud
Short answer: 2 institutions have their main office in Saint Cloud: Liberty Bank Minnesota and Stearns Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Liberty Bank Minnesota | Bank | $290.2 million | 2 |
| Stearns Bank | Bank | $3.27 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Saint Cloud by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Cloud offices.
Short answer: Chase is the largest bank with offices in Saint Cloud, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 2 of the 15 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Old National | $73.86 billion | No. 39 | 2 | Evansville, IN |
| Gate City Bank | $4.04 billion | No. 331 | 1 | Fargo, ND |
| Stearns Bank | $3.27 billion | No. 395 | 1 | Saint Cloud, MN |
| Minnwest Bank | $2.94 billion | No. 437 | 1 | Redwood Falls, MN |
| MidCountry Bank | $1.07 billion | No. 984 | 1 | Minneapolis, MN |
| Falcon National Bank | $872.3 million | No. 1,173 | 1 | Foley, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Cloud: FAQ
How many banks are in Saint Cloud, MN?
Saint Cloud has 15 banks with 21 branches and 7 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Cloud?
Wells Fargo, with 2. U.S. Bank has 2 and Old National has 2.
Is there a Wells Fargo in Saint Cloud, MN?
Yes. FDIC data lists 2 Wells Fargo branches in Saint Cloud as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a U.S. Bank in Saint Cloud, MN?
Yes. FDIC data lists 2 U.S. Bank branches in Saint Cloud as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Old National in Saint Cloud, MN?
Yes. FDIC data lists 2 Old National branches in Saint Cloud as of September 5, 2026. Its branches are listed under Old National above, with the address and directions for each.
Is there a Bank of America in Saint Cloud, MN?
No. FDIC data lists no Bank of America branch in Saint Cloud as of September 5, 2026. The nearest is in Coon Rapids, about 47 miles away in a straight line.
Which banks in Saint Cloud are open on Saturday?
Wells Fargo, U.S. Bank, Old National and Affinity Plus Credit Union and 2 more publish Saturday hours for one or more Saint Cloud locations. The Saturday section above lists each one with its hours. 16 of the 29 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Saint Cloud?
Liberty Bank Minnesota and Stearns Bank have their main office in Saint Cloud, according to the FDIC.
What is the oldest bank in Saint Cloud?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Saint Cloud?
Affinity Plus Credit Union, Trustone Financial Credit Union, Blaze Credit Union and Credit Union 1 and 3 more have offices in Saint Cloud. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Cloud in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Cloud?
Nearby cities with more banks include Waite Park, Sauk Rapids, Sartell. Waite Park is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (6 of 21 branches: Old National, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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