US Bank Directory
Banks in Pine City, MN
4 FDIC-insured banks operate 4 offices in Pine City, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Pine City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Pine City, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Pine City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Pine City, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Blaze Credit Union Credit union · 1
Blaze Credit Union has 1 office in Pine City, 30 across Minnesota. It is based in Falcon Heights, MN and $4.82 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pine City900 Main St S, 55063
All hours
Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Frandsen Bank & Trust Bank · 1
Frandsen Bank & Trust has 1 branch in Pine City, 34 across Minnesota and 40 nationwide. FDIC records list its main office in Lonsdale, MN and show it operating since 1901. With $3.66 billion in total assets on June 30, 2026, it ranks No. 359 of 4,232 U.S. banks by total assets. The Pine City Branch at 560 3rd Ave Se dates to 1896 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pine City Branch560 3rd Ave Se, 55063
Northwoods Bank of Minnesota Bank · 1
Northwoods Bank of Minnesota has 1 branch in Pine City, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Park Rapids, MN and show it operating since 1919. With $140.6 million in total assets on June 30, 2026, it ranks No. 3,389 of 4,232 U.S. banks by total assets. The Pine City Branch at 1015 Hillside Ave Sw dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pine City Branch1015 Hillside Ave Sw, 55063
Stearns Bank Bank · 1
Stearns Bank has 1 branch in Pine City, 4 across Minnesota and 8 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1912. With $3.27 billion in total assets on June 30, 2026, it ranks No. 395 of 4,232 U.S. banks by total assets. The Pine City Branch at 600 Hillside Ave Sw dates to 1915 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pine City Branch600 Hillside Ave Sw, 55063
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Pine City, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Pine City Branch at 625 Hillside Ave Sw dates to 1901 in FDIC branch records. Its published hours do not list Saturday.
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Pine City Branch625 Hillside Ave Sw, 55063
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Pine City
1 credit union has 1 office here: Blaze Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Pine City page has every office in the state's directory.
Banking in Pine City: the local picture
Short answer: 4 banks run 4 branches in Pine City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Pine City, 3 elsewhere in Minnesota and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Frandsen Bank & Trust's office at 560 3rd Ave Se, dating to 1896; the newest is Northwoods Bank of Minnesota's at 1015 Hillside Ave Sw, from 1998.
The only credit union with an office here is Blaze Credit Union.
Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Pine City
Short answer: None of the 2 Pine City locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Pine City, and where the nearest one is if they do not.
Short answer: In Pine City: U.S. Bank (1). No branches in Pine City: Chase (nearest in Forest Lake, 37 mi), Wells Fargo (nearest in Cambridge, 21 mi), Bank of America (nearest in Blaine, 45 mi), PNC Bank, Truist, Fifth Third Bank, Huntington (nearest in Forest Lake, 37 mi), Regions Bank, TD Bank, BMO (nearest in Ramsey, 46 mi).
| Bank | In Pine City | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Forest Lake, 37 miles away |
| Wells Fargo | None | Cambridge, 21 miles away |
| Bank of America | None | Blaine, 45 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Forest Lake, 37 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Ramsey, 46 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pine City to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pine City residents like anyone else.
Banks near Pine City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hinckley (13 miles) and Mora (16 miles). Princeton, 34 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hinckley, MN | 13 mi | 2 | 2 |
| Banks in Mora, MN | 16 mi | 2 | 3 |
| Banks in Cambridge, MN | 21 mi | 3 | 6 |
| Banks in North Branch, MN | 21 mi | 2 | 2 |
| Banks in Isanti, MN | 25 mi | 2 | 2 |
| Banks in Lindstrom, MN | 30 mi | 2 | 2 |
| Banks in Chisago City, MN | 31 mi | 2 | 2 |
| Banks in Princeton, MN | 34 mi | 4 | 4 |
Bank branch openings and closings in Pine City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pine City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Pine City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pine City offices.
Short answer: U.S. Bank is the largest bank with offices in Pine City, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Frandsen Bank & Trust is second with $3.66 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Frandsen Bank & Trust | $3.66 billion | No. 359 | 1 | Lonsdale, MN |
| Stearns Bank | $3.27 billion | No. 395 | 1 | Saint Cloud, MN |
| Northwoods Bank of Minnesota | $140.6 million | No. 3,389 | 1 | Park Rapids, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pine City: FAQ
How many banks are in Pine City, MN?
Pine City has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Pine City?
U.S. Bank, with 1. Frandsen Bank & Trust has 1 and Stearns Bank has 1.
Is there a U.S. Bank in Pine City, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Pine City as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Frandsen Bank & Trust in Pine City, MN?
Yes. FDIC data lists 1 Frandsen Bank & Trust branch in Pine City as of September 5, 2026. The address and directions are under Frandsen Bank & Trust above.
Is there a Stearns Bank in Pine City, MN?
Yes. FDIC data lists 1 Stearns Bank branch in Pine City as of September 5, 2026. The address and directions are under Stearns Bank above.
Is there a Chase in Pine City, MN?
No. FDIC data lists no Chase branch in Pine City as of September 5, 2026. The nearest is in Forest Lake, about 37 miles away in a straight line.
Which banks in Pine City are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Pine City?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Pine City?
Blaze Credit Union has an office in Pine City. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Pine City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pine City?
Nearby cities with more banks include Hinckley, Mora, Cambridge. Hinckley is 13 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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