US Bank Directory

Banks in Cambridge, MN

3 FDIC-insured banks operate 6 offices in Cambridge, Minnesota, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Cambridge

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 5 banks and credit unions operate 9 locations in Cambridge, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

9 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cambridge

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Security Bank has the most locations in Cambridge, with 4. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Security Bank 4 branches · main office Glencoe, MN Bank · 4

Security Bank has 4 branches in Cambridge, 26 across Minnesota and 26 nationwide. FDIC records list its main office in Glencoe, MN and show it operating since 1935. With $1.33 billion in total assets on June 30, 2026, it ranks No. 832 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cambridge location is the The Meadows Of Riverhills Branch at 1545 Riverhills Prkway Nw, dating to 2001; the newest, at 127 Main St S, to 2024. It does not publish hours in the sources this page uses; check its site before you go.

  • Cambridge State Bank Branch
    127 Main St S, 55008
    Hours: see the bank's site
  • East Office Branch
    127 Opportunity Blvd N, 55008
    Hours: see the bank's site
  • The Meadows Of Riverhills Branch
    1545 Riverhills Prkway Nw, 55008
    Hours: see the bank's site
  • Mill Ridge Commons Branch
    235 Fern St N, 55008
    Hours: see the bank's site
Security Bank: profile, branches and contacts
Minnco Credit Union 2 offices · main office Cambridge, MN Credit union · 2

Minnco Credit Union has 2 officees in Cambridge, 8 across Minnesota. It is based in Cambridge, MN and $612.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Cambridge locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2215 3Rd Ave Ne, 55008
    (763) 689-1071Today: hours not published
    All hours

    Mon 9 am to 6 pm; Tue to Thu not published; Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Cambridge Office
    235 1St Ave W, 55008
    (763) 689-1071Today: hours not published
    All hours

    Mon 8:30 am to 4:30 pm; Tue to Wed not published; Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Minnco Credit Union: profile, branches and contacts
Affinity Plus Credit Union 1 office · main office Saint Paul, MN Credit union · 1

Affinity Plus Credit Union has 1 office in Cambridge, 35 across Minnesota. It is based in Saint Paul, MN and $5.05 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cambridge
    1990 2Nd Ave Se, 55008
    (763) 689-9110Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Affinity Plus Credit Union: profile, branches and contacts
First Bank & Trust 1 branch · main office Brookings, SD Bank · 1

First Bank & Trust has 1 branch in Cambridge, 7 across Minnesota and 22 nationwide. FDIC records list its main office in Brookings, SD and show it operating since 1925. With $4.78 billion in total assets on June 30, 2026, it ranks No. 296 of 4,232 U.S. banks by total assets. The Cambridge Branch at 234 1st Ave E dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Bank & Trust: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Cambridge, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Cambridge Branch at 250 2nd Ave Ne dates to 1927 in FDIC branch records. It opens on Saturday.

  • Cambridge Branch
    250 2nd Ave Ne, 55008
    (612) 667-5898Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Cambridge

2 credit unions have 3 offices here: Minnco Credit Union and Affinity Plus Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cambridge page has every office in the state's directory.

Banking in Cambridge: the local picture

Short answer: 3 banks run 6 branches in Cambridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Cambridge, 1 elsewhere in Minnesota and 2 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is First Bank & Trust's office at 234 1st Ave E, dating to 1916; the newest is Security Bank's at 127 Main St S, from 2024.

2 credit unions have 3 offices in Cambridge, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Cambridge

Short answer: 3 of the 4 Cambridge locations with published hours open on Saturday, run by 3 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cambridge, and where the nearest one is if they do not.

Short answer: In Cambridge: Wells Fargo (1). No branches in Cambridge: Chase (nearest in Forest Lake, 23 mi), Bank of America (nearest in Blaine, 26 mi), PNC Bank, U.S. Bank (nearest in Princeton, 17 mi), Truist, Fifth Third Bank, Huntington (nearest in Forest Lake, 23 mi), Regions Bank, TD Bank, BMO (nearest in Ramsey, 25 mi).

BankIn CambridgeNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneForest Lake, 23 miles away
Bank of AmericaNoneBlaine, 26 miles away
PNC BankNonenone in Minnesota
U.S. BankNonePrinceton, 17 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneForest Lake, 23 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneRamsey, 25 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cambridge to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cambridge residents like anyone else.

Banks near Cambridge

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Isanti (5 miles) and North Branch (12 miles). Princeton, 17 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Cambridge

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cambridge between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cambridge

Short answer: 1 institution has its main office in Cambridge: Minnco Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Minnco Credit UnionCredit union$612.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cambridge by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cambridge offices.

Short answer: Wells Fargo is the largest bank with offices in Cambridge, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. First Bank & Trust is second with $4.78 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
First Bank & Trust$4.78 billionNo. 2961Brookings, SD
Security Bank$1.33 billionNo. 8324Glencoe, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cambridge: FAQ

How many banks are in Cambridge, MN?

Cambridge has 3 banks with 6 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cambridge?

Security Bank, with 4. Wells Fargo has 1 and First Bank & Trust has 1.

Is there a Security Bank in Cambridge, MN?

Yes. FDIC data lists 4 Security Bank branches in Cambridge as of September 5, 2026. Its branches are listed under Security Bank above, with the address and directions for each.

Is there a Wells Fargo in Cambridge, MN?

Yes. FDIC data lists 1 Wells Fargo branch in Cambridge as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a First Bank & Trust in Cambridge, MN?

Yes. FDIC data lists 1 First Bank & Trust branch in Cambridge as of September 5, 2026. The address and directions are under First Bank & Trust above.

Is there a Chase in Cambridge, MN?

No. FDIC data lists no Chase branch in Cambridge as of September 5, 2026. The nearest is in Forest Lake, about 23 miles away in a straight line.

Which banks in Cambridge are open on Saturday?

Wells Fargo, Minnco Credit Union and Affinity Plus Credit Union publish Saturday hours for one or more Cambridge locations. The Saturday section above lists each one with its hours. 5 of the 9 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cambridge?

Minnco Credit Union has its main office in Cambridge, according to the FDIC and the NCUA.

What is the oldest bank in Cambridge?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Cambridge?

Minnco Credit Union and Affinity Plus Credit Union have offices in Cambridge. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cambridge in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cambridge?

Nearby cities with more banks include Isanti, North Branch, Princeton. Isanti is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 6 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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