US Bank Directory
Banks in Saint Michael, MN
3 FDIC-insured banks operate 3 offices in Saint Michael, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Saint Michael
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Saint Michael, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Saint Michael
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank, Deerwood Bank and Highland Bank have the most locations in Saint Michael, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Blaze Credit Union Credit union · 1
Blaze Credit Union has 1 office in Saint Michael, 30 across Minnesota. It is based in Falcon Heights, MN and $4.82 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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St Michael - Cub900 Central Ave E, 55376
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Deerwood Bank Bank · 1
Deerwood Bank has 1 branch in Saint Michael, 14 across Minnesota and 14 nationwide. FDIC records list its main office in Waite Park, MN and show it operating since 1910. With $1.52 billion in total assets on June 30, 2026, it ranks No. 737 of 4,232 U.S. banks by total assets. The Saint Michael Branch at 12725 43rd St Ne dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Michael Branch12725 43rd St Ne, 55376
Highland Bank Bank · 1
Highland Bank has 1 branch in Saint Michael, 8 across Minnesota and 8 nationwide. FDIC records list its main office in Saint Paul, MN and show it operating since 1943. With $775.9 million in total assets on June 30, 2026, it ranks No. 1,290 of 4,232 U.S. banks by total assets. The Saint Michael Branch at 113 Central Avenue East dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Michael Branch113 Central Avenue East, 55376
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Saint Michael, 14 across Minnesota and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Saint Michael - Branch 28 at 750 Central Ave E dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Saint Michael - Branch 28750 Central Ave E, 55376
Join a credit union in Saint Michael
1 credit union has 1 office here: Blaze Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Saint Michael page has every office in the state's directory.
Banking in Saint Michael: the local picture
Short answer: 3 banks run 3 branches in Saint Michael according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Saint Michael, 2 elsewhere in Minnesota and 1 out of state, according to the FDIC.
The bank with the longest record here is Deerwood Bank, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is Deerwood Bank's office at 12725 43rd St Ne, dating to 1999; the newest is Highland Bank's at 113 Central Avenue East, from 2024.
The only credit union with an office here is Blaze Credit Union.
Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Saint Michael
Short answer: None of the 1 Saint Michael location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Saint Michael, and where the nearest one is if they do not.
Short answer: No branches in Saint Michael: Chase (nearest in Rogers, 5 mi), Wells Fargo (nearest in Rogers, 5 mi), Bank of America (nearest in Maple Grove, 13 mi), PNC Bank, U.S. Bank (nearest in Elk River, 9 mi), Truist, Fifth Third Bank, Huntington (nearest in Elk River, 9 mi), Regions Bank, TD Bank, BMO (nearest in Rogers, 5 mi).
| Bank | In Saint Michael | Nearest branch if none here |
|---|---|---|
| Chase | None | Rogers, 5 miles away |
| Wells Fargo | None | Rogers, 5 miles away |
| Bank of America | None | Maple Grove, 13 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Elk River, 9 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Elk River, 9 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Rogers, 5 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Saint Michael to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Saint Michael residents like anyone else.
Banks near Saint Michael
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Albertville (2 miles) and Rogers (5 miles). Maple Grove, 12 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Albertville, MN | 2 mi | 2 | 2 |
| Banks in Rogers, MN | 5 mi | 5 | 5 |
| Banks in Elk River, MN | 9 mi | 9 | 11 |
| Banks in Monticello, MN | 9 mi | 8 | 8 |
| Banks in Big Lake, MN | 9 mi | 3 | 3 |
| Banks in Buffalo, MN | 11 mi | 5 | 5 |
| Banks in Ramsey, MN | 11 mi | 3 | 3 |
| Banks in Maple Grove, MN | 12 mi | 14 | 16 |
Bank branch openings and closings in Saint Michael
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Saint Michael between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Saint Michael by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Saint Michael offices.
Short answer: Nicolet Bank is the largest bank with offices in Saint Michael, with $15.39 billion in total assets on June 30, 2026, No. 126 among U.S. banks by total assets. Deerwood Bank is second with $1.52 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
| Deerwood Bank | $1.52 billion | No. 737 | 1 | Waite Park, MN |
| Highland Bank | $775.9 million | No. 1,290 | 1 | Saint Paul, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Saint Michael: FAQ
How many banks are in Saint Michael, MN?
Saint Michael has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Saint Michael?
Nicolet Bank, with 1. Deerwood Bank has 1 and Highland Bank has 1.
Is there a Nicolet Bank in Saint Michael, MN?
Yes. FDIC data lists 1 Nicolet Bank branch in Saint Michael as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a Deerwood Bank in Saint Michael, MN?
Yes. FDIC data lists 1 Deerwood Bank branch in Saint Michael as of September 5, 2026. The address and directions are under Deerwood Bank above.
Is there a Highland Bank in Saint Michael, MN?
Yes. FDIC data lists 1 Highland Bank branch in Saint Michael as of September 5, 2026. The address and directions are under Highland Bank above.
Is there a Chase in Saint Michael, MN?
No. FDIC data lists no Chase branch in Saint Michael as of September 5, 2026. The nearest is in Rogers, about 5 miles away in a straight line.
Which banks in Saint Michael are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Saint Michael?
Deerwood Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1910.
Which credit unions can I join in Saint Michael?
Blaze Credit Union has an office in Saint Michael. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Saint Michael in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Saint Michael?
Nearby cities with more banks include Albertville, Rogers, Elk River. Albertville is 2 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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