US Bank Directory

Banks in Elk River, MN

9 FDIC-insured banks operate 11 offices in Elk River, Minnesota, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Elk River

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 10 banks and credit unions operate 12 locations in Elk River, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

12 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Elk River

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Bank of Elk River and First Bank Elk River have the most locations in Elk River, with 2 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Bank Elk River 2 branches · main office Elk River, MN Bank · 2

First Bank Elk River has 2 branches in Elk River, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Elk River, MN and show it operating since 1907. With $369.2 million in total assets on June 30, 2026, it ranks No. 2,186 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elk River location is its main office at 812 Main St Nw, dating to 1907; the newest, at 19157 Freeport St Nw, to 1995. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    812 Main St Nw, 55330
    Hours: see the bank's site
  • Elk Park Center Branch
    19157 Freeport St Nw, 55330
    Hours: see the bank's site
First Bank Elk River: profile, branches and contacts
The Bank of Elk River 2 branches · main office Elk River, MN Bank · 2

The Bank of Elk River has 2 branches in Elk River, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Elk River, MN and show it operating since 1885. With $719.1 million in total assets on June 30, 2026, it ranks No. 1,360 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elk River location is its main office at 630 Main St Nw, dating to 1885; the newest, at 846 Freeport Ave Nw, to 1986. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    630 Main St Nw, 55330
    Hours: see the bank's site
  • School Street Office
    846 Freeport Ave Nw, 55330
    Hours: see the bank's site
The Bank of Elk River: profile, branches and contacts
Blaze Credit Union 1 office · main office Falcon Heights, MN Credit union · 1

Blaze Credit Union has 1 office in Elk River, 30 across Minnesota. It is based in Falcon Heights, MN and $4.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Elk River
    17035 Yale St Nw, 55330
    (763) 441-3842Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Blaze Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Elk River, 45 across Minnesota and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Elk River Branch at 19320 Us Highway 169 Nw dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elk River Branch
    19320 Us Highway 169 Nw, 55330
    Hours: see the bank's site
Chase: profile, branches and contacts
Gate City Bank 1 branch · main office Fargo, ND Bank · 1

Gate City Bank has 1 branch in Elk River, 10 across Minnesota and 46 nationwide. FDIC records list its main office in Fargo, ND and show it operating since 1923. With $4.04 billion in total assets on June 30, 2026, it ranks No. 331 of 4,232 U.S. banks by total assets. The Elk River - Coborn'S Branch at 19425 Evans Street Nw dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elk River - Coborn'S Branch
    19425 Evans Street Nw, 55330
    Hours: see the bank's site
Gate City Bank: profile, branches and contacts
Huntington The Huntington National Bank · 1 branch · main office Columbus, OH Bank · 1

Huntington has 1 branch in Elk River, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Elk River Branch at 19270 Freeport St Nw dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elk River Branch
    19270 Freeport St Nw, 55330
    Hours: see the bank's site
Huntington: profile, branches and contacts
Nicolet Bank Nicolet National Bank · 1 branch · main office Green Bay, WI Bank · 1

Nicolet Bank has 1 branch in Elk River, 14 across Minnesota and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Elk River - Branch 29 at 18233 Carson Ct Nw dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elk River - Branch 29
    18233 Carson Ct Nw, 55330
    Hours: see the bank's site
Nicolet Bank: profile, branches and contacts
Pine River State Bank 1 branch · main office Pine River, MN Bank · 1

Pine River State Bank has 1 branch in Elk River, 5 across Minnesota and 5 nationwide. FDIC records list its main office in Pine River, MN and show it operating since 1918. With $185.3 million in total assets on June 30, 2026, it ranks No. 3,097 of 4,232 U.S. banks by total assets. The Nowthen Branch at 8141 Viking Blvd Nw dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Nowthen Branch
    8141 Viking Blvd Nw, 55330
    Hours: see the bank's site
Pine River State Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Elk River, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Elk River Branch at 19695 Holt St Nw dates to 1923 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Elk River Branch
    19695 Holt St Nw, 55330
    Hours: see the bank's site
U.S. Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Elk River, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Elk River Branch at 19290 Freeport St Nw dates to 1998 in FDIC branch records. It opens on Saturday.

  • Elk River Branch
    19290 Freeport St Nw, 55330
    (612) 667-4646Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Elk River

1 credit union has 1 office here: Blaze Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Elk River page has every office in the state's directory.

Banking in Elk River: the local picture

Short answer: 9 banks run 11 branches in Elk River according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 2 have their main office in Elk River, 1 elsewhere in Minnesota and 6 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Elk River's office at 630 Main St Nw, dating to 1885; the newest is Chase's at 19320 Us Highway 169 Nw, from 2025.

The only credit union with an office here is Blaze Credit Union.

Of the 2 locations with published hours. 2 open on Saturday. 10 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Elk River

Short answer: 2 of the 2 Elk River locations with published hours open on Saturday, run by 2 institutions.

  • Wells Fargo: 1 of 1 branch (19290 Freeport St Nw: Saturday 9 am to 2 pm)
  • Blaze Credit Union: 1 of 1 office (17035 Yale St Nw: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 10 of the 12 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Elk River, and where the nearest one is if they do not.

Short answer: In Elk River: Chase (1), Wells Fargo (1), U.S. Bank (1), Huntington (1). No branches in Elk River: Bank of America (nearest in Coon Rapids, 13 mi), PNC Bank, Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Rogers, 8 mi).

BankIn Elk RiverNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
U.S. Bank1 branchhere
Huntington1 branchhere
Bank of AmericaNoneCoon Rapids, 13 miles away
PNC BankNonenone in Minnesota
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneRogers, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elk River to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elk River residents like anyone else.

Banks near Elk River

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Albertville (8 miles) and Rogers (8 miles). Monticello, 12 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Elk River

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Elk River between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Nov 4, 2025OpenedChase19320 Us Highway 169 Nw, 55330

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Elk River

Short answer: 2 institutions have their main office in Elk River: The Bank of Elk River and First Bank Elk River.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Bank of Elk RiverBank$719.1 million2
First Bank Elk RiverBank$369.2 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Elk River by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elk River offices.

Short answer: Chase is the largest bank with offices in Elk River, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 2 of the 9 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
Huntington$283.07 billionNo. 151Columbus, OH
Nicolet Bank$15.39 billionNo. 1261Green Bay, WI
Gate City Bank$4.04 billionNo. 3311Fargo, ND
The Bank of Elk River$719.1 millionNo. 1,3602Elk River, MN
First Bank Elk River$369.2 millionNo. 2,1862Elk River, MN
Pine River State Bank$185.3 millionNo. 3,0971Pine River, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elk River: FAQ

How many banks are in Elk River, MN?

Elk River has 9 banks with 11 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Elk River?

The Bank of Elk River, with 2. First Bank Elk River has 2 and Chase has 1.

Is there a Chase in Elk River, MN?

Yes. FDIC data lists 1 Chase branch in Elk River as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Elk River, MN?

No. FDIC data lists no Bank of America branch in Elk River as of September 5, 2026. The nearest is in Coon Rapids, about 13 miles away in a straight line.

Which banks in Elk River are open on Saturday?

Wells Fargo and Blaze Credit Union publish Saturday hours for one or more Elk River locations. The Saturday section above lists each one with its hours. 10 of the 12 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Elk River?

The Bank of Elk River and First Bank Elk River have their main office in Elk River, according to the FDIC.

What is the oldest bank in Elk River?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Elk River?

Blaze Credit Union has an office in Elk River. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Elk River in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elk River?

Nearby cities with more banks include Albertville, Rogers, Saint Michael. Albertville is 8 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 11 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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