US Bank Directory
Banks in Big Lake, MN
3 FDIC-insured banks operate 3 offices in Big Lake, Minnesota, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Big Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Big Lake, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Big Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Old National, National Bank of Commerce and Liberty Bank Minnesota have the most locations in Big Lake, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Credit Union 1 Credit union · 1
Credit Union 1 has 1 office in Big Lake, 7 across Minnesota. It is based in Lombard, IL and $2.64 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Big Lake18146 198Th Ave Nw, 55309
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Liberty Bank Minnesota Bank · 1
Liberty Bank Minnesota has 1 branch in Big Lake, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1987. With $290.2 million in total assets on June 30, 2026, it ranks No. 2,534 of 4,232 U.S. banks by total assets. The Big Lake Office Branch at 730 Humboldt Dr dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Big Lake Office Branch730 Humboldt Dr, 55309
Minnco Credit Union Credit union · 1
Minnco Credit Union has 1 office in Big Lake, 8 across Minnesota. It is based in Cambridge, MN and $612.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Big Lake Office613 Rose Dr, 55309
All hours
Mon 8:30 am to 5 pm; Tue to Thu not published; Fri 8:30 am to 5 pm; Sat 8:30 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
National Bank of Commerce Bank · 1
National Bank of Commerce has 1 branch in Big Lake, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. The Big Lake Branch at 240 Jefferson Blvd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Big Lake Branch240 Jefferson Blvd, 55309
Old National Bank · 1
Old National has 1 branch in Big Lake, 77 across Minnesota and 361 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1907. With $73.86 billion in total assets on June 30, 2026, it ranks No. 39 of 4,232 U.S. banks by total assets. The Big Lake Branch at 19943 County Road 43 Nw dates to 2017 in FDIC branch records. Its published hours do not list Saturday.
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Big Lake Branch19943 County Road 43 Nw, 55309
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Old National branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Big Lake
2 credit unions have 2 offices here: Credit Union 1 and Minnco Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Big Lake page has every office in the state's directory.
Banking in Big Lake: the local picture
Short answer: 3 banks run 3 branches in Big Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Big Lake, 1 elsewhere in Minnesota and 2 out of state, according to the FDIC.
The bank with the longest record here is Old National, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is National Bank of Commerce's office at 240 Jefferson Blvd, dating to 2000; the newest is Liberty Bank Minnesota's at 730 Humboldt Dr, from 2021.
2 credit unions have 2 offices in Big Lake, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Big Lake
Short answer: 1 of the 3 Big Lake locations with published hours opens on Saturday, run by 1 institution.
- Minnco Credit Union: 1 of 1 office (613 Rose Dr: Saturday 8:30 am to 12:30 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Big Lake, and where the nearest one is if they do not.
Short answer: No branches in Big Lake: Chase (nearest in Elk River, 9 mi), Wells Fargo (nearest in Monticello, 4 mi), Bank of America (nearest in Coon Rapids, 21 mi), PNC Bank, U.S. Bank (nearest in Monticello, 3 mi), Truist, Fifth Third Bank, Huntington (nearest in Monticello, 4 mi), Regions Bank, TD Bank, BMO (nearest in Rogers, 13 mi).
| Bank | In Big Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | Elk River, 9 miles away |
| Wells Fargo | None | Monticello, 4 miles away |
| Bank of America | None | Coon Rapids, 21 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Monticello, 3 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Monticello, 4 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Rogers, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Big Lake to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Big Lake residents like anyone else.
Banks near Big Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Monticello (4 miles) and Albertville (8 miles). Elk River, 9 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Monticello, MN | 4 mi | 8 | 8 |
| Banks in Albertville, MN | 8 mi | 2 | 2 |
| Banks in Elk River, MN | 9 mi | 9 | 11 |
| Banks in Saint Michael, MN | 9 mi | 3 | 3 |
| Banks in Zimmerman, MN | 11 mi | 3 | 3 |
| Banks in Buffalo, MN | 13 mi | 5 | 5 |
| Banks in Rogers, MN | 13 mi | 5 | 5 |
| Banks in Clearwater, MN | 16 mi | 2 | 2 |
Bank branch openings and closings in Big Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Big Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Big Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Big Lake offices.
Short answer: Old National is the largest bank with offices in Big Lake, with $73.86 billion in total assets on June 30, 2026, No. 39 among U.S. banks by total assets. National Bank of Commerce is second with $2.23 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Old National | $73.86 billion | No. 39 | 1 | Evansville, IN |
| National Bank of Commerce | $2.23 billion | No. 561 | 1 | Superior, WI |
| Liberty Bank Minnesota | $290.2 million | No. 2,534 | 1 | Saint Cloud, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Big Lake: FAQ
How many banks are in Big Lake, MN?
Big Lake has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Big Lake?
Old National, with 1. National Bank of Commerce has 1 and Liberty Bank Minnesota has 1.
Is there a Old National in Big Lake, MN?
Yes. FDIC data lists 1 Old National branch in Big Lake as of September 5, 2026. The address and directions are under Old National above.
Is there a National Bank of Commerce in Big Lake, MN?
Yes. FDIC data lists 1 National Bank of Commerce branch in Big Lake as of September 5, 2026. The address and directions are under National Bank of Commerce above.
Is there a Liberty Bank Minnesota in Big Lake, MN?
Yes. FDIC data lists 1 Liberty Bank Minnesota branch in Big Lake as of September 5, 2026. The address and directions are under Liberty Bank Minnesota above.
Is there a Chase in Big Lake, MN?
No. FDIC data lists no Chase branch in Big Lake as of September 5, 2026. The nearest is in Elk River, about 9 miles away in a straight line.
Which banks in Big Lake are open on Saturday?
Minnco Credit Union publishes Saturday hours for one or more Big Lake locations. The Saturday section above lists each one with its hours. 2 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Big Lake?
Old National has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in Big Lake?
Credit Union 1 and Minnco Credit Union have offices in Big Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Big Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Big Lake?
Nearby cities with more banks include Monticello, Albertville, Elk River. Monticello is 4 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Old National) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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