US Bank Directory
Banks in Monticello, MN
8 FDIC-insured banks operate 8 offices in Monticello, Minnesota.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Monticello
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 8 locations in Monticello, according to the FDIC. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Monticello
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 8 banks share the most locations in Monticello, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
CorTrust Bank Bank · 1
CorTrust Bank has 1 branch in Monticello, 15 across Minnesota and 37 nationwide. FDIC records list its main office in Mitchell, SD and show it operating since 1930. With $1.56 billion in total assets on June 30, 2026, it ranks No. 719 of 4,232 U.S. banks by total assets. The Monticello Branch at 106 E 4th St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch106 E 4th St, 55362
Huntington Bank · 1
Huntington has 1 branch in Monticello, 61 across Minnesota and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Monticello Cub Branch at 216 W 7th St dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Cub Branch216 W 7th St, 55362
Liberty Bank Minnesota Bank · 1
Liberty Bank Minnesota has 1 branch in Monticello, 6 across Minnesota and 6 nationwide. FDIC records list its main office in Saint Cloud, MN and show it operating since 1987. With $290.2 million in total assets on June 30, 2026, it ranks No. 2,534 of 4,232 U.S. banks by total assets. The Monticello Branch at 1560 Hart Blvd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch1560 Hart Blvd, 55362
National Bank of Commerce Bank · 1
National Bank of Commerce has 1 branch in Monticello, 17 across Minnesota and 21 nationwide. FDIC records list its main office in Superior, WI and show it operating since 1934. With $2.23 billion in total assets on June 30, 2026, it ranks No. 561 of 4,232 U.S. banks by total assets. The Monticello Office at 1421 E 7th St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Office1421 E 7th St, 55362
Premier Bank Minnesota Bank · 1
Premier Bank Minnesota has 1 branch in Monticello, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Hastings, MN and show it operating since 1990. With $691.5 million in total assets on June 30, 2026, it ranks No. 1,387 of 4,232 U.S. banks by total assets. The Monticello Branch at 4134 Deegan Ct dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch4134 Deegan Ct, 55362
Sherburne State Bank Bank · 1
Sherburne State Bank has 1 branch in Monticello, 4 across Minnesota and 4 nationwide. FDIC records list its main office in Becker, MN and show it operating since 1920. With $351.1 million in total assets on June 30, 2026, it ranks No. 2,262 of 4,232 U.S. banks by total assets. The Monticello Branch at 1200 Highway 25 S dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monticello Branch1200 Highway 25 S, 55362
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Monticello, 105 across Minnesota and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Monticello Branch at 307 Pine St dates to 1923 in FDIC branch records. It opens on Saturday.
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Monticello Branch307 Pine St, 55362
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Monticello, 121 across Minnesota and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Monticello Branch at 407 Pine St dates to 1984 in FDIC branch records. It opens on Saturday.
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Monticello Branch407 Pine St, 55362
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Monticello: the local picture
Short answer: 8 banks run 8 branches in Monticello according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 8 banks, 0 have their main office in Monticello, 3 elsewhere in Minnesota and 5 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is U.S. Bank's office at 307 Pine St, dating to 1923; the newest is Sherburne State Bank's at 1200 Highway 25 S, from 2017.
Of the 2 locations with published hours. 2 open on Saturday. 6 locations have no published hours in these sources.
Banks open on Saturday in Monticello
Short answer: 2 of the 2 Monticello locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (407 Pine St: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (307 Pine St: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monticello, and where the nearest one is if they do not.
Short answer: In Monticello: Wells Fargo (1), U.S. Bank (1), Huntington (1). No branches in Monticello: Chase (nearest in Elk River, 11 mi), Bank of America (nearest in Maple Grove, 22 mi), PNC Bank, Truist, Fifth Third Bank, Regions Bank, TD Bank, BMO (nearest in Rogers, 13 mi).
| Bank | In Monticello | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Elk River, 11 miles away |
| Bank of America | None | Maple Grove, 22 miles away |
| PNC Bank | None | none in Minnesota |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Rogers, 13 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monticello to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monticello residents like anyone else.
Banks near Monticello
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Big Lake (4 miles) and Albertville (8 miles). Elk River, 12 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Big Lake, MN | 4 mi | 3 | 3 |
| Banks in Albertville, MN | 8 mi | 2 | 2 |
| Banks in Buffalo, MN | 9 mi | 5 | 5 |
| Banks in Saint Michael, MN | 9 mi | 3 | 3 |
| Banks in Elk River, MN | 12 mi | 9 | 11 |
| Banks in Rogers, MN | 14 mi | 5 | 5 |
| Banks in Zimmerman, MN | 14 mi | 3 | 3 |
| Banks in Clearwater, MN | 15 mi | 2 | 2 |
Bank branch openings and closings in Monticello
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monticello between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Monticello by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monticello offices.
Short answer: Wells Fargo is the largest bank with offices in Monticello, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| National Bank of Commerce | $2.23 billion | No. 561 | 1 | Superior, WI |
| CorTrust Bank | $1.56 billion | No. 719 | 1 | Mitchell, SD |
| Premier Bank Minnesota | $691.5 million | No. 1,387 | 1 | Hastings, MN |
| Sherburne State Bank | $351.1 million | No. 2,262 | 1 | Becker, MN |
| Liberty Bank Minnesota | $290.2 million | No. 2,534 | 1 | Saint Cloud, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monticello: FAQ
How many banks are in Monticello, MN?
Monticello has 8 banks with 8 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Monticello?
Wells Fargo, with 1. U.S. Bank has 1 and Huntington has 1.
Is there a Wells Fargo in Monticello, MN?
Yes. FDIC data lists 1 Wells Fargo branch in Monticello as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a U.S. Bank in Monticello, MN?
Yes. FDIC data lists 1 U.S. Bank branch in Monticello as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Huntington in Monticello, MN?
Yes. FDIC data lists 1 Huntington branch in Monticello as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Monticello, MN?
No. FDIC data lists no Chase branch in Monticello as of September 5, 2026. The nearest is in Elk River, about 11 miles away in a straight line.
Which banks in Monticello are open on Saturday?
Wells Fargo and U.S. Bank publish Saturday hours for one or more Monticello locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Monticello?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Did any bank branches open or close in Monticello in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monticello?
Nearby cities with more banks include Big Lake, Albertville, Buffalo. Big Lake is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 8 branches: U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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