US Bank Directory
Banks in Floodwood, MN
1 FDIC-insured bank operates 1 office in Floodwood, Minnesota, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Floodwood
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Floodwood, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Floodwood
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Northview Bank is the only bank with an office in Floodwood. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Northview Bank Bank · 1
Northview Bank has 1 branch in Floodwood, 12 across Minnesota and 12 nationwide. FDIC records list its main office in Sandstone, MN and show it operating since 1908. With $469.7 million in total assets on June 30, 2026, it ranks No. 1,868 of 4,232 U.S. banks by total assets. The Floodwood Branch at 202 Railroad Street dates to 1908 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Floodwood Branch202 Railroad Street, 55736
Northwoods Credit Union Credit union · 1
Northwoods Credit Union has 1 office in Floodwood, 5 across Minnesota. It is based in Cloquet, MN and $178.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Floodwood Branch224 Highway 2 W, 55736
All hours
Mon to Tue 8 am to 5 pm; Wed 9 am to 5 pm; Thu to Fri 8 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Floodwood
1 credit union has 1 office here: Northwoods Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Floodwood page has every office in the state's directory.
Banking in Floodwood: the local picture
Short answer: 1 bank runs 1 branch in Floodwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Northview Bank has its main office in Sandstone, MN, according to the FDIC.
The bank with the longest record here is Northview Bank, operating since 1908 according to the FDIC.
The only credit union with an office here is Northwoods Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Credit unions open on Saturday in Floodwood
Short answer: 1 of the 1 Floodwood location with published hours opens on Saturday, run by 1 institution.
- Northwoods Credit Union: 1 of 1 office (224 Highway 2 W: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Floodwood, and where the nearest one is if they do not.
Short answer: No branches in Floodwood: Chase (nearest in Saint Cloud, 112 mi), Wells Fargo (nearest in Cloquet, 27 mi), Bank of America (nearest in Blaine, 121 mi), PNC Bank, U.S. Bank (nearest in Cloquet, 26 mi), Truist, Fifth Third Bank, Huntington (nearest in Duluth, 40 mi), Regions Bank, TD Bank, BMO (nearest in Little Falls, 95 mi).
| Bank | In Floodwood | Nearest branch if none here |
|---|---|---|
| Chase | None | Saint Cloud, 112 miles away |
| Wells Fargo | None | Cloquet, 27 miles away |
| Bank of America | None | Blaine, 121 miles away |
| PNC Bank | None | none in Minnesota |
| U.S. Bank | None | Cloquet, 26 miles away |
| Truist | None | none in Minnesota |
| Fifth Third Bank | None | none in Minnesota |
| Huntington | None | Duluth, 40 miles away |
| Regions Bank | None | none in Minnesota |
| TD Bank | None | none in Minnesota |
| BMO | None | Little Falls, 95 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Floodwood to the nearest branch in Minnesota.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Floodwood residents like anyone else.
Banks near Floodwood
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cloquet (26 miles) and Hibbing (35 miles). Duluth, 39 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cloquet, MN | 26 mi | 5 | 5 |
| Banks in Hibbing, MN | 35 mi | 5 | 5 |
| Banks in Grand Rapids, MN | 35 mi | 7 | 9 |
| Banks in Hermantown, MN | 36 mi | 5 | 5 |
| Banks in Duluth, MN | 39 mi | 10 | 27 |
| Banks in Virginia, MN | 45 mi | 5 | 6 |
| Banks in Aitkin, MN | 46 mi | 3 | 4 |
| Banks in Deer River, MN | 50 mi | 2 | 2 |
Bank branch openings and closings in Floodwood
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Floodwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Floodwood by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Floodwood offices.
Short answer: Northview Bank is the largest bank with offices in Floodwood, with $469.7 million in total assets on June 30, 2026, No. 1,868 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Northview Bank | $469.7 million | No. 1,868 | 1 | Sandstone, MN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Floodwood: FAQ
How many banks are in Floodwood, MN?
Floodwood has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Northview Bank in Floodwood, MN?
Yes. FDIC data lists 1 Northview Bank branch in Floodwood as of September 5, 2026. The address and directions are under Northview Bank above.
Is there a Chase in Floodwood, MN?
No. FDIC data lists no Chase branch in Floodwood as of September 5, 2026. The nearest is in Saint Cloud, about 112 miles away in a straight line.
Which banks in Floodwood are open on Saturday?
Northwoods Credit Union publishes Saturday hours for one or more Floodwood locations. The Saturday section above lists each one with its hours. 1 of the 2 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Floodwood?
Northview Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1908.
Which credit unions can I join in Floodwood?
Northwoods Credit Union has an office in Floodwood. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Floodwood in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Floodwood?
Nearby cities with more banks include Cloquet, Hibbing, Grand Rapids. Cloquet is 26 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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