US Bank Directory

Banks in Annandale, MN

2 FDIC-insured banks operate 2 offices in Annandale, Minnesota.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Annandale

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Annandale, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Annandale

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Star Bank and Lake Central Bank have the most locations in Annandale, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Lake Central Bank 1 branch · main office Annandale, MN Bank · 1

Lake Central Bank has 1 branch in Annandale, 3 across Minnesota and 3 nationwide. FDIC records list its main office in Annandale, MN and show it operating since 1893. With $291.3 million in total assets on June 30, 2026, it ranks No. 2,527 of 4,232 U.S. banks by total assets. Its main office at 40 Chestnut St W dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    40 Chestnut St W, 55302
    Hours: see the bank's site
Lake Central Bank: profile, branches and contacts
Star Bank 1 branch · main office Maple Lake, MN Bank · 1

Star Bank has 1 branch in Annandale, 11 across Minnesota and 11 nationwide. FDIC records list its main office in Maple Lake, MN and show it operating since 1904. With $445.8 million in total assets on June 30, 2026, it ranks No. 1,933 of 4,232 U.S. banks by total assets. The Annandale Branch at 460 Elm Street E dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Annandale Branch
    460 Elm Street E, 55302
    Hours: see the bank's site
Star Bank: profile, branches and contacts

Banking in Annandale: the local picture

Short answer: 2 banks run 2 branches in Annandale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Annandale, 1 elsewhere in Minnesota, according to the FDIC.

The bank with the longest record here is Lake Central Bank, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is Lake Central Bank's office at 40 Chestnut St W, dating to 1893; the newest is Star Bank's at 460 Elm Street E, from 2005.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Annandale, and where the nearest one is if they do not.

Short answer: No branches in Annandale: Chase (nearest in Saint Cloud, 21 mi), Wells Fargo (nearest in Buffalo, 14 mi), Bank of America (nearest in Maple Grove, 35 mi), PNC Bank, U.S. Bank (nearest in Monticello, 16 mi), Truist, Fifth Third Bank, Huntington (nearest in Monticello, 16 mi), Regions Bank, TD Bank, BMO (nearest in Rogers, 28 mi).

BankIn AnnandaleNearest branch if none here
ChaseNoneSaint Cloud, 21 miles away
Wells FargoNoneBuffalo, 14 miles away
Bank of AmericaNoneMaple Grove, 35 miles away
PNC BankNonenone in Minnesota
U.S. BankNoneMonticello, 16 miles away
TruistNonenone in Minnesota
Fifth Third BankNonenone in Minnesota
HuntingtonNoneMonticello, 16 miles away
Regions BankNonenone in Minnesota
TD BankNonenone in Minnesota
BMONoneRogers, 28 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Annandale to the nearest branch in Minnesota.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Annandale residents like anyone else.

Banks near Annandale

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Clearwater (11 miles) and Cokato (13 miles). Saint Cloud, 20 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Annandale

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Annandale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Annandale

Short answer: 1 institution has its main office in Annandale: Lake Central Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Lake Central BankBank$291.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Annandale by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Annandale offices.

Short answer: Star Bank is the largest bank with offices in Annandale, with $445.8 million in total assets on June 30, 2026, No. 1,933 among U.S. banks by total assets. Lake Central Bank is second with $291.3 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Star Bank$445.8 millionNo. 1,9331Maple Lake, MN
Lake Central Bank$291.3 millionNo. 2,5271Annandale, MN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Annandale: FAQ

How many banks are in Annandale, MN?

Annandale has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Annandale?

Star Bank, with 1. Lake Central Bank has 1.

Is there a Star Bank in Annandale, MN?

Yes. FDIC data lists 1 Star Bank branch in Annandale as of September 5, 2026. The address and directions are under Star Bank above.

Is there a Lake Central Bank in Annandale, MN?

Yes. FDIC data lists 1 Lake Central Bank branch in Annandale as of September 5, 2026, the main office at 40 Chestnut St W. The address and directions are under Lake Central Bank above.

Is there a Chase in Annandale, MN?

No. FDIC data lists no Chase branch in Annandale as of September 5, 2026. The nearest is in Saint Cloud, about 21 miles away in a straight line.

Which banks are headquartered in Annandale?

Lake Central Bank has its main office in Annandale, according to the FDIC.

What is the oldest bank in Annandale?

Lake Central Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.

Did any bank branches open or close in Annandale in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Annandale?

Nearby cities with more banks include Clearwater, Cokato, Buffalo. Clearwater is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds