US Bank Directory
Banks in Mio, MI
1 FDIC-insured bank operates 1 office in Mio, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Mio
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Mio, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Mio
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington is the only bank with an office in Mio. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
H.p.c. Credit Union Credit union · 1
H.p.c. Credit Union has 1 office in Mio, 3 across Michigan. It is based in Alpena, MI and $171.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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H.P.C. Credit Union - Branch Office #3308 N Morenci Ave, 48647
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Huntington Bank · 1
Huntington has 1 branch in Mio, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Mio Branch at 211 N Morenci Ave dates to 1999 in FDIC branch records. Its published hours do not list Saturday.
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Mio Branch211 N Morenci Ave, 48647
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Northland Area Credit Union Credit union · 1
Northland Area Credit Union has 1 office in Mio, 17 across Michigan. It is based in Alpena, MI and $708.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Mio Branch208 N Morenci Ave, 48647
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Mio
2 credit unions have 2 offices here: Northland Area Credit Union and H.p.c. Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Mio page has every office in the state's directory.
Banking in Mio: the local picture
Short answer: 1 bank runs 1 branch in Mio according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Huntington has its main office in Columbus, OH, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC.
2 credit unions have 2 offices in Mio, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 1 opens on Saturday.
Credit unions open on Saturday in Mio
Short answer: 1 of the 3 Mio locations with published hours opens on Saturday, run by 1 institution.
- Northland Area Credit Union: 1 of 1 office (208 N Morenci Ave: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Mio, and where the nearest one is if they do not.
Short answer: In Mio: Huntington (1). No branches in Mio: Chase (nearest in Prudenville, 36 mi), Wells Fargo (nearest in Birmingham, 153 mi), Bank of America (nearest in Lansing, 134 mi), PNC Bank (nearest in West Branch, 27 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Gaylord, 37 mi), Regions Bank, TD Bank, BMO.
| Bank | In Mio | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Prudenville, 36 miles away |
| Wells Fargo | None | Birmingham, 153 miles away |
| Bank of America | None | Lansing, 134 miles away |
| PNC Bank | None | West Branch, 27 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Gaylord, 37 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Mio to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Mio residents like anyone else.
Banks near Mio
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Rose City (16 miles) and West Branch (27 miles). Gaylord, 37 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Rose City, MI | 16 mi | 2 | 2 |
| Banks in West Branch, MI | 27 mi | 4 | 5 |
| Banks in Grayling, MI | 29 mi | 2 | 2 |
| Banks in Gaylord, MI | 37 mi | 5 | 6 |
| Banks in Houghton Lake, MI | 38 mi | 2 | 2 |
| Banks in Tawas City, MI | 40 mi | 2 | 2 |
| Banks in Oscoda, MI | 42 mi | 2 | 2 |
| Banks in Alpena, MI | 44 mi | 3 | 4 |
Bank branch openings and closings in Mio
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Mio between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Mio by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Mio offices.
Short answer: Huntington is the largest bank with offices in Mio, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Mio: FAQ
How many banks are in Mio, MI?
Mio has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Huntington in Mio, MI?
Yes. FDIC data lists 1 Huntington branch in Mio as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Mio, MI?
No. FDIC data lists no Chase branch in Mio as of September 5, 2026. The nearest is in Prudenville, about 36 miles away in a straight line.
Which banks in Mio are open on Saturday?
Northland Area Credit Union publishes Saturday hours for one or more Mio locations. The Saturday section above lists each one with its hours.
What is the oldest bank in Mio?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Mio?
Northland Area Credit Union and H.p.c. Credit Union have offices in Mio. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Mio in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Mio?
Nearby cities with more banks include Rose City, West Branch, Grayling. Rose City is 16 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Huntington) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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