US Bank Directory

Banks in Ida, MI

1 FDIC-insured bank operates 1 office in Ida, Michigan.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Ida

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Ida, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ida

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First Merchants Bank is the only bank with an office in Ida. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First Merchants Bank 1 branch · main office Muncie, IN Bank · 1

First Merchants Bank has 1 branch in Ida, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Ida Branch at 2917 Lewis Ave dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Merchants Bank: profile, branches and contacts

Banking in Ida: the local picture

Short answer: 1 bank runs 1 branch in Ida according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

First Merchants Bank has its main office in Muncie, IN, according to the FDIC.

The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Ida, and where the nearest one is if they do not.

Short answer: No branches in Ida: Chase (nearest in Ypsilanti, 21 mi), Wells Fargo (nearest in Birmingham, 47 mi), Bank of America (nearest in Flat Rock, 20 mi), PNC Bank (nearest in Monroe, 9 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Monroe, 9 mi), Huntington (nearest in Dundee, 6 mi), Regions Bank, TD Bank, BMO.

BankIn IdaNearest branch if none here
ChaseNoneYpsilanti, 21 miles away
Wells FargoNoneBirmingham, 47 miles away
Bank of AmericaNoneFlat Rock, 20 miles away
PNC BankNoneMonroe, 9 miles away
U.S. BankNonenone in Michigan
TruistNonenone in Michigan
Fifth Third BankNoneMonroe, 9 miles away
HuntingtonNoneDundee, 6 miles away
Regions BankNonenone in Michigan
TD BankNonenone in Michigan
BMONonenone in Michigan

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ida to the nearest branch in Michigan.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ida residents like anyone else.

Banks near Ida

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dundee (6 miles) and Monroe (9 miles). Monroe, 9 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Ida

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ida between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ida by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ida offices.

Short answer: First Merchants Bank is the largest bank with offices in Ida, with $21.32 billion in total assets on June 30, 2026, No. 101 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First Merchants Bank$21.32 billionNo. 1011Muncie, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ida: FAQ

How many banks are in Ida, MI?

Ida has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a First Merchants Bank in Ida, MI?

Yes. FDIC data lists 1 First Merchants Bank branch in Ida as of September 5, 2026. The address and directions are under First Merchants Bank above.

Is there a Chase in Ida, MI?

No. FDIC data lists no Chase branch in Ida as of September 5, 2026. The nearest is in Ypsilanti, about 21 miles away in a straight line.

What is the oldest bank in Ida?

First Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.

Did any bank branches open or close in Ida in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ida?

Nearby cities with more banks include Dundee, Monroe, Temperance. Dundee is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds