US Bank Directory
Banks in Ida, MI
1 FDIC-insured bank operates 1 office in Ida, Michigan.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ida
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Ida, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ida
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Merchants Bank is the only bank with an office in Ida. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Ida, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Ida Branch at 2917 Lewis Ave dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ida Branch2917 Lewis Ave, 48140
Banking in Ida: the local picture
Short answer: 1 bank runs 1 branch in Ida according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Merchants Bank has its main office in Muncie, IN, according to the FDIC.
The bank with the longest record here is First Merchants Bank, operating since 1893 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ida, and where the nearest one is if they do not.
Short answer: No branches in Ida: Chase (nearest in Ypsilanti, 21 mi), Wells Fargo (nearest in Birmingham, 47 mi), Bank of America (nearest in Flat Rock, 20 mi), PNC Bank (nearest in Monroe, 9 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Monroe, 9 mi), Huntington (nearest in Dundee, 6 mi), Regions Bank, TD Bank, BMO.
| Bank | In Ida | Nearest branch if none here |
|---|---|---|
| Chase | None | Ypsilanti, 21 miles away |
| Wells Fargo | None | Birmingham, 47 miles away |
| Bank of America | None | Flat Rock, 20 miles away |
| PNC Bank | None | Monroe, 9 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Monroe, 9 miles away |
| Huntington | None | Dundee, 6 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ida to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ida residents like anyone else.
Banks near Ida
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dundee (6 miles) and Monroe (9 miles). Monroe, 9 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dundee, MI | 6 mi | 4 | 4 |
| Banks in Monroe, MI | 9 mi | 6 | 10 |
| Banks in Temperance, MI | 10 mi | 2 | 2 |
| Banks in Lambertville, MI | 11 mi | 4 | 4 |
| Banks in Flat Rock, MI | 20 mi | 3 | 3 |
| Banks in Tecumseh, MI | 21 mi | 4 | 4 |
| Banks in Saline, MI | 21 mi | 4 | 4 |
| Banks in Belleville, MI | 22 mi | 5 | 5 |
Bank branch openings and closings in Ida
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ida between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ida by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ida offices.
Short answer: First Merchants Bank is the largest bank with offices in Ida, with $21.32 billion in total assets on June 30, 2026, No. 101 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ida: FAQ
How many banks are in Ida, MI?
Ida has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a First Merchants Bank in Ida, MI?
Yes. FDIC data lists 1 First Merchants Bank branch in Ida as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a Chase in Ida, MI?
No. FDIC data lists no Chase branch in Ida as of September 5, 2026. The nearest is in Ypsilanti, about 21 miles away in a straight line.
What is the oldest bank in Ida?
First Merchants Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1893.
Did any bank branches open or close in Ida in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ida?
Nearby cities with more banks include Dundee, Monroe, Temperance. Dundee is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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