US Bank Directory
Banks in Flat Rock, MI
3 FDIC-insured banks operate 3 offices in Flat Rock, Michigan, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Flat Rock
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Flat Rock, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Flat Rock
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America, Fifth Third Bank and First Merchants Bank have the most locations in Flat Rock, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Flat Rock, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Flat Rock Branch at 27511 Telegraph Rd dates to 1923 in FDIC branch records. Its published hours do not list Saturday.
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Flat Rock Branch27511 Telegraph Rd, 48134
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Fifth Third Bank Bank · 1
Fifth Third Bank has 1 branch in Flat Rock, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. The Flat Rock Branch at 28725 Telegraph Rd dates to 1960 in FDIC branch records. It opens on Saturday.
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Flat Rock Branch28725 Telegraph Rd, 48134
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Flat Rock, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Flat Rock Branch at 28417 Telegraph Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Flat Rock Branch28417 Telegraph Rd, 48134
Michigan Legacy Credit Union Credit union · 1
Michigan Legacy Credit Union has 1 office in Flat Rock, 5 across Michigan. It is based in Wyandotte, MI and $223.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Flat Rock Branch22855 Gibraltar Rd, 48134
All hours
Mon 9 am to 5 pm; Tue to Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Public Service Credit Union Credit union · 1
Public Service Credit Union has 1 office in Flat Rock, 11 across Michigan. It is based in Romulus, MI and $459.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Flat Rock26121 Vreeland Rd, 48134
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Flat Rock
2 credit unions have 2 offices here: Public Service Credit Union and Michigan Legacy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Flat Rock page has every office in the state's directory.
Banking in Flat Rock: the local picture
Short answer: 3 banks run 3 branches in Flat Rock according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Flat Rock and 3 out of state, according to the FDIC.
The bank with the longest record here is Fifth Third Bank, operating since 1865 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 27511 Telegraph Rd, dating to 1923; the newest is First Merchants Bank's at 28417 Telegraph Rd, from 1999.
2 credit unions have 2 offices in Flat Rock, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Flat Rock
Short answer: 2 of the 4 Flat Rock locations with published hours open on Saturday, run by 2 institutions.
- Fifth Third Bank: 1 of 1 branch (28725 Telegraph Rd: Saturday 9 am to 12 pm)
- Public Service Credit Union: 1 of 1 office (26121 Vreeland Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Flat Rock, and where the nearest one is if they do not.
Short answer: In Flat Rock: Bank of America (1), Fifth Third Bank (1). No branches in Flat Rock: Chase (nearest in Brownstown Township, 5 mi), Wells Fargo (nearest in Birmingham, 31 mi), PNC Bank (nearest in Brownstown, 2 mi), U.S. Bank, Truist, Huntington (nearest in Southgate, 8 mi), Regions Bank, TD Bank, BMO.
| Bank | In Flat Rock | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| Fifth Third Bank | 1 branch | here |
| Chase | None | Brownstown Township, 5 miles away |
| Wells Fargo | None | Birmingham, 31 miles away |
| PNC Bank | None | Brownstown, 2 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Huntington | None | Southgate, 8 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Flat Rock to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Flat Rock residents like anyone else.
Banks near Flat Rock
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Brownstown Township (3 miles) and Woodhaven (4 miles). Taylor, 9 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Brownstown Township, MI | 3 mi | 3 | 3 |
| Banks in Woodhaven, MI | 4 mi | 3 | 4 |
| Banks in Trenton, MI | 6 mi | 2 | 2 |
| Banks in Southgate, MI | 8 mi | 5 | 5 |
| Banks in Taylor, MI | 9 mi | 7 | 10 |
| Banks in Wyandotte, MI | 10 mi | 2 | 3 |
| Banks in Lincoln Park, MI | 11 mi | 2 | 2 |
| Banks in Allen Park, MI | 12 mi | 3 | 3 |
Bank branch openings and closings in Flat Rock
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Flat Rock between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Flat Rock by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Flat Rock offices.
Short answer: Bank of America is the largest bank with offices in Flat Rock, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Fifth Third Bank | $299.18 billion | No. 14 | 1 | Cincinnati, OH |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Flat Rock: FAQ
How many banks are in Flat Rock, MI?
Flat Rock has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Flat Rock?
Bank of America, with 1. Fifth Third Bank has 1 and First Merchants Bank has 1.
Is there a Bank of America in Flat Rock, MI?
Yes. FDIC data lists 1 Bank of America branch in Flat Rock as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Fifth Third Bank in Flat Rock, MI?
Yes. FDIC data lists 1 Fifth Third Bank branch in Flat Rock as of September 5, 2026. The address and directions are under Fifth Third Bank above.
Is there a First Merchants Bank in Flat Rock, MI?
Yes. FDIC data lists 1 First Merchants Bank branch in Flat Rock as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a Chase in Flat Rock, MI?
No. FDIC data lists no Chase branch in Flat Rock as of September 5, 2026. The nearest is in Brownstown Township, about 5 miles away in a straight line.
Which banks in Flat Rock are open on Saturday?
Fifth Third Bank and Public Service Credit Union publish Saturday hours for one or more Flat Rock locations. The Saturday section above lists each one with its hours. 1 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Flat Rock?
Fifth Third Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1865.
Which credit unions can I join in Flat Rock?
Public Service Credit Union and Michigan Legacy Credit Union have offices in Flat Rock. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Flat Rock in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Flat Rock?
Nearby cities with more banks include Brownstown Township, Woodhaven, Trenton. Brownstown Township is 3 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Bank of America, Fifth Third Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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