US Bank Directory
Banks in Southgate, MI
5 FDIC-insured banks operate 5 offices in Southgate, Michigan, and 6 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Southgate
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 11 banks and credit unions operate 11 locations in Southgate, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
10 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Southgate
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Southgate, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Advantage One Credit Union Credit union · 1
Advantage One Credit Union has 1 office in Southgate, 3 across Michigan. It is based in Brownstown, MI and $266.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Southgate Branch Office13050 Fort St, 48195
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Advia Credit Union Credit union · 1
Advia Credit Union has 1 office in Southgate, 19 across Michigan. It is based in Kalamazoo, MI and $3.97 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Southgate14170 Pennsylvania Rd, 48195
All hours
Mon to Thu 9 am to 5 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
Bank of America Bank · 1
Bank of America has 1 branch in Southgate, 72 across Michigan and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Southgate Branch at 13763 Northline Rd dates to 1890 in FDIC branch records. Its published hours do not list Saturday.
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Southgate Branch13763 Northline Rd, 48195
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Citizens Bank · 1
Citizens has 1 branch in Southgate, 65 across Michigan and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Fort / Eureka at 14600 Fort St dates to 1934 in FDIC branch records. It opens on Saturday.
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Fort / Eureka14600 Fort St, 48195
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Credit Union One Credit union · 1
Credit Union One has 1 office in Southgate, 17 across Michigan. It is based in Ferndale, MI and $1.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Cuo-Southgate12820 Fort St, 48195
All hours
Mon to Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 10 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Downriver Community Credit Union Credit union · 1
Downriver Community Credit Union has 1 office in Southgate, 3 across Michigan. It is based in Ecorse, MI and $193.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office15261 Trenton Rd, 48195
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Southgate, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Southgate Branch at 15783 Eureka Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Southgate Branch15783 Eureka Rd, 48195
Huntington Bank · 1
Huntington has 1 branch in Southgate, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Southgate Branch at 16350 Fort St dates to 2004 in FDIC branch records. It opens on Saturday.
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Southgate Branch16350 Fort St, 48195
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
Michigan First Credit Union Credit union · 1
Michigan First Credit Union has 1 office in Southgate, 32 across Michigan. It is based in Lathrup Village, MI and $1.50 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Southgate Kroger Branch16705 Fort St, 48195
All hours
Mon to Fri 10 am to 7 pm; Sat 10 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Southgate, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Dix/Eureka Branch at 14951 Dix Toledo Rd dates to 1956 in FDIC branch records. It opens on Saturday.
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Dix/Eureka Branch14951 Dix Toledo Rd, 48195
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Zeal Credit Union Credit union · 1
Zeal Credit Union has 1 office in Southgate, 18 across Michigan. It is based in Livonia, MI and $1.05 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Zeal Credit Union16225 Fort St, 48195
All hours
Mon 9:30 am to 6 pm; Tue to Thu 9:30 am to 5 pm; Fri 9:30 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Southgate
6 credit unions have 6 offices here: Advia Credit Union, Credit Union One, Michigan First Credit Union, Zeal Credit Union, Advantage One Credit Union and Downriver Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Southgate page has every office in the state's directory.
Banking in Southgate: the local picture
Short answer: 5 banks run 5 branches in Southgate according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Southgate and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 13763 Northline Rd, dating to 1890; the newest is Flagstar's at 15783 Eureka Rd, from 2004.
6 credit unions have 6 offices in Southgate, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 7 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Southgate
Short answer: 7 of the 10 Southgate locations with published hours open on Saturday, run by 7 institutions.
- PNC Bank: 1 of 1 branch (14951 Dix Toledo Rd: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (16350 Fort St: Saturday 9 am to 12 pm)
- Citizens: 1 of 1 branch (14600 Fort St: Saturday 9 am to 12 pm)
- Credit Union One: 1 of 1 office (12820 Fort St: Saturday 10 am to 12:30 pm)
- Michigan First Credit Union: 1 of 1 office (16705 Fort St: Saturday 10 am to 3 pm)
- Zeal Credit Union: 1 of 1 office (16225 Fort St: Saturday 9 am to 1 pm)
- Downriver Community Credit Union: 1 of 1 office (15261 Trenton Rd: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Southgate, and where the nearest one is if they do not.
Short answer: In Southgate: Bank of America (1), PNC Bank (1), Huntington (1). No branches in Southgate: Chase (nearest in Wyandotte, 1 mi), Wells Fargo (nearest in Birmingham, 23 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Riverview, 2 mi), Regions Bank, TD Bank, BMO.
| Bank | In Southgate | Nearest branch if none here |
|---|---|---|
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Huntington | 1 branch | here |
| Chase | None | Wyandotte, 1 mile away |
| Wells Fargo | None | Birmingham, 23 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Riverview, 2 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Southgate to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Southgate residents like anyone else.
Banks near Southgate
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wyandotte (1 mile) and Lincoln Park (3 miles). Dearborn, 8 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wyandotte, MI | 1 mi | 2 | 3 |
| Banks in Lincoln Park, MI | 3 mi | 2 | 2 |
| Banks in Taylor, MI | 3 mi | 7 | 10 |
| Banks in Trenton, MI | 4 mi | 2 | 2 |
| Banks in Woodhaven, MI | 4 mi | 3 | 4 |
| Banks in Allen Park, MI | 5 mi | 3 | 3 |
| Banks in Brownstown Township, MI | 5 mi | 3 | 3 |
| Banks in Dearborn, MI | 8 mi | 10 | 21 |
Bank branch openings and closings in Southgate
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Southgate between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Southgate by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Southgate offices.
Short answer: Bank of America is the largest bank with offices in Southgate, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. PNC Bank is second with $609.77 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Southgate: FAQ
How many banks are in Southgate, MI?
Southgate has 5 banks with 5 branches and 6 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Southgate?
Bank of America, with 1. PNC Bank has 1 and Huntington has 1.
Is there a Bank of America in Southgate, MI?
Yes. FDIC data lists 1 Bank of America branch in Southgate as of September 5, 2026. The address and directions are under Bank of America above.
Is there a PNC Bank in Southgate, MI?
Yes. FDIC data lists 1 PNC Bank branch in Southgate as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Huntington in Southgate, MI?
Yes. FDIC data lists 1 Huntington branch in Southgate as of September 5, 2026. The address and directions are under Huntington above.
Is there a Chase in Southgate, MI?
No. FDIC data lists no Chase branch in Southgate as of September 5, 2026. The nearest is in Wyandotte, about 1 miles away in a straight line.
Which banks in Southgate are open on Saturday?
PNC Bank, Huntington, Citizens and Credit Union One and 3 more publish Saturday hours for one or more Southgate locations. The Saturday section above lists each one with its hours. 1 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Southgate?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Southgate?
Advia Credit Union, Credit Union One, Michigan First Credit Union and Zeal Credit Union and 2 more have offices in Southgate. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Southgate in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Southgate?
Nearby cities with more banks include Wyandotte, Lincoln Park, Taylor. Wyandotte is 1 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 5 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 5 branches: Bank of America, Citizens, Huntington, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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