US Bank Directory
Banks in Monroe, MI
6 FDIC-insured banks operate 10 offices in Monroe, Michigan, and 3 credit unions have 4 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Monroe
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 14 locations in Monroe, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
13 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Monroe
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Merchants Bank has the most locations in Monroe, with 4. It is followed by Fifth Third Bank (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Merchants Bank Bank · 4
First Merchants Bank has 4 branches in Monroe, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monroe location is the Monroe Headquarters Branch at 10 Washington St, dating to 1905; the newest, at 14581 S Dixie Hwy, to 1974. It does not publish hours in the sources this page uses; check its site before you go.
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Monroe Headquarters Branch10 Washington St, 48161
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North Monroe Branch1204 N Monroe St, 48162
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South Dixie Branch14581 S Dixie Hwy, 48161
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West Monroe Branch1500 N Custer Rd, 48162
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Monroe, 308 across Michigan and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monroe location is the Monroe Downtown Banking Center at 453 S Monroe St, dating to 1999; the newest, at 2133 N Telegraph Rd, to 2000. 1 of its 2 Monroe locations with published hours open on Saturday.
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North Monroe Bkg. Ctr. Branch2133 N Telegraph Rd, 48162
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Monroe Downtown Banking Center453 S Monroe St, 48161
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Monroe Community Credit Union Credit union · 2
Monroe Community Credit Union has 2 officees in Monroe, 6 across Michigan. It is based in Monroe, MI and $404.4 million in assets on March 31, 2026, according to its NCUA call report. All 2 of its Monroe locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office715 N Telegraph Rd, 48162
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Winchester (Win)14 Winchester St, 48161
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Directions Credit Union Credit union · 1
Directions Credit Union has 1 office in Monroe, 3 across Michigan. It is based in Toledo, OH and $1.39 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Telegraph15470 S Telegraph Rd, 48161
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Flagstar Bank · 1
Flagstar has 1 branch in Monroe, 101 across Michigan and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Monroe Branch at 2203 N Telegraph Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monroe Branch2203 N Telegraph Rd, 48162
Huntington Bank · 1
Huntington has 1 branch in Monroe, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Monroe-Sixth Branch at 602 S Monroe St dates to 1923 in FDIC branch records. It opens on Saturday.
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Monroe-Sixth Branch602 S Monroe St, 48161
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Huntington branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Monroe, 19 across Michigan and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The North Telegraph Branch at 1535 N Telegraph Rd dates to 1990 in FDIC branch records. It opens on Saturday.
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North Telegraph Branch1535 N Telegraph Rd, 48162
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
Lake Trust Credit Union Credit union · 1
Lake Trust Credit Union has 1 office in Monroe, 24 across Michigan. It is based in Brighton, MI and $2.87 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Monroe1237 Holiday Blvd, 48162
All hours
Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Monroe, 124 across Michigan and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The North Monroe Street Branch at 202 N Monroe St dates to 1956 in FDIC branch records. It opens on Saturday.
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North Monroe Street Branch202 N Monroe St, 48162
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Join a credit union in Monroe
3 credit unions have 4 offices here: Monroe Community Credit Union, Lake Trust Credit Union and Directions Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monroe page has every office in the state's directory.
Banking in Monroe: the local picture
Short answer: 6 banks run 10 branches in Monroe according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Monroe and 6 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is First Merchants Bank's office at 10 Washington St, dating to 1905; the newest is Flagstar's at 2203 N Telegraph Rd, from 2005.
3 credit unions have 4 offices in Monroe, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 8 open on Saturday. 5 locations have no published hours in these sources.
Banks by ZIP code in Monroe
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 48162 has the most bank and credit union offices in Monroe (8), followed by 48161 (6). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 48162 | 8 | 7 | First Merchants Bank, Fifth Third Bank, Flagstar |
| 48161 | 6 | 5 | First Merchants Bank, Directions Credit Union, Fifth Third Bank |
Banks and credit unions open on Saturday in Monroe
Short answer: 8 of the 9 Monroe locations with published hours open on Saturday, run by 7 institutions.
- Fifth Third Bank: 1 of 2 branches (2133 N Telegraph Rd: Saturday 9 am to 12 pm)
- PNC Bank: 1 of 1 branch (202 N Monroe St: Saturday 9 am to 1 pm)
- Huntington: 1 of 1 branch (602 S Monroe St: Saturday 9 am to 12 pm)
- KeyBank: 1 of 1 branch (1535 N Telegraph Rd: Saturday 9 am to 12 pm)
- Monroe Community Credit Union: 2 of 2 offices (715 N Telegraph Rd: Saturday 9 am to 12 pm, and 1 more)
- Lake Trust Credit Union: 1 of 1 office (1237 Holiday Blvd: Saturday 9 am to 1 pm)
- Directions Credit Union: 1 of 1 office (15470 S Telegraph Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monroe, and where the nearest one is if they do not.
Short answer: In Monroe: PNC Bank (1), Fifth Third Bank (2), Huntington (1). No branches in Monroe: Chase (nearest in Brownstown Township, 18 mi), Wells Fargo (nearest in Birmingham, 44 mi), Bank of America (nearest in Flat Rock, 14 mi), U.S. Bank, Truist, Regions Bank, TD Bank, BMO.
| Bank | In Monroe | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Fifth Third Bank | 2 branches | here |
| Huntington | 1 branch | here |
| Chase | None | Brownstown Township, 18 miles away |
| Wells Fargo | None | Birmingham, 44 miles away |
| Bank of America | None | Flat Rock, 14 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monroe to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monroe residents like anyone else.
Banks near Monroe
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Flat Rock (13 miles) and Dundee (13 miles). Belleville, 21 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Flat Rock, MI | 13 mi | 3 | 3 |
| Banks in Dundee, MI | 13 mi | 4 | 4 |
| Banks in Temperance, MI | 14 mi | 2 | 2 |
| Banks in Brownstown Township, MI | 16 mi | 3 | 3 |
| Banks in Lambertville, MI | 17 mi | 4 | 4 |
| Banks in Woodhaven, MI | 17 mi | 3 | 4 |
| Banks in Trenton, MI | 19 mi | 2 | 2 |
| Banks in Belleville, MI | 21 mi | 5 | 5 |
Bank branch openings and closings in Monroe
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monroe between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Monroe
Short answer: 1 institution has its main office in Monroe: Monroe Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Monroe Community Credit Union | Credit union | $404.4 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Monroe by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monroe offices.
Short answer: PNC Bank is the largest bank with offices in Monroe, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Fifth Third Bank is second with $299.18 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
| First Merchants Bank | $21.32 billion | No. 101 | 4 | Muncie, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monroe: FAQ
How many banks are in Monroe, MI?
Monroe has 6 banks with 10 branches and 3 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Monroe?
First Merchants Bank, with 4. Fifth Third Bank has 2 and PNC Bank has 1.
Is there a First Merchants Bank in Monroe, MI?
Yes. FDIC data lists 4 First Merchants Bank branches in Monroe as of September 5, 2026. Its branches are listed under First Merchants Bank above, with the address and directions for each.
Is there a Fifth Third Bank in Monroe, MI?
Yes. FDIC data lists 2 Fifth Third Bank branches in Monroe as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a PNC Bank in Monroe, MI?
Yes. FDIC data lists 1 PNC Bank branch in Monroe as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Monroe, MI?
No. FDIC data lists no Chase branch in Monroe as of September 5, 2026. The nearest is in Brownstown Township, about 18 miles away in a straight line.
Which banks in Monroe are open on Saturday?
Fifth Third Bank, PNC Bank, Huntington and KeyBank and 3 more publish Saturday hours for one or more Monroe locations. The Saturday section above lists each one with its hours. 5 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Monroe?
Monroe Community Credit Union has its main office in Monroe, according to the FDIC and the NCUA.
What is the oldest bank in Monroe?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Monroe?
Monroe Community Credit Union, Lake Trust Credit Union and Directions Credit Union have offices in Monroe. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Monroe in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monroe?
Nearby cities with more banks include Flat Rock, Dundee, Temperance. Flat Rock is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Fifth Third Bank, Huntington, KeyBank, PNC Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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