US Bank Directory
Banks in Temperance, MI
2 FDIC-insured banks operate 2 offices in Temperance, Michigan, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Temperance
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Temperance, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Temperance
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Huntington and First Merchants Bank have the most locations in Temperance, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Merchants Bank Bank · 1
First Merchants Bank has 1 branch in Temperance, 34 across Michigan and 135 nationwide. FDIC records list its main office in Muncie, IN and show it operating since 1893. With $21.32 billion in total assets on June 30, 2026, it ranks No. 101 of 4,232 U.S. banks by total assets. The Temperance Branch at 9007 Lewis Ave dates to 1948 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Temperance Branch9007 Lewis Ave, 48182
Huntington Bank · 1
Huntington has 1 branch in Temperance, 447 across Michigan and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. The Temperance Sterns Branch at 7405 Lewis Ave dates to 1899 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Temperance Sterns Branch7405 Lewis Ave, 48182
Monroe Community Credit Union Credit union · 1
Monroe Community Credit Union has 1 office in Temperance, 6 across Michigan. It is based in Monroe, MI and $404.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Bedford (Bed)7408 Lewis Ave, 48182
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Temperance
1 credit union has 1 office here: Monroe Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Temperance page has every office in the state's directory.
Banking in Temperance: the local picture
Short answer: 2 banks run 2 branches in Temperance according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Temperance and 2 out of state, according to the FDIC.
The bank with the longest record here is Huntington, operating since 1866 according to the FDIC. In FDIC branch records, the longest-running branch is Huntington's office at 7405 Lewis Ave, dating to 1899; the newest is First Merchants Bank's at 9007 Lewis Ave, from 1948.
The only credit union with an office here is Monroe Community Credit Union.
Of the 1 location with published hours. 1 opens on Saturday. 2 locations have no published hours in these sources.
Credit unions open on Saturday in Temperance
Short answer: 1 of the 1 Temperance location with published hours opens on Saturday, run by 1 institution.
- Monroe Community Credit Union: 1 of 1 office (7408 Lewis Ave: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Temperance, and where the nearest one is if they do not.
Short answer: In Temperance: Huntington (1). No branches in Temperance: Chase (nearest in Ypsilanti, 31 mi), Wells Fargo (nearest in Birmingham, 57 mi), Bank of America (nearest in Flat Rock, 28 mi), PNC Bank (nearest in Monroe, 14 mi), U.S. Bank, Truist, Fifth Third Bank (nearest in Lambertville, 3 mi), Regions Bank, TD Bank, BMO.
| Bank | In Temperance | Nearest branch if none here |
|---|---|---|
| Huntington | 1 branch | here |
| Chase | None | Ypsilanti, 31 miles away |
| Wells Fargo | None | Birmingham, 57 miles away |
| Bank of America | None | Flat Rock, 28 miles away |
| PNC Bank | None | Monroe, 14 miles away |
| U.S. Bank | None | none in Michigan |
| Truist | None | none in Michigan |
| Fifth Third Bank | None | Lambertville, 3 miles away |
| Regions Bank | None | none in Michigan |
| TD Bank | None | none in Michigan |
| BMO | None | none in Michigan |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Temperance to the nearest branch in Michigan.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Temperance residents like anyone else.
Banks near Temperance
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lambertville (3 miles) and Monroe (14 miles). Monroe, 14 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lambertville, MI | 3 mi | 4 | 4 |
| Banks in Monroe, MI | 14 mi | 6 | 10 |
| Banks in Dundee, MI | 14 mi | 4 | 4 |
| Banks in Tecumseh, MI | 26 mi | 4 | 4 |
| Banks in Adrian, MI | 26 mi | 5 | 6 |
| Banks in Flat Rock, MI | 27 mi | 3 | 3 |
| Banks in Saline, MI | 30 mi | 4 | 4 |
| Banks in Brownstown Township, MI | 30 mi | 3 | 3 |
Bank branch openings and closings in Temperance
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Temperance between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Temperance by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Temperance offices.
Short answer: Huntington is the largest bank with offices in Temperance, with $283.07 billion in total assets on June 30, 2026, No. 15 among U.S. banks by total assets. First Merchants Bank is second with $21.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Huntington | $283.07 billion | No. 15 | 1 | Columbus, OH |
| First Merchants Bank | $21.32 billion | No. 101 | 1 | Muncie, IN |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Temperance: FAQ
How many banks are in Temperance, MI?
Temperance has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Temperance?
Huntington, with 1. First Merchants Bank has 1.
Is there a Huntington in Temperance, MI?
Yes. FDIC data lists 1 Huntington branch in Temperance as of September 5, 2026. The address and directions are under Huntington above.
Is there a First Merchants Bank in Temperance, MI?
Yes. FDIC data lists 1 First Merchants Bank branch in Temperance as of September 5, 2026. The address and directions are under First Merchants Bank above.
Is there a Chase in Temperance, MI?
No. FDIC data lists no Chase branch in Temperance as of September 5, 2026. The nearest is in Ypsilanti, about 31 miles away in a straight line.
Which banks in Temperance are open on Saturday?
Monroe Community Credit Union publishes Saturday hours for one or more Temperance locations. The Saturday section above lists each one with its hours. 2 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Temperance?
Huntington has the longest record among banks with a branch here: the FDIC shows it operating since 1866.
Which credit unions can I join in Temperance?
Monroe Community Credit Union has an office in Temperance. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Temperance in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Temperance?
Nearby cities with more banks include Lambertville, Monroe, Dundee. Lambertville is 3 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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