US Bank Directory
Banks in Lavale, MD
1 FDIC-insured bank operates 1 office in Lavale, Maryland, and 5 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lavale
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Lavale, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lavale
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist is the only bank with an office in Lavale. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Act 1st Credit Union Credit union · 1
Act 1st Credit Union has 1 office in Lavale, 2 across Maryland. It is based in LaVale, MD and $150.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office14316 National Hwy Sw, 21502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chessie Credit Union Credit union · 1
Chessie Credit Union has 1 office in Lavale, 7 across Maryland. It is based in Cumberland, MD and $433.2 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lavale Office1308 National Hwy, 21502
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 12:30 pm; Sun not published
Hours: NCUA, March 31, 2026
First Peoples Community Credit Union Credit union · 1
First Peoples Community Credit Union has 1 office in Lavale, 13 across Maryland. It is based in Cumberland, MD and $659.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lavale - National Highway1310 National Hwy, 21502
All hours
Mon to Tue 9 am to 5:30 pm; Wed 9 am to 12:30 pm; Thu to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
State Employees Cu of Maryland, Inc Credit Union Credit union · 1
State Employees Cu of Maryland, Inc Credit Union has 1 office in Lavale, 27 across Maryland. It is based in Linthicum, MD and $5.73 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Secu Credit Union - Lavale12200 Winchester Rd Sw, 21502
All hours
Mon to Tue 8 am to 3:30 pm; Wed 8 am to 5 pm; Thu 8 am to 3:30 pm; Fri 10 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Lavale, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Lavale Branch at 963 National Hwy dates to 1966 in FDIC branch records. It opens on Saturday.
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Lavale Branch963 National Hwy, 21502
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wepco Credit Union Credit union · 1
Wepco Credit Union has 1 office in Lavale, 6 across Maryland. It is based in Bloomington, MD and $397.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wepco - Lavale Branch12511 Winchester Rd Sw, 21502
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lavale
5 credit unions have 5 offices here: State Employees Cu of Maryland, Inc Credit Union, First Peoples Community Credit Union, Chessie Credit Union, Wepco Credit Union and Act 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lavale page has every office in the state's directory.
Banking in Lavale: the local picture
Short answer: 1 bank runs 1 branch in Lavale according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Truist has its main office in Charlotte, NC, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC.
5 credit unions have 5 offices in Lavale, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 3 open on Saturday.
Banks and credit unions open on Saturday in Lavale
Short answer: 3 of the 6 Lavale locations with published hours open on Saturday, run by 3 institutions.
- Truist: 1 of 1 branch (963 National Hwy: Saturday 9 am to 12 pm)
- Chessie Credit Union: 1 of 1 office (1308 National Hwy: Saturday 9 am to 12:30 pm)
- Act 1st Credit Union: 1 of 1 office (14316 National Hwy Sw: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lavale, and where the nearest one is if they do not.
Short answer: In Lavale: Truist (1). No branches in Lavale: Chase (nearest in Frederick, 78 mi), Wells Fargo (nearest in Frederick, 77 mi), Bank of America (nearest in Frederick, 75 mi), PNC Bank (nearest in Hagerstown, 57 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Germantown, 89 mi), BMO.
| Bank | In Lavale | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Frederick, 78 miles away |
| Wells Fargo | None | Frederick, 77 miles away |
| Bank of America | None | Frederick, 75 miles away |
| PNC Bank | None | Hagerstown, 57 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Germantown, 89 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lavale to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lavale residents like anyone else.
Banks near Lavale
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cumberland (1 mile) and Frostburg (5 miles). Hagerstown, 59 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cumberland, MD | 1 mi | 4 | 6 |
| Banks in Frostburg, MD | 5 mi | 3 | 4 |
| Banks in Grantsville, MD | 17 mi | 3 | 3 |
| Banks in Oakland, MD | 35 mi | 5 | 6 |
| Banks in Hancock, MD | 35 mi | 2 | 2 |
| Banks in Hagerstown, MD | 59 mi | 12 | 30 |
| Banks in Boonsboro, MD | 63 mi | 4 | 4 |
| Banks in Myersville, MD | 68 mi | 2 | 2 |
Bank branch openings and closings in Lavale
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lavale between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Lavale
Short answer: 1 institution has its main office in Lavale: Act 1st Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Act 1st Credit Union | Credit union | $150.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Lavale by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lavale offices.
Short answer: Truist is the largest bank with offices in Lavale, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lavale: FAQ
How many banks are in Lavale, MD?
Lavale has 1 bank with 1 branch and 5 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Truist in Lavale, MD?
Yes. FDIC data lists 1 Truist branch in Lavale as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in Lavale, MD?
No. FDIC data lists no Chase branch in Lavale as of September 5, 2026. The nearest is in Frederick, about 78 miles away in a straight line.
Which banks in Lavale are open on Saturday?
Truist, Chessie Credit Union and Act 1st Credit Union publish Saturday hours for one or more Lavale locations. The Saturday section above lists each one with its hours.
Which banks are headquartered in Lavale?
Act 1st Credit Union has its main office in Lavale, according to the FDIC and the NCUA.
What is the oldest bank in Lavale?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Lavale?
State Employees Cu of Maryland, Inc Credit Union, First Peoples Community Credit Union, Chessie Credit Union and Wepco Credit Union and 1 more have offices in Lavale. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lavale in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lavale?
Nearby cities with more banks include Cumberland, Frostburg, Grantsville. Cumberland is 1 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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